How do I buy moving insurance?

Toll Free
LOCAL MOVERS LONG DISTANCE MOVERS AUTO TRANSPORT INTERNATIONAL MOVERS MOVING REVIEWS ASK MOVING EXPERT MOVING GUIDES BLOG
  Home > Ask Moving Expert > Moving Companies > How Do I Buy Moving Insurance

How do I buy moving insurance?

Asked by Admin on 9/20/2013 under category Moving Companies

Rating :
 3.5
 3.5/5
  based on 2 visitor(s)    
163 Views 

1 Answer(s)

1.
Nicole La Capria
Answered on 9/26/2013

Hello, and thank you for visiting Movers.com!

Between all the hauling, heavy lifting, loading, and unloading, it is not unlikely that your goods will become damaged or misplaced during your move.

However, your movers liability for damage or lost items will vary--which is why it is so important to purchase moving insurance. There are several types of moving coverage available, so make sure you are well informed of your options before your move.

Types of Moving Coverage

Replacement Value Protection

The standard compensation for lost or broken possessions offered by movers--as required by law and at no extra charge--is known as Replacement Value Protection. It covers a meager 60 cents per pound per item--meaning your 10-lb, $2000 flat screen televsion set will be worth about $6 if it breaks in transit.

Full Value Protection

To receive more comprehensive coverage you will have to purchase additional insurance. Full Value Protection coverage ensures that you will be compensated the full value of the item in cash, receive a replacement item, or have the damage prepared at no cost to you.

Other Things to Remember

Before signing a contract, make sure you are aware of the company's liability, either under the standard overage they offer or the additional coverage you purchase. Some moving companies will not insure belongings if you have packed them yourself. Knowing what you are entitled to as outlined in your contract will help you when filing a claim later.

Take plenty of pictures of damaged items, and don't throw them away. When you file a claim with the moving company, they may send someone to assess the damage.

 

Rate this question
Average Rating :
3.5
 3.5/5
based on 2 visitor(s)

Add Your Comments

Similar Questions as Above

 
Ask Moving Expert!
 

Ask us Categories
Moving Companies
Auto Transport
International Moving
Moving Truck Rental
Moving Labor
Self Storage
Others

 Popular Moving Guides
 
  1. Local Moves
  2. Full-Service Moving Company
  3. Ten Questions to Ask a Mover
  4. The Truck Driver’s Responsibilities
  5. The Movers Responsibilities
  6. Types of Moving Agents

Moving Tips & Guides
Always check if movers are ...
In order to be certain that you’re hiring a reputable company to handle your move, make sure they are properly licensed and registered. All interstate movers are required to register for a DOT number (Dept. of Transportation) by the Federal Motor Carrier Safety Administration.
Private vs. Chain Moving ...
Consider these things when trying to decide between a privately-owned moving company and a large chain: Price, customer service, reputation, equipment, services offered and experience. Whatever aspects matter more to you, keep those at the top of your list.
Local Moves
Local moves are typically defined by moves that occur in a radius of less than 50 miles. Even if you aren’t moving very far away, or even out of your town, there are still a lot of preparations that need to be made for a local move, and learning about the intricacies of a local move can better help you prepare.

© 2018 Movers.com. All Rights Reserved.The most user-friendly source for free moving quotes on the web.