How do I buy moving insurance?

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How do I buy moving insurance?

Asked by Admin on 9/20/2013 under category Moving Companies

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Nicole La Capria
Answered on 9/26/2013

Hello, and thank you for visiting Movers.com!

Between all the hauling, heavy lifting, loading, and unloading, it is not unlikely that your goods will become damaged or misplaced during your move.

However, your movers liability for damage or lost items will vary--which is why it is so important to purchase moving insurance. There are several types of moving coverage available, so make sure you are well informed of your options before your move.

Types of Moving Coverage

Replacement Value Protection

The standard compensation for lost or broken possessions offered by movers--as required by law and at no extra charge--is known as Replacement Value Protection. It covers a meager 60 cents per pound per item--meaning your 10-lb, $2000 flat screen televsion set will be worth about $6 if it breaks in transit.

Full Value Protection

To receive more comprehensive coverage you will have to purchase additional insurance. Full Value Protection coverage ensures that you will be compensated the full value of the item in cash, receive a replacement item, or have the damage prepared at no cost to you.

Other Things to Remember

Before signing a contract, make sure you are aware of the company's liability, either under the standard overage they offer or the additional coverage you purchase. Some moving companies will not insure belongings if you have packed them yourself. Knowing what you are entitled to as outlined in your contract will help you when filing a claim later.

Take plenty of pictures of damaged items, and don't throw them away. When you file a claim with the moving company, they may send someone to assess the damage.

 

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Pickup and Delivery Service
Want to have all of your boxes loaded onto a truck and driven to your destination, without the expenses of a full-service move? Then consider using a pickup and delivery service from your moving company. With this option, you simply pack everything yourself, and the movers will come to your house, place the goods in the truck, drive to your destination, and then unload everything.
Background Checks on Your ...
Be sure to find out if the company you’re interested in hiring is reputable by performing your own background check. Search for reviews from previous customers, search for the company on the Better Business Bureau’s website and be sure to ask for references from previous customers. Make sure you feel completely comfortable with the moving company you choose before entrusting them with all your belongings.
Standard Moving Costs
The cost of a typical move can vary greatly, depending on several factors that include the size of the move, the distance of the move and whether other services are included. But if you’re wondering how much you should expect to pay for a typical move so you can prepare your budget and your bank account, read more to find out.

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