Answered by Robert MoreschiApril 16, 2013
All moving companies are required to have some form of insurance in order to be legally permitted to ship your belongings. The type of insurance that movers must have is largely dependent on what kind of moving company they are, what type of services they offer and what kind of moves that they handle.
For example, long distance movers must be registered with the FMCSA (Federal Motor Carrier Safety Administration), which is a federal organization that monitors the activity of all long distance movers and outlines the precise type of operation, cargo, and area in which a carrier can operate. In addition, the FMCSA also dictates the kind of insurance that a company must have. It's a mandatory amount that is set by the FMCSA, and it's important to visit their website to check what this amount is and compare it to the number you are given when you speak the movers.
For local movers, the insurance that they are required to maintain is regulated by the individual state that the moving company is based in. So in your case, the state of Arizona will dictate exactly how much insurance is mandatory for a moving company that operates in Arizona. To find out what this number is, you can contact your state's commerce commission or the department of transportation to find out what it is.
To learn more about moving companies and their licensure and insurance requirements, as well as any other moving-related topic, feel free to visit our moving guides page at Movers.com and browse the extensive collection of helpful and informative moving guides. Then, once your move is over, return to our moving reviews page and leave us a written review of your moving experience.