Michigan / County

Moving to Bay Harbor, MI

Thinking of making a move to Bay Harbor, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Bay Harbor, MI

Considering a move to Bay Harbor, MI? This welcoming community of 1,095 residents offers a blend of suburban charm and convenience, with median home prices around $635,000 and average rents near $1,650. Commute times average 16 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (43% annually), ideal for families and commuters alike. Explore Bay Harbor's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Bay Harbor, MI

Bay Harbor has a population of 1,095 residents, offering a diverse community with a median age of nearly 62 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 0% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,095
Density
325 per sq mi
Median Age
62.0
Gender Ratio
88 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
96.5%
Black
0.2%
Asian
1.0%
Others
2.3%

Cost Of Living

What is the average cost of living in Bay Harbor, MI?

The cost of living in Bay Harbor is higher than the national average, with a cost of living index of 121.0. Median home values are around $635,000 and average rents for a two-bedroom apartment are approximately $1,650. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$635,000
Gross Rent
$1,650
Monthly Electricity Charges
$115
Auto Insurance
$2,200
House Owner Cost With Mortgage
$2,800
House Owner Cost Without Mortgage
$775
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
121.0
Grocery
106.0
Housing
138.0
Utilities
110.0
Transportation
112.0
Health Care
98.0
Miscellaneous
105.0

Crime

Is Bay Harbor, MI a safe place to live?

Bay Harbor is considered a safe community, with a low violent crime rate of 65 incidents per 100,000 residents and a property crime chance of 1 in 210. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
65
Property Crimes Per 100k
520
Crime Index
585
Chance Of Violent Crime
1 in 1,540
Chance Of Property Crime
1 in 210

Weather

What is the weather like in Bay Harbor, MI year-round?

Bay Harbor experiences four distinct seasons, with warm summers reaching highs of 78°F and cold winters dipping to 15°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 43% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
29°F

Summer

Min
58°F
Max
78°F

Spring

Min
35°F
Max
57°F

Fall

Min
38°F
Max
60°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
43%

Neighbors

The neighborhood boasts a healthy median household income of $110,250 and a low poverty rate of 4.8%. Over 99% of residents have at least a high school diploma, and nearly 65% hold a bachelor's degree or higher. Commute times average 16 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$51,000
Household Income
$110,250
Family Income
$122,000
Per Capita Income
$72,500
Income Male
$82,000
Income Female
$54,000
Poverty Rate
4.8%
Non English Speakers
2.5%
Rent
$1,650
Unemployment Rate
3.7%
Public Transport Usage
0.8%
Commute Time
16.4 minutes

Education

High School or Higher
99.1%
Bachelors or More
65.4%

Education

How are the schools in Bay Harbor, MI?

Bay Harbor offers quality education options, with public schools like Petoskey High School and Central Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Central Michigan College and Lake Superior State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Petoskey High School
Street
1500 Hill St
Phone
231-348-2100
Students
970
Student Teacher Ratio
19.5
Name
Central Elementary School
Street
410 State St
Phone
231-348-2130
Students
325
Student Teacher Ratio
17.2

Private Schools

Name
St. Francis Xavier School
Street
200 W Lake St
Phone
231-347-3651
Students
175

Colleges

Name
North Central Michigan College
City
Petoskey
State
MI
Distance
2 miles
Students
2,700
Name
Lake Superior State University
City
Sault Ste. Marie
State
MI
Distance
88 miles
Students
2,000

Healthcare

Bay Harbor residents have access to quality healthcare, with major hospitals like McLaren Northern Michigan Hospital and Munson Healthcare Charlevoix Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 95.7% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
McLaren Northern Michigan Hospital
Address
416 Connable Ave, Petoskey, MI 49770
Phone
(231) 487-4000
Type
General & Surgical
Emergency Services
Yes
Name
Munson Healthcare Charlevoix Hospital
Address
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone
(231) 547-4024
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
95.7%
Health Care Index
77.2

Housing Market

What is the housing market like in Bay Harbor, MI?

The local housing market is strong, with a median home price of $635,000 and an owner-occupied rate of nearly 85%. The market has seen a 7.4% appreciation over the past year, and rental vacancy rates remain moderate at 7.2%. Bay Harbor offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$635,000
Average Rent For 2 Bedroom
$1,650
Owner Occupied Rate
85.4%
Rental Vacancy Rate
7.2%
Home Appreciation Rate (1yr)
7.4%
New Construction Rate
2.5%
Foreclosure Rate
0.3%

DMV Information

Residents of Bay Harbor handle vehicle services through the Michigan Secretary of State Office, conveniently located in Petoskey. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State Office
Address
200 Division St, Petoskey, MI 49770
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Bay Harbor, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Bay Harbor, review the core fields on this page: population 1,095, median home value $635,000, average rent for 2 bedroom $1,650, commute time 16.4 minutes, and sunny days percentage 43%.

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