Everything You Should Know Before Moving to Amelia Island, FL
Thinking of moving to Amelia Island, FL? With a population of around 36,000, this coastal gem boasts a relaxed lifestyle, sunny weather (63% sunny days), and a median home price of $599,000. Residents enjoy a low violent crime rate of 120 per 100k, short average commutes (22 minutes), and highly rated schools. While the cost of living is above the national average, Amelia Island offers beautiful beaches, a strong sense of community, and excellent healthcare—making it a top choice for families and retirees alike.
Demographics - Amelia Island, FL
Demographics - Amelia Island, FL
Amelia Island is home to about 36,000 residents, with a median age of 59.2, reflecting a vibrant community of retirees and families. The population is predominantly White, and the area has a comfortable residential density with a slightly higher number of females than males. Non-English speakers make up a small portion of the population, contributing to the island’s friendly, close-knit atmosphere.
Population:
36,000
Density:
800 per sq mi
Median Age:
59.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
4.8%
Ethnic Composition
White:
89.5%
Black:
5.1%
Asian:
1.4%
Others:
4.0%
Cost Of Living
What is the average cost of living in Amelia Island, FL?
Living on Amelia Island means a higher cost of living, with a median home value of $599,000 and average rents around $2,100 per month. Residents benefit from Florida’s lack of state income tax, but housing and everyday expenses trend above national averages. Utilities and healthcare costs are closer to average, making the island ideal for those seeking a premium coastal lifestyle.
Median House Value:
$599,000
Gross Rent:
$2,100
Monthly Electricity Charges:
$160
Auto Insurance:
$2,225
House Owner Cost With Mortgage:
$2,700
House Owner Cost Without Mortgage:
$750
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
129.0
Grocery:
107.4
Housing:
162.1
Utilities:
98.5
Transportation:
105.6
Health Care:
99.2
Miscellaneous:
104.0
Crime
Is Amelia Island, FL a safe place to live?
Amelia Island maintains a low violent crime rate of 120 per 100,000 residents, offering a safe and peaceful environment. Property crime is more common, but still manageable, with a 1 in 55 chance. Overall, the community enjoys a secure and welcoming atmosphere, making it an attractive choice for families and retirees.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,815
Crime Index:
1,935
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 55
Weather
What is the weather like in Amelia Island, FL year-round?
The island enjoys mild winters, warm summers, and an average annual rainfall of nearly 50 inches. With 63% sunny days, residents can take advantage of outdoor activities year-round. Seasonal temperatures range from winter lows in the mid-40s to summer highs around 90°F, perfect for a laid-back coastal lifestyle.
Winter
Min:
44°F
Max:
65°F
Spring
Min:
57°F
Max:
77°F
Summer
Min:
73°F
Max:
90°F
Fall
Min:
59°F
Max:
79°F
Average Rainfall Inches:
49.5 inches
Sunny Days Percentage:
63%
Neighbors
Amelia Island’s households have a median income of $78,400, and the area boasts a low poverty rate of 8.2%. Most residents enjoy short commutes and a high rate of educational attainment, with over 94% holding at least a high school diploma. The community is friendly, stable, and well-educated, with a strong sense of local pride.
Median Income:
$38,900
Household Income:
$78,400
Family Income:
$95,600
Per Capita Income:
$52,000
Income Male:
$55,000
Income Female:
$41,500
Poverty Rate:
8.2%
Non English Speakers:
4.8%
Rent:
$2,100
Unemployment Rate:
3.1%
Public Transport Usage:
0.6%
Commute Time:
22.3 minutes
Education
High School or Higher:
94.7%
Bachelors or More:
43.1%
Education
How are the schools in Amelia Island, FL?
Families benefit from well-regarded public schools like Fernandina Beach High School and Emma Love Hardee Elementary, which offer supportive learning environments and manageable class sizes. Private options and nearby college programs, such as Florida State College at Jacksonville’s Nassau Center, further enrich educational opportunities. The high educational attainment rate among residents supports a strong local emphasis on learning.
Public Schools
Name:
Fernandina Beach High School
Street:
435 Citrona Dr
Phone:
904-261-5713
Students:
950
Student Teacher Ratio:
18.1
Name:
Emma Love Hardee Elementary School
Street:
2200 Susan Dr
Phone:
904-491-7931
Students:
700
Student Teacher Ratio:
15.6
Private Schools
Name:
St. Michael Academy
Street:
228 N 4th St
Phone:
904-321-2102
Students:
300
Colleges
Name:
Florida State College at Jacksonville - Nassau Center
City:
Yulee
State:
FL
Distance:
12 miles
Students:
1,200
Healthcare
Residents have access to quality healthcare, including Baptist Medical Center Nassau and a solid ratio of 2.2 physicians per 1,000 people. Health insurance coverage is high at 91.7%, ensuring most residents can access needed medical services. The area’s healthcare index reflects reliable facilities and comprehensive care for all ages.
Major Hospitals
Name:
Baptist Medical Center Nassau
Address:
1250 S 18th St, Fernandina Beach, FL 32034
Phone:
(904) 321-3500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
91.7%
Health Care Index:
69.8
Housing Market
What is the housing market like in Amelia Island, FL?
Amelia Island’s housing market features a median home price of $599,000 and strong owner occupancy at 81.7%. Home values have appreciated by 7.2% over the past year, reflecting steady demand and investment potential. Rental options are available but limited, with an average two-bedroom rent of $2,100.
Median Home Price:
$599,000
Average Rent For 2 Bedroom:
$2,100
Owner Occupied Rate:
81.7%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
2.7%
Foreclosure Rate:
0.3%
DMV Information
Local residents handle vehicle registration and licensing at the Florida Department of Highway Safety and Motor Vehicles office in Fernandina Beach. The DMV offers comprehensive services for new residents and can be reached online or by phone. Its convenient location helps streamline the moving process for newcomers.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
86130 License Rd, Fernandina Beach, FL 32034
Phone:
904-491-7400
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.