Everything You Should Know Before Moving to Bay City, TX
Considering a move to Bay City, TX? This friendly community of 17,534 offers affordable living, with median home prices around $157,000 and average rents near $900. Residents enjoy a short commute averaging 20 minutes, plenty of sunshine, and mild winters. While crime rates are above the national average, Bay City provides access to local healthcare, essential amenities, and a tight-knit atmosphere. With convenient schools and a reasonable cost of living, Bay City is a welcoming option for families and those seeking small-town Texas charm.
Demographics - Bay City, TX
Demographics - Bay City, TX
Bay City, Texas, has a population of 17,534 with a median age of 34.6, reflecting a youthful and diverse community. The city features a mix of White, Hispanic, and Black residents, and about 22% of locals speak a language other than English at home. Residents enjoy a balanced gender ratio and a moderate population density, creating a welcoming and vibrant atmosphere.
Population:
17,534
Density:
1,430 per sq mi
Median Age:
34.6
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
22.5%

Ethnic Composition
White:
54.2%
Black:
17.7%
Asian:
1.2%
Others:
7.0%
Cost Of Living
What is the average cost of living in Bay City, TX?
Bay City offers a cost of living that is notably below the national average, with a median home value of $156,800 and average rents around $900 per month. Utilities and healthcare are reasonably priced, and Texas’ lack of state income tax helps residents keep more of their income. These factors make Bay City an attractive option for budget-conscious individuals and families.
Median House Value:
$156,800
Gross Rent:
$900
Monthly Electricity Charges:
$145
Auto Insurance:
$1,370
House Owner Cost With Mortgage:
$1,260
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
83.4
Grocery:
89.7
Housing:
67.5
Utilities:
103.2
Transportation:
91.5
Health Care:
96.8
Miscellaneous:
90.9
Crime
Is Bay City, TX a safe place to live?
Bay City’s crime rates are higher than average, with a 1 in 244 chance of experiencing violent crime and a 1 in 43 chance of property crime. While the overall crime index is elevated, many residents find peace of mind by engaging with the local community and taking basic safety precautions. Awareness and community involvement are key for newcomers moving to the area.
Violent Crimes Per 100k:
410
Property Crimes Per 100k:
2,330
Crime Index:
2,740
Chance Of Violent Crime:
1 in 244
Chance Of Property Crime:
1 in 43
Weather
What is the weather like in Bay City, TX year-round?
The city enjoys mild winters with temperatures ranging from 44°F to 66°F, while summers are warm, reaching highs near 94°F. Residents experience about 61% sunny days each year and receive an annual average rainfall of 46 inches, making Bay City favorable for those who appreciate a warm and sunny climate. The pleasant weather supports a variety of outdoor activities year-round.

Winter
Min:
44°F
Max:
66°F

Spring
Min:
58°F
Max:
82°F

Summer
Min:
74°F
Max:
94°F

Fall
Min:
62°F
Max:
84°F
Average Rainfall Inches:
46 inches
Sunny Days Percentage:
61%
Neighbors
Bay City neighborhoods offer a median household income of $53,800 and a friendly, small-town atmosphere. About 80% of adults have at least a high school diploma, and average commute times are a manageable 20 minutes. Although the poverty rate is 18.2%, the city remains a close-knit and supportive community.
Median Income:
$32,700
Household Income:
$53,800
Family Income:
$62,900
Per Capita Income:
$23,800
Income Male:
$35,200
Income Female:
$28,600
Poverty Rate:
18.2%
Non English Speakers:
22.5%
Rent:
$900
Unemployment Rate:
5.7%
Public Transport Usage:
0.8%
Commute Time:
19.7 minutes

Education
High School or Higher:
80.6%
Bachelors or More:
14.8%
Education
How are the schools in Bay City, TX?
Bay City provides a range of educational opportunities, including public schools like Bay City High School and Tenie Holmes Elementary, both known for favorable student-teacher ratios. The city is also home to a community college campus and has private school options, making it suitable for families and students seeking diverse learning environments. Higher education is easily accessible both locally and within a short drive.

Public Schools
Name:
Bay City High School
Street:
400 7th St
Phone:
979-401-1000
Students:
1,050
Student Teacher Ratio:
13.9
Name:
Tenie Holmes Elementary School
Street:
3200 5th St
Phone:
979-401-1200
Students:
800
Student Teacher Ratio:
15.6

Private Schools
Name:
Holy Cross Catholic School
Street:
2001 Katy Ave
Phone:
979-245-5632
Students:
170

Colleges
Name:
Wharton County Junior College - Bay City Campus
City:
Bay City
State:
TX
Distance:
0 miles
Students:
620
Name:
Texas State Technical College - Fort Bend
City:
Rosenberg
State:
TX
Distance:
40 miles
Students:
4,900
Healthcare
Residents have access to local healthcare at Matagorda Regional Medical Center, which provides general and emergency services. With 1.7 physicians per 1,000 residents and health insurance coverage at 81.6%, medical care is accessible for most locals. Healthcare costs are generally in line with or slightly below national averages.

Major Hospitals
Name:
Matagorda Regional Medical Center
Address:
104 7th St, Bay City, TX 77414
Phone:
(979) 245-6383
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
81.6%
Health Care Index:
68.2
Housing Market
What is the housing market like in Bay City, TX?
Bay City’s housing market is affordable, with a median home price of $156,800 and average rents of $900 for a two-bedroom unit. Over half of residents own their homes, and the city is experiencing modest home appreciation. Rental vacancy rates are moderate, making it easier for newcomers to find both homes to buy or rent.
Median Home Price:
$156,800
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
57.4%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Vehicle services for Bay City are managed by the Texas Department of Motor Vehicles, with comprehensive information available online and by phone. Residents can handle registrations, licensing, and other DMV needs at the state’s main office or local branches. The process is straightforward and supported by accessible customer service.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
1701 N. Congress Avenue, Austin, TX 78701
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.