Everything You Should Know Before Moving to Bay Harbor, MI
Considering a move to Bay Harbor, MI? This scenic lakeside community of about 1,100 residents boasts a median home price of $635,000 and low crime rates, with just 65 violent crimes per 100K residents. Expect a relaxed lifestyle with short 16-minute commutes, a high educational attainment rate, and easy access to beautiful outdoor spaces. Although the cost of living trends higher, especially for housing, you'll enjoy top-rated schools, excellent local healthcare, and the charm of northern Michigan's four seasons.
Demographics - Bay Harbor, MI
Demographics - Bay Harbor, MI
Bay Harbor is a small lakeside community with approximately 1,095 residents, a notably high median age of 62, and a population that is predominantly White. The area has a balanced gender ratio and a low percentage of non-English speakers, making it a tranquil and close-knit place to live.
Population:
1,095
Density:
325 per sq mi
Median Age:
62.0
Gender Ratio:
88 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
96.5%
Black:
0.2%
Asian:
1.0%
Others:
2.3%
Cost Of Living
What is the average cost of living in Bay Harbor, MI?
The cost of living in Bay Harbor is higher than the national average, largely due to a median home value of $635,000 and a cost of living index of 121. While everyday expenses like groceries and utilities are moderately above average, residents benefit from relatively stable state taxes and a quality lifestyle in an upscale community.
Median House Value:
$635,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$115
Auto Insurance:
$2,200
House Owner Cost With Mortgage:
$2,800
House Owner Cost Without Mortgage:
$775
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
121.0
Grocery:
106.0
Housing:
138.0
Utilities:
110.0
Transportation:
112.0
Health Care:
98.0
Miscellaneous:
105.0
Crime
Is Bay Harbor, MI a safe place to live?
Bay Harbor enjoys a very low crime rate, with just 65 violent crimes and 520 property crimes per 100,000 residents, providing a strong sense of safety for families and retirees. The odds of experiencing a violent crime are quite low, making this a secure choice for relocation.
Violent Crimes Per 100k:
65
Property Crimes Per 100k:
520
Crime Index:
585
Chance Of Violent Crime:
1 in 1,540
Chance Of Property Crime:
1 in 210
Weather
What is the weather like in Bay Harbor, MI year-round?
Residents experience all four seasons, with warm summers reaching highs of 78°F and cold winters dipping to 15°F. The area receives about 31.5 inches of rainfall annually and enjoys sunshine 43% of the year, ideal for those who appreciate diverse seasonal activities.

Winter
Min:
15°F
Max:
29°F

Spring
Min:
35°F
Max:
57°F

Summer
Min:
58°F
Max:
78°F

Fall
Min:
38°F
Max:
60°F
Average Rainfall Inches:
31.5 inches
Sunny Days Percentage:
43%
Neighbors
Bay Harbor is an affluent community with a median household income of $110,250 and a low poverty rate of 4.8%. Most residents are highly educated, and with an average commute time of just 16 minutes, the neighborhood offers a convenient and prosperous lifestyle.
Median Income:
$51,000
Household Income:
$110,250
Family Income:
$122,000
Per Capita Income:
$72,500
Income Male:
$82,000
Income Female:
$54,000
Poverty Rate:
4.8%
Non English Speakers:
2.5%
Rent:
$1,650
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
16.4 minutes

Education
High School or Higher:
99.1%
Bachelors or More:
65.4%
Education
How are the schools in Bay Harbor, MI?
Families benefit from access to well-rated public and private schools, with high graduation rates and a strong focus on academic achievement. North Central Michigan College is just two miles away, providing convenient higher education opportunities for residents of all ages.

Public Schools
Name:
Petoskey High School
Street:
1500 Hill St
Phone:
231-348-2100
Students:
970
Student Teacher Ratio:
19.5
Name:
Central Elementary School
Street:
410 State St
Phone:
231-348-2130
Students:
325
Student Teacher Ratio:
17.2

Private Schools
Name:
St. Francis Xavier School
Street:
200 W Lake St
Phone:
231-347-3651
Students:
175

Colleges
Name:
North Central Michigan College
City:
Petoskey
State:
MI
Distance:
2 miles
Students:
2,700
Name:
Lake Superior State University
City:
Sault Ste. Marie
State:
MI
Distance:
88 miles
Students:
2,000
Healthcare
Access to healthcare is excellent, with two major hospitals nearby and over 95% of residents having health insurance coverage. With 2.1 physicians per 1,000 people and quality emergency services, residents enjoy reliable medical care close to home.

Major Hospitals
Name:
McLaren Northern Michigan Hospital
Address:
416 Connable Ave, Petoskey, MI 49770
Phone:
(231) 487-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Munson Healthcare Charlevoix Hospital
Address:
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone:
(231) 547-4024
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
95.7%
Health Care Index:
77.2
Housing Market
What is the housing market like in Bay Harbor, MI?
The housing market in Bay Harbor features a median home price of $635,000 and a high owner-occupancy rate of 85.4%. Home values have appreciated by 7.4% over the past year, reflecting a stable and desirable real estate market with a range of upscale options.
Median Home Price:
$635,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
85.4%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
7.4%
New Construction Rate:
2.5%
Foreclosure Rate:
0.3%
DMV Information
Residents can handle vehicle and licensing needs at the Michigan Secretary of State Office located in nearby Petoskey. The local DMV offers comprehensive services both in person and online, making it easy to manage your paperwork after moving.
State:
Michigan
Department:
Michigan Secretary of State Office
Address:
200 Division St, Petoskey, MI 49770
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.