Everything You Should Know Before Moving to Agency, MO
Considering a move to Agency, MO? This small community of 684 offers affordable living with a median home price of $172,000 and average rents around $900. Residents enjoy a low cost of living, modest crime rates, and a typical commute of 27 minutes. With mostly sunny weather and access to quality healthcare in nearby St. Joseph, Agency provides a peaceful, friendly atmosphere and strong owner-occupied housing rates—perfect for those seeking a quiet, family-oriented lifestyle.
Demographics - Agency, MO
Demographics - Agency, MO
Agency, Missouri is a close-knit community of 684 residents, predominantly White, with a median age of 42. The population density is comfortable at 558 people per square mile, and the gender balance is nearly even, making Agency appealing for families and those seeking a peaceful small-town environment.
Population:
684
Density:
558 per sq mi
Median Age:
42.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
94.7%
Black:
0.6%
Asian:
0.7%
Others:
4.0%
Cost Of Living
What is the average cost of living in Agency, MO?
With a cost of living index of 85.2, Agency is significantly more affordable than the national average. Median home values hover around $172,000, and average rent is $900, making it a budget-friendly choice for homeowners and renters alike.
Median House Value:
$172,000
Gross Rent:
$900
Monthly Electricity Charges:
$117
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,225
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
85.2
Grocery:
92.1
Housing:
68.5
Utilities:
93.2
Transportation:
84.0
Health Care:
89.8
Miscellaneous:
88.0
Crime
Is Agency, MO a safe place to live?
Agency experiences low crime rates, with a violent crime rate of just 168 per 100,000 residents and a property crime rate of 1,350 per 100,000. Residents generally enjoy a sense of safety, with the odds of being a victim of violent crime at 1 in 595.
Violent Crimes Per 100k:
168
Property Crimes Per 100k:
1,350
Crime Index:
1,518
Chance Of Violent Crime:
1 in 595
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Agency, MO year-round?
Agency has four distinct seasons, featuring warm summers with highs near 89°F and chilly winters averaging 19°F at night. The area receives about 39 inches of annual rainfall and enjoys sunshine 59% of the year, creating a pleasant Midwestern climate.
Winter
Min:
19°F
Max:
38°F
Spring
Min:
47°F
Max:
70°F
Summer
Min:
66°F
Max:
89°F
Fall
Min:
49°F
Max:
70°F
Average Rainfall Inches:
39.2 inches
Sunny Days Percentage:
59%
Neighbors
Residents in Agency have a typical household income of $66,800 and a low poverty rate of 7.8%. Most people commute about 27 minutes to work, and the community boasts high educational attainment, with over 91% of adults holding at least a high school diploma.
Median Income:
$37,600
Household Income:
$66,800
Family Income:
$76,000
Per Capita Income:
$29,300
Income Male:
$39,500
Income Female:
$31,800
Poverty Rate:
7.8%
Non English Speakers:
2.5%
Rent:
$900
Unemployment Rate:
3.1%
Public Transport Usage:
0.2%
Commute Time:
26.7 minutes
Education
High School or Higher:
91.4%
Bachelors or More:
24.5%
Education
How are the schools in Agency, MO?
Local families benefit from Agency Elementary School with a low student-teacher ratio of 13.5, and higher education is within reach at Missouri Western State University, just 14 miles away. This ensures quality education options from early grades through college.
Public Schools
Name:
Agency Elementary School
Street:
11351 State Route FF
Phone:
816-253-9378
Students:
150
Student Teacher Ratio:
13.5
Colleges
Name:
Missouri Western State University
City:
St. Joseph
State:
MO
Distance:
14 miles
Students:
5,400
Healthcare
Access to healthcare is strong, with 91.3% of residents insured and major hospitals like Mosaic Life Care at St. Joseph nearby. The area has 1.9 physicians per 1,000 residents, supporting the community’s health and wellness needs.
Major Hospitals
Name:
Mosaic Life Care at St. Joseph
Address:
5325 Faraon St, St Joseph, MO 64506
Phone:
(816) 271-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.3%
Health Care Index:
68.5
Housing Market
What is the housing market like in Agency, MO?
Agency's housing market is attractive, with a median home price of $172,000 and owner-occupied homes making up over 75% of residences. Rental vacancies are low at 3.9%, and the local real estate market is stable, showing annual appreciation of about 4.2%.
Median Home Price:
$172,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
75.2%
Rental Vacancy Rate:
3.9%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Vehicle registration and driver licensing services for Agency are provided by the Missouri Department of Revenue, located in Jefferson City. Residents can access resources, forms, and service information online or by phone for convenience.
State:
Missouri
Department:
Missouri Department of Revenue - Motor Vehicle & Driver Licensing
Address:
301 W High St, Jefferson City, MO 65101
Phone:
573-526-3669
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.