How do I buy moving insurance?

Toll Free
  Home > Ask Moving Expert > Moving Companies > How Do I Buy Moving Insurance
How do I buy moving insurance?

Asked by Admin on 9/20/2013 under category Moving Companies

Rating :

1 Answer(s)

Nicole La Capria
Answered on 9/26/2013

Hello, and thank you for visiting!

Between all the hauling, heavy lifting, loading, and unloading, it is not unlikely that your goods will become damaged or misplaced during your move.

However, your movers liability for damage or lost items will vary--which is why it is so important to purchase moving insurance. There are several types of moving coverage available, so make sure you are well informed of your options before your move.

Types of Moving Coverage

Replacement Value Protection

The standard compensation for lost or broken possessions offered by movers--as required by law and at no extra charge--is known as Replacement Value Protection. It covers a meager 60 cents per pound per item--meaning your 10-lb, $2000 flat screen televsion set will be worth about $6 if it breaks in transit.

Full Value Protection

To receive more comprehensive coverage you will have to purchase additional insurance. Full Value Protection coverage ensures that you will be compensated the full value of the item in cash, receive a replacement item, or have the damage prepared at no cost to you.

Other Things to Remember

Before signing a contract, make sure you are aware of the company's liability, either under the standard overage they offer or the additional coverage you purchase. Some moving companies will not insure belongings if you have packed them yourself. Knowing what you are entitled to as outlined in your contract will help you when filing a claim later.

Take plenty of pictures of damaged items, and don't throw them away. When you file a claim with the moving company, they may send someone to assess the damage.


Rate this question
Average Rating :

Add Your Comments

Similar Questions as Above

Ask Moving Expert!

Ask us Categories
Moving Companies
Auto Transport
International Moving
Moving Truck Rental
Moving Labor
Self Storage

 Popular Moving Guides
  1. Local Moves
  2. Full-Service Moving Company
  3. Ten Questions to Ask a Mover
  4. The Truck Driver’s Responsibilities
  5. The Movers Responsibilities
  6. Types of Moving Agents

Moving Tips & Guides
Reasons for Moving
There are many reasons why a person or a family might choose to move. These reasons can range from personal and financial reasons to employment reasons and even a simple lifestyle change or change of scenery. Getting a better grasp and understanding of these reasons might help you better prepare for your move.
Ask About Extra Costs
Don’t be afraid to ask the moving company questions about extra fees that may come up. If you haven’t used adequate materials in packing your belongings, you can be charged for packing supplies. There may be extra fees for moving from a big city. They may charge you extra for any number of reasons, so it’s important to make sure that you have an idea of everything that they want to charge you either up front or just make sure that you’re clear on why they’re charging you extra.
Prepare Your Home Properly ...
Make sure your belongings are packed (unless the movers are being paid to so), walkways are clear, pets and children are out of the way, and your house is prepared for the movers’ arrival on moving day.

© 2015 All Rights Reserved.The most user-friendly source for free moving quotes on the web.