Tennessee / Tipton County

Moving to Atoka, TN

Thinking of making a move to Atoka, TN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Atoka, TN

Considering a move to Atoka, TN? This welcoming community of 10,800 residents offers a blend of suburban charm and convenience, with median home prices around $295,000 and average rents near $1,450. Commute times average 30 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Atoka's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Atoka, TN

Atoka has a population of 10,800 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 77% White, 15% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
10,800
Density
310 per sq mi
Median Age
37.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
4.8%

Ethnic Composition

White
77.0%
Black
14.5%
Asian
1.1%
Others
7.4%

Cost Of Living

What is the average cost of living in Atoka, TN?

The cost of living in Atoka is higher than the national average, with a cost of living index of 89.4. Median home values are around $295,000 and average rents for a two-bedroom apartment are approximately $1,450. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$295,000
Gross Rent
$1,450
Monthly Electricity Charges
$155
Auto Insurance
$1,720
House Owner Cost With Mortgage
$1,850
House Owner Cost Without Mortgage
$550
State Taxes
Low: 0.0%| High: 7.0%
Cost Of Living Index
89.4
Grocery
95.1
Housing
84.6
Utilities
98.7
Transportation
91.8
Health Care
93.5
Miscellaneous
90.2

Crime

Is Atoka, TN a safe place to live?

Atoka is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Tennessee.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,520
Crime Index
1,730
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Atoka, TN year-round?

Atoka experiences four distinct seasons, with warm summers reaching highs of 92°F and cold winters dipping to 31°F. The area receives about 54 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
31°F
Max
49°F

Summer

Min
70°F
Max
92°F

Spring

Min
48°F
Max
74°F

Fall

Min
50°F
Max
76°F
Average Rainfall Inches
54.0 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $81,000 and a low poverty rate of 10.8%. Over 89% of residents have at least a high school diploma, and nearly 21% hold a bachelor's degree or higher. Commute times average 30 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$44,500
Household Income
$81,000
Family Income
$88,500
Per Capita Income
$31,200
Income Male
$46,000
Income Female
$37,500
Poverty Rate
10.8%
Non English Speakers
6.9%
Rent
$1,450
Unemployment Rate
4.0%
Public Transport Usage
0.6%
Commute Time
29.8 minutes

Education

High School or Higher
88.9%
Bachelors or More
21.4%

Education

How are the schools in Atoka, TN?

Atoka offers quality education options, with public schools like Atoka Elementary School, Munford Middle School, and Munford High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including University of Memphis and Dyersburg State Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Atoka Elementary School
Street
803 Rosemark Rd
Phone
901-840-9400
Students
720
Student Teacher Ratio
14.1
Name
Munford Middle School
Street
300 Main St
Phone
901-837-5701
Students
610
Student Teacher Ratio
15.0
Name
Munford High School
Street
300 Dancer Dr
Phone
901-837-5861
Students
920
Student Teacher Ratio
15.6

Private Schools

Name
St. William School
Street
215 S 3rd St
Phone
901-476-2564
Students
260
Name
Covington Christian Academy
Street
2741 Holly Grove Rd
Phone
901-476-3917
Students
190

Colleges

Name
University of Memphis
City
Memphis
State
TN
Distance
26 miles
Students
22,000
Name
Dyersburg State Community College
City
Covington
State
TN
Distance
20 miles
Students
4,300

Healthcare

Atoka residents have access to quality healthcare, with major hospitals like Baptist Memorial Hospital-Tipton and Methodist North Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 89.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Memorial Hospital-Tipton
Address
1995 Hwy 51 S, Covington, TN 38019
Phone
(901) 476-2621
Type
General & Surgical
Emergency Services
Yes
Name
Methodist North Hospital
Address
3960 New Covington Pike, Memphis, TN 38128
Phone
(901) 516-5200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
89.6%
Health Care Index
68.4

Housing Market

What is the housing market like in Atoka, TN?

The local housing market is strong, with a median home price of $295,000 and an owner-occupied rate of nearly 84%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Atoka offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$295,000
Average Rent For 2 Bedroom
$1,450
Owner Occupied Rate
83.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
2.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Atoka handle vehicle services through the Tennessee Department of Safety and Homeland Security, conveniently located in Nashville. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Tennessee
Department
Tennessee Department of Safety and Homeland Security
Address
1148 Foster Avenue, Nashville, TN 37243
Phone
1-866-849-3548

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Atoka, TN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Atoka, review the core fields on this page: population 10,800, median home value $295,000, average rent for 2 bedroom $1,450, commute time 29.8 minutes, and sunny days percentage 58%.

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