Everything You Should Know Before Moving to Atoka, TN
Considering a move to Atoka, TN? This friendly town of around 10,000 residents offers a welcoming community with affordable living—median home values are $265,000 and average rents are about $1,330. Atoka boasts a low crime rate (violent crime just 122 per 100K), quality public schools, and quick commutes averaging 29 minutes. Enjoy 62% sunny days per year and easy access to Memphis for jobs, education, and big-city amenities, all while savoring the small-town charm and excellent livability Atoka provides.
Demographics - Atoka, TN
Atoka is home to about 10,000 residents, with a median age of 35.9, offering a balanced mix of families and professionals. The community is predominantly White (78.1%), with Black residents making up 14.4%, and a small percentage of non-English speakers, creating a close-knit and welcoming atmosphere.
Population:
10,070
Density:
820 per sq mi
Median Age:
35.9
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
4.2%
Ethnic Composition
White:
78.1%
Black:
14.4%
Asian:
0.7%
Others:
6.8%
Cost Of Living
What is the average cost of living in Atoka, TN?
Atoka offers an affordable cost of living, with a median home value of $265,000 and average rent around $1,330 per month. The city’s cost of living index is below the national average, making it an attractive choice for families and individuals seeking value without sacrificing quality of life.
Median House Value:
$265,000
Gross Rent:
$1,330
Monthly Electricity Charges:
$145
Auto Insurance:
$1,110
House Owner Cost With Mortgage:
$1,450
House Owner Cost Without Mortgage:
$470
State Taxes:
Low:
0%
|
High:
5.0%
Cost Of Living Index:
89.2
Grocery:
94.5
Housing:
83.1
Utilities:
97.6
Transportation:
82.8
Health Care:
95.2
Miscellaneous:
93.7
Crime
Is Atoka, TN a safe place to live?
Atoka enjoys a notably low crime rate, with violent crime at just 122 incidents per 100,000 people and a 1 in 820 chance of being a victim. Residents appreciate the sense of safety and security that comes from living in such a peaceful community.
Violent Crimes Per 100k:
122
Property Crimes Per 100k:
1,040
Crime Index:
1,162
Chance Of Violent Crime:
1 in 820
Chance Of Property Crime:
1 in 96
Weather
What is the weather like in Atoka, TN year-round?
Residents experience four distinct seasons, with mild winters (lows around 30°F) and warm, sunny summers (highs near 91°F). Atoka receives about 53.5 inches of rainfall annually and enjoys sunny weather 62% of the year, making it ideal for outdoor activities.
Winter
Min:
30°F
Max:
50°F
Spring
Min:
48°F
Max:
74°F
Summer
Min:
68°F
Max:
91°F
Fall
Min:
49°F
Max:
75°F
Average Rainfall Inches:
53.5 inches
Sunny Days Percentage:
62%
Neighbors
The median household income in Atoka is $92,500, supporting a comfortable standard of living with a low poverty rate of 4.8%. The community values education, with over 94% holding at least a high school diploma, and boasts short commutes averaging 29 minutes.
Median Income:
$44,950
Household Income:
$92,500
Family Income:
$101,400
Per Capita Income:
$32,800
Income Male:
$52,100
Income Female:
$41,200
Poverty Rate:
4.8%
Non English Speakers:
4.2%
Rent:
$1,330
Unemployment Rate:
3.7%
Public Transport Usage:
0.2%
Commute Time:
29.1 minutes
Education
High School or Higher:
94.8%
Bachelors or More:
30.1%
Education
How are the schools in Atoka, TN?
Atoka offers quality education through its public and private schools, including Atoka Elementary and Brighton High, both known for favorable student-teacher ratios. Higher education is easily accessible, with Dyersburg State Community College just 12 miles away and the University of Memphis within commuting distance.
Public Schools
Name:
Atoka Elementary School
Street:
870 Rosemark Rd
Phone:
901-840-9290
Students:
780
Student Teacher Ratio:
15.9
Name:
Brighton High School
Street:
8045 US-51
Phone:
901-837-5800
Students:
1,250
Student Teacher Ratio:
17.2
Private Schools
Name:
Tipton Christian Academy
Street:
2105 US-51 S
Phone:
901-475-4990
Students:
220
Colleges
Name:
Dyersburg State Community College – Tipton County Center
City:
Covington
State:
TN
Distance:
12 miles
Students:
1,200
Name:
University of Memphis
City:
Memphis
State:
TN
Distance:
27 miles
Students:
22,000
Healthcare
Access to healthcare is strong in Atoka, with nearby major hospitals like Baptist Memorial Hospital-Tipton and a high health insurance coverage rate of 91.9%. Residents benefit from a good physician-to-population ratio and reliable emergency services close by.
Major Hospitals
Name:
Baptist Memorial Hospital-Tipton
Address:
1995 Highway 51 South, Covington, TN 38019
Phone:
(901) 476-2621
Type:
General & Surgical
Emergency Services:
Yes
Name:
Methodist North Hospital
Address:
3960 New Covington Pike, Memphis, TN 38128
Phone:
(901) 516-5200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
91.9%
Health Care Index:
78.3
Housing Market
What is the housing market like in Atoka, TN?
The housing market in Atoka is stable, with median home prices at $265,000 and a high owner-occupancy rate of 84.3%. Home values have appreciated steadily, and low vacancy and foreclosure rates reflect a healthy, desirable community for homebuyers.
Median Home Price:
$265,000
Average Rent For 2 Bedroom:
$1,330
Owner Occupied Rate:
84.3%
Rental Vacancy Rate:
4.4%
Home Appreciation Rate (1yr):
2.9%
New Construction Rate:
1.5%
Foreclosure Rate:
0.2%
DMV Information
Atoka residents are served by the Tennessee Department of Safety & Homeland Security, conveniently located in nearby Covington. The DMV provides a range of driver services, and information is readily available online for easy access.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
4751 Highway 51 N, Covington, TN 38019
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.