Everything You Should Know Before Moving to Amsterdam, NY
Considering Amsterdam, NY for your next move? This small city of nearly 18,000 offers affordable living, with a median home price around $134,000 and average rents at $900. Residents enjoy a reasonable commute of about 23 minutes, access to local healthcare, and four distinct seasons with over half the days sunny. While crime rates are slightly above national averages, Amsterdam features a welcoming community and proximity to quality schools and green spaces, making it a practical choice for families and those seeking value.
Demographics - Amsterdam, NY
Demographics - Amsterdam, NY
Amsterdam, NY is a diverse city of nearly 18,000 residents, with a median age of 38.7 and a majority White population alongside a significant mix of other backgrounds. The community includes a notable percentage of non-English speakers, reflecting its multicultural character. Its population density and balanced gender ratio provide a welcoming, small-city environment.
Population:
17,976
Density:
2,800 per sq mi
Median Age:
38.7
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
13.5%

Ethnic Composition
White:
73.2%
Black:
5.5%
Asian:
1.2%
Others:
20.1%
Cost Of Living
What is the average cost of living in Amsterdam, NY?
Living in Amsterdam is notably affordable, with a median home value of $134,000 and average rents around $900 per month. The overall cost of living index is below the national average, making the city attractive for budget-conscious families and individuals. State taxes are typical for New York, while utilities and healthcare costs are slightly above average.
Median House Value:
$134,000
Gross Rent:
$900
Monthly Electricity Charges:
$120
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$1,100
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
84.5
Grocery:
99.4
Housing:
48.2
Utilities:
109.3
Transportation:
93.8
Health Care:
103.2
Miscellaneous:
98.0
Crime
Is Amsterdam, NY a safe place to live?
Amsterdam's crime rates are somewhat higher than national averages, with residents facing a 1 in 348 chance of violent crime and a 1 in 53 chance of property crime. While these figures mean residents should remain vigilant, the community maintains a strong sense of neighborhood safety and involvement. Local law enforcement agencies are active in crime prevention efforts.
Violent Crimes Per 100k:
287
Property Crimes Per 100k:
1,900
Crime Index:
2,187
Chance Of Violent Crime:
1 in 348
Chance Of Property Crime:
1 in 53
Weather
What is the weather like in Amsterdam, NY year-round?
Amsterdam experiences all four seasons, with cold winters averaging lows of 16°F and warm summers reaching up to 82°F. The city receives about 38.5 inches of rainfall annually and enjoys sunshine on 54% of days. This seasonal variety offers opportunities for year-round outdoor activities.

Winter
Min:
16°F
Max:
34°F

Spring
Min:
37°F
Max:
66°F

Summer
Min:
57°F
Max:
82°F

Fall
Min:
41°F
Max:
65°F
Average Rainfall Inches:
38.5 inches
Sunny Days Percentage:
54%
Neighbors
Households in Amsterdam typically earn a median income of $44,900, with a family income of $57,700 and a per capita income of $23,900. The area has a poverty rate of 21.7%, and most adults have at least a high school diploma. Residents benefit from short average commutes and a low rate of public transit usage, reflecting the city’s suburban character.
Median Income:
$27,800
Household Income:
$44,900
Family Income:
$57,700
Per Capita Income:
$23,900
Income Male:
$38,000
Income Female:
$29,000
Poverty Rate:
21.7%
Non English Speakers:
13.5%
Rent:
$900
Unemployment Rate:
5.6%
Public Transport Usage:
1.6%
Commute Time:
22.8 minutes

Education
High School or Higher:
82.6%
Bachelors or More:
16.2%
Education
How are the schools in Amsterdam, NY?
Amsterdam offers access to quality public and private education, with schools like Amsterdam High School and Wilbur H. Lynch Literacy Academy featuring favorable student-teacher ratios. Private schooling and nearby higher education, such as Fulton-Montgomery Community College just six miles away, provide additional learning options. The city's educational environment supports learners from early grades through college.

Public Schools
Name:
Amsterdam High School
Street:
140 Saratoga Ave
Phone:
518-843-4932
Students:
1,030
Student Teacher Ratio:
13.5
Name:
Wilbur H. Lynch Literacy Academy
Street:
55 Brandt Pl
Phone:
518-843-3716
Students:
740
Student Teacher Ratio:
11.8

Private Schools
Name:
St. Mary's Institute
Street:
10 Kopernik Blvd
Phone:
518-842-4100
Students:
325

Colleges
Name:
Fulton-Montgomery Community College
City:
Johnstown
State:
NY
Distance:
6 miles
Students:
2,500
Healthcare
Residents have convenient access to healthcare, with St. Mary's Healthcare serving as the primary hospital providing emergency and general services. Most people in Amsterdam have health insurance, and there are nearly two physicians per 1,000 residents. Healthcare costs and coverage are generally in line with regional expectations.

Major Hospitals
Name:
St. Mary's Healthcare
Address:
427 Guy Park Ave, Amsterdam, NY 12010
Phone:
(518) 841-7110
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
92.1%
Health Care Index:
69.3
Housing Market
What is the housing market like in Amsterdam, NY?
Amsterdam's housing market is accessible, with median home prices at $134,000 and average rent for a two-bedroom apartment around $900. Over half of homes are owner-occupied, and vacancy rates remain moderate, signaling stable demand. Recent home appreciation is steady, making the city appealing for both buyers and renters.
Median Home Price:
$134,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
53.7%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
2.6%
New Construction Rate:
0.5%
Foreclosure Rate:
0.9%
DMV Information
Local DMV services are provided by the New York State Department of Motor Vehicles at the nearby Johnstown office, offering full licensing and registration support. Residents can access essential DMV information online or through the local branch. This convenient access helps streamline vehicle-related processes for newcomers and long-time residents alike.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
223 W Main St, Johnstown, NY 12095
Phone:
1-518-762-9213
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.