Everything You Should Know Before Moving to Afton Lake, NY
Thinking of moving to Afton Lake, NY? This small town of around 2,800 residents offers affordable living with a median home price of $174,000 and average rent near $920. Residents enjoy a safe, relaxed lifestyle with low crime rates (violent crime just 72 per 100K) and easy commutes averaging 26 minutes. With highly rated local schools, abundant natural beauty, and four distinct seasons, Afton Lake is a great choice for those seeking a peaceful, close-knit community in upstate New York.
Demographics - Afton Lake, NY
Demographics - Afton Lake, NY
Afton Lake is a small, close-knit community of about 2,800 residents, with a predominantly White population and a median age of 45. The town has a balanced gender ratio and a modest proportion of non-English speakers, making it welcoming and accessible for newcomers. The area's population density is low, offering a relaxed, spacious environment ideal for families and retirees.
Population:
2,800
Density:
120 per sq mi
Median Age:
45.1
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
5.5%

Ethnic Composition
White:
92.5%
Black:
1.0%
Asian:
0.7%
Others:
5.8%
Cost Of Living
What is the average cost of living in Afton Lake, NY?
The cost of living in Afton Lake is below the national average, with a median house value of $174,000 and typical rent around $920 per month. Utilities and groceries are reasonably priced, and state taxes range from 4% to 8.82%. Residents can expect affordable day-to-day expenses, making the town attractive for those seeking value for their money.
Median House Value:
$174,000
Gross Rent:
$920
Monthly Electricity Charges:
$120
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$1,320
House Owner Cost Without Mortgage:
$545
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
97.5
Grocery:
99.0
Housing:
86.2
Utilities:
102.5
Transportation:
97.0
Health Care:
99.8
Miscellaneous:
98.1
Crime
Is Afton Lake, NY a safe place to live?
Afton Lake is considered a safe community, with a violent crime rate of just 72 per 100,000 residents and property crime remaining relatively low. The chances of experiencing a violent crime are about 1 in 1,390, underscoring the town’s reputation for peace of mind and security. This safety makes Afton Lake especially appealing to families and retirees.
Violent Crimes Per 100k:
72
Property Crimes Per 100k:
890
Crime Index:
962
Chance Of Violent Crime:
1 in 1,390
Chance Of Property Crime:
1 in 112
Weather
What is the weather like in Afton Lake, NY year-round?
Afton Lake enjoys four distinct seasons, with warm summers reaching up to 80°F and cold winters dipping to 15°F. The area receives about 38.5 inches of rainfall annually and experiences sunshine approximately 51% of the year. Residents can appreciate both outdoor recreation and cozy indoor days throughout the year.

Winter
Min:
15°F
Max:
32°F

Spring
Min:
36°F
Max:
65°F

Summer
Min:
55°F
Max:
80°F

Fall
Min:
38°F
Max:
67°F
Average Rainfall Inches:
38.5 inches
Sunny Days Percentage:
51%
Neighbors
Neighbors in Afton Lake tend to have a median household income of $58,300, with a poverty rate of 13.8%. Most adults have at least a high school diploma, and commutes average just over 26 minutes, reflecting the community’s small-town, neighborly feel. Public transportation use is rare, and the unemployment rate is moderate at 5.8%.
Median Income:
$31,500
Household Income:
$58,300
Family Income:
$64,700
Per Capita Income:
$27,100
Income Male:
$35,500
Income Female:
$29,200
Poverty Rate:
13.8%
Non English Speakers:
5.5%
Rent:
$920
Unemployment Rate:
5.8%
Public Transport Usage:
0.8%
Commute Time:
26.2 minutes

Education
High School or Higher:
91.5%
Bachelors or More:
21.2%
Education
How are the schools in Afton Lake, NY?
Education in Afton Lake is centered around its well-regarded public school, which serves about 530 students with a low student-teacher ratio of 10.5. While there are no private schools in town, higher education is easily accessible at SUNY Broome Community College, located just 27 miles away. The community places a strong emphasis on learning and educational achievement.

Public Schools
Name:
Afton School
Street:
29 Academy St
Phone:
607-639-8229
Students:
530
Student Teacher Ratio:
10.5

Colleges
Name:
SUNY Broome Community College
City:
Binghamton
State:
NY
Distance:
27 miles
Students:
5,200
Healthcare
Afton Lake residents have access to quality healthcare, with the nearby UHS Chenango Memorial Hospital offering general and emergency services. The area has about 1.6 physicians per 1,000 people and a strong health insurance coverage rate of 91%. The healthcare environment supports both routine and urgent medical needs.

Major Hospitals
Name:
UHS Chenango Memorial Hospital
Address:
179 N Broad St, Norwich, NY 13815
Phone:
(607) 337-4111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
91.0%
Health Care Index:
77.3
Housing Market
What is the housing market like in Afton Lake, NY?
The housing market in Afton Lake is affordable and stable, with a median home price of $174,000 and a high owner-occupancy rate of nearly 73%. Rental options are available, and the vacancy rate is manageable, making it easy for newcomers to find housing. Home values have seen steady appreciation, contributing to the area’s overall appeal.
Median Home Price:
$174,000
Average Rent For 2 Bedroom:
$920
Owner Occupied Rate:
72.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
2.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
Afton Lake residents handle their motor vehicle needs through the New York State Department of Motor Vehicles, with the nearest office located in Utica. DMV services are accessible both in person and online, ensuring convenience for new and current drivers. The DMV provides standard services like licensing, registration, and title transfers.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
207 Genesee St, Utica, NY 13501
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.