Everything You Should Know Before Moving to Annapolis, MD
Considering a move to Annapolis, MD? With a population of just over 40,800, Annapolis blends historic charm with modern amenities, boasting a median home price around $500,000 and average rents of $1,830. Residents enjoy a mild coastal climate with 57% sunny days, strong educational attainment (nearly 50% with a bachelor's degree or higher), and a median commute of 28 minutes. While property crime rates are above the national average, Annapolis offers a vibrant waterfront lifestyle, quality healthcare, and top schools, making it a sought-after spot for families and professionals alike.
Demographics - Annapolis, MD
Demographics - Annapolis, MD
Annapolis is home to about 40,800 residents, with a population density of 5,300 people per square mile and a median age of 38.4. The city features a diverse mix, with over 60% identifying as White, 21% as Black, and nearly 16% speaking a language other than English at home. This blend of age groups and backgrounds contributes to the city's vibrant community feel.
Population:
40,812
Density:
5,300 per sq mi
Median Age:
38.4
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
15.7%

Ethnic Composition
White:
62.6%
Black:
21.3%
Asian:
2.2%
Others:
13.9%
Cost Of Living
What is the average cost of living in Annapolis, MD?
Living in Annapolis comes with a higher cost of living index at 129.6, reflecting above-average housing and everyday expenses. The median home value is around $500,000, and typical rents for a two-bedroom apartment are about $1,830 per month. Residents should also expect moderately high utility and transportation costs compared to national averages.
Median House Value:
$500,000
Gross Rent:
$1,830
Monthly Electricity Charges:
$145
Auto Insurance:
$1,650
House Owner Cost With Mortgage:
$2,460
House Owner Cost Without Mortgage:
$820
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
129.6
Grocery:
116.2
Housing:
144.8
Utilities:
110.9
Transportation:
121.3
Health Care:
112.5
Miscellaneous:
108.4
Crime
Is Annapolis, MD a safe place to live?
Annapolis experiences a moderate level of crime, with a chance of property crime at 1 in 47 and violent crime at 1 in 307. While property crime rates are higher than the national average, violent crime remains relatively low for a city of its size. Residents benefit from strong community engagement and local law enforcement presence.
Violent Crimes Per 100k:
326
Property Crimes Per 100k:
2,145
Crime Index:
2,471
Chance Of Violent Crime:
1 in 307
Chance Of Property Crime:
1 in 47
Weather
What is the weather like in Annapolis, MD year-round?
Annapolis enjoys a mild coastal climate, with winter lows around 28°F and summer highs reaching 87°F. The city sees about 44 inches of rainfall annually and boasts 57% sunny days, making it ideal for outdoor activities. The comfortable weather supports a vibrant waterfront lifestyle year-round.

Winter
Min:
28°F
Max:
44°F

Spring
Min:
46°F
Max:
68°F

Summer
Min:
68°F
Max:
87°F

Fall
Min:
49°F
Max:
71°F
Average Rainfall Inches:
44.1 inches
Sunny Days Percentage:
57%
Neighbors
Neighborhoods in Annapolis are generally prosperous, with a median household income of $94,150 and a per capita income of $51,400. About half the population holds a bachelor's degree or higher, and the local unemployment rate is a low 3.5%. Commutes average 28 minutes, reflecting the area's accessibility to regional employers.
Median Income:
$52,000
Household Income:
$94,150
Family Income:
$110,300
Per Capita Income:
$51,400
Income Male:
$59,300
Income Female:
$44,200
Poverty Rate:
9.1%
Non English Speakers:
17.4%
Rent:
$1,830
Unemployment Rate:
3.5%
Public Transport Usage:
3.2%
Commute Time:
28.1 minutes

Education
High School or Higher:
92.9%
Bachelors or More:
49.6%
Education
How are the schools in Annapolis, MD?
Annapolis offers a range of educational opportunities, including public schools like Annapolis High School and Bates Middle School, as well as private options such as St. Mary's High School. Higher education is highlighted by the presence of the United States Naval Academy and St. John's College, bringing a collegiate atmosphere to the city. The community’s strong educational attainment supports a well-educated workforce and vibrant student life.

Public Schools
Name:
Annapolis High School
Street:
2700 Riva Rd
Phone:
410-266-5240
Students:
2,100
Student Teacher Ratio:
15.4
Name:
Bates Middle School
Street:
701 Chase St
Phone:
410-263-3323
Students:
850
Student Teacher Ratio:
13.6

Private Schools
Name:
St. Mary's High School
Street:
113 Duke of Gloucester St
Phone:
410-263-3294
Students:
520

Colleges
Name:
United States Naval Academy
City:
Annapolis
State:
MD
Distance:
0 miles
Students:
4,500
Name:
St. John's College
City:
Annapolis
State:
MD
Distance:
0 miles
Students:
500
Healthcare
Annapolis provides excellent healthcare access, anchored by Anne Arundel Medical Center and a high ratio of 3.1 physicians per 1,000 residents. Over 92% of residents have health insurance, ensuring most people can access care when needed. The city’s healthcare index of 76.3 points to quality medical services and facilities.

Major Hospitals
Name:
Anne Arundel Medical Center
Address:
2001 Medical Parkway, Annapolis, MD 21401
Phone:
(443) 481-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.1
Health Insurance Coverage:
92.7%
Health Care Index:
76.3
Housing Market
What is the housing market like in Annapolis, MD?
The housing market in Annapolis is strong, with a median home price of $500,000 and an average rent of $1,830 for a two-bedroom unit. About 52% of properties are owner-occupied, and the city has seen a 7.1% increase in home values over the past year. Rental vacancy rates remain moderate, making both buying and renting viable options.
Median Home Price:
$500,000
Average Rent For 2 Bedroom:
$1,830
Owner Occupied Rate:
51.6%
Rental Vacancy Rate:
5.7%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.6%
Foreclosure Rate:
0.4%
DMV Information
Residents of Annapolis handle vehicle services through the Maryland Motor Vehicle Administration, conveniently located in nearby Glen Burnie. The facility provides essential licensing and registration services, and more information can be found on the state DMV website. Access to these services is straightforward for new arrivals and long-term residents alike.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
6601 Ritchie Highway NE, Glen Burnie, MD 21062
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.