Everything You Should Know Before Moving to Atlantic City, NJ
Considering a move to Atlantic City, NJ? With a population of about 38,500, Atlantic City offers affordable living with a median home price around $205,000 and average rent of $1,230. Commutes are short (about 24 minutes), and the city enjoys 57% sunny days annually. While the city has higher crime rates than average, it boasts quick access to the beach, a vibrant boardwalk, and diverse dining. Educational opportunities are served by both public and private schools, and Stockton University’s campus is right in town. Explore the details below to see if Atlantic City’s unique blend of affordability, seaside fun, and urban amenities is right for you.
Demographics - Atlantic City, NJ
Demographics - Atlantic City, NJ
Atlantic City is home to around 38,500 residents, with a median age of 38.2 and a diverse population that includes significant Black (37.7%), White (25.8%), and Asian (16.6%) communities. The city has a dense, urban character and over a quarter of residents speak a language other than English at home, contributing to a multicultural atmosphere.
Population:
38,466
Density:
3,800 per sq mi
Median Age:
38.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
25.2%

Ethnic Composition
White:
25.8%
Black:
37.7%
Asian:
16.6%
Others:
19.9%
Cost Of Living
What is the average cost of living in Atlantic City, NJ?
Living in Atlantic City is relatively affordable, with a median home value of $205,000 and average rent at $1,230 per month. The overall cost of living index is just above the national average, making it an accessible choice for many, especially considering housing and grocery prices remain competitive for the region.
Median House Value:
$205,000
Gross Rent:
$1,230
Monthly Electricity Charges:
$120
Auto Insurance:
$1,950
House Owner Cost With Mortgage:
$1,640
House Owner Cost Without Mortgage:
$570
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
104.5
Grocery:
104.0
Housing:
94.2
Utilities:
108.7
Transportation:
105.1
Health Care:
103.3
Miscellaneous:
101.2
Crime
Is Atlantic City, NJ a safe place to live?
Crime rates in Atlantic City are higher than national averages, with a 1 in 67 chance of experiencing violent crime and 1 in 29 for property crime. While the city offers vibrant entertainment and amenities, new residents should be mindful of safety and choose neighborhoods accordingly.
Violent Crimes Per 100k:
1,488
Property Crimes Per 100k:
3,422
Crime Index:
4,910
Chance Of Violent Crime:
1 in 67
Chance Of Property Crime:
1 in 29
Weather
What is the weather like in Atlantic City, NJ year-round?
Atlantic City enjoys four distinct seasons with mild summers averaging highs in the low 80s and relatively moderate winters in the low 40s. The city receives about 43 inches of rainfall yearly and sees sunshine 57% of the time, making it appealing for those who appreciate a temperate coastal climate.

Winter
Min:
27°F
Max:
41°F

Spring
Min:
45°F
Max:
65°F

Summer
Min:
67°F
Max:
83°F

Fall
Min:
50°F
Max:
70°F
Average Rainfall Inches:
42.8 inches
Sunny Days Percentage:
57%
Neighbors
Residents of Atlantic City have a median household income of $33,437, with approximately 33% living below the poverty line. The community features a mix of renters and homeowners, and about 9% rely on public transportation for an average 24-minute commute.
Median Income:
$31,430
Household Income:
$33,437
Family Income:
$41,500
Per Capita Income:
$21,218
Income Male:
$27,100
Income Female:
$24,900
Poverty Rate:
33.1%
Non English Speakers:
25.2%
Rent:
$1,230
Unemployment Rate:
7.8%
Public Transport Usage:
9.4%
Commute Time:
23.7 minutes

Education
High School or Higher:
77.4%
Bachelors or More:
15.2%
Education
How are the schools in Atlantic City, NJ?
Atlantic City’s education options include several public schools with manageable student-to-teacher ratios and a selection of private institutions. Residents benefit from the presence of higher education, such as Stockton University’s local campus and Atlantic Cape Community College within a short drive.

Public Schools
Name:
Atlantic City High School
Street:
1400 N Albany Ave
Phone:
609-343-7300
Students:
1,900
Student Teacher Ratio:
13:1
Name:
Texas Avenue School
Street:
2523 Arctic Ave
Phone:
609-343-7340
Students:
650
Student Teacher Ratio:
15:1

Private Schools
Name:
Our Lady Star of the Sea School
Street:
15 N California Ave
Phone:
609-345-0648
Students:
200

Colleges
Name:
Atlantic Cape Community College
City:
Mays Landing
State:
NJ
Distance:
12 miles
Students:
6,000
Name:
Stockton University – Atlantic City Campus
City:
Atlantic City
State:
NJ
Distance:
0 miles
Students:
9,000
Healthcare
Atlantic City offers access to quality healthcare, including the AtlantiCare Regional Medical Center, and maintains a high health insurance coverage rate of nearly 88%. The city has about 2.2 physicians per 1,000 people, ensuring residents have access to essential medical services.

Major Hospitals
Name:
AtlantiCare Regional Medical Center – City Campus
Address:
1925 Pacific Ave, Atlantic City, NJ 08401
Phone:
(609) 345-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
87.6%
Health Care Index:
70.2
Housing Market
What is the housing market like in Atlantic City, NJ?
The housing market in Atlantic City is affordable, with a median home price of $205,000 and a notable rental market, as only about 28% of homes are owner-occupied. Home values have appreciated by over 7% in the past year, indicating a market with growth potential for both buyers and renters.
Median Home Price:
$205,000
Average Rent For 2 Bedroom:
$1,230
Owner Occupied Rate:
27.6%
Rental Vacancy Rate:
10.8%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.2%
Foreclosure Rate:
1.9%
DMV Information
Motor vehicle services for Atlantic City residents are provided by the New Jersey Motor Vehicle Commission located in nearby Northfield. The local office offers standard DMV services and information can be accessed online or by phone for added convenience.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
2300 New Road, Northfield, NJ 08225
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.