Michigan / County

Moving to Bay Harbor, MI

Thinking of making a move to Bay Harbor, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Bay Harbor, MI

Considering a move to Bay Harbor, MI? This welcoming community of 1,300 residents offers a blend of suburban charm and convenience, with median home prices around $780,000 and average rents near $1,850. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Bay Harbor's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Bay Harbor, MI

Bay Harbor has a population of 1,300 residents, offering a diverse community with a median age of nearly 55 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 0% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,300
Density
1,150 per sq mi
Median Age
54.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
3.1%

Ethnic Composition

White
95.8%
Black
0.3%
Asian
1.2%
Others
2.7%

Cost Of Living

What is the average cost of living in Bay Harbor, MI?

The cost of living in Bay Harbor is higher than the national average, with a cost of living index of 142.8. Median home values are around $780,000 and average rents for a two-bedroom apartment are approximately $1,850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$780,000
Gross Rent
$1,850
Monthly Electricity Charges
$145
Auto Insurance
$1,980
House Owner Cost With Mortgage
$4,050
House Owner Cost Without Mortgage
$950
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
142.8
Grocery
106.4
Housing
198.6
Utilities
104.8
Transportation
101.2
Health Care
98.7
Miscellaneous
110.3

Crime

Is Bay Harbor, MI a safe place to live?

Bay Harbor is considered a safe community, with a low violent crime rate of 72 incidents per 100,000 residents and a property crime chance of 1 in 196. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
72
Property Crimes Per 100k
510
Crime Index
582
Chance Of Violent Crime
1 in 1,389
Chance Of Property Crime
1 in 196

Weather

What is the weather like in Bay Harbor, MI year-round?

Bay Harbor experiences four distinct seasons, with warm summers reaching highs of 79°F and cold winters dipping to 15°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
31°F

Summer

Min
58°F
Max
79°F

Spring

Min
34°F
Max
58°F

Fall

Min
38°F
Max
61°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $118,500 and a low poverty rate of 5.4%. Over 97% of residents have at least a high school diploma, and nearly 43% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$88,000
Household Income
$118,500
Family Income
$134,000
Per Capita Income
$55,200
Income Male
$62,000
Income Female
$48,500
Poverty Rate
5.4%
Non English Speakers
6.8%
Rent
$1,850
Unemployment Rate
3.8%
Public Transport Usage
1.9%
Commute Time
20.4 minutes

Education

High School or Higher
97.2%
Bachelors or More
42.5%

Education

How are the schools in Bay Harbor, MI?

Bay Harbor offers quality education options, with public schools like Charlevoix Elementary School and Charlevoix Middle/High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Central Michigan College and Bay Mills Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Charlevoix Elementary School
Street
401 W Stover Rd
Phone
231-547-3171
Students
430
Student Teacher Ratio
15.1
Name
Charlevoix Middle/High School
Street
5200 Marion Center Rd
Phone
231-547-7200
Students
620
Student Teacher Ratio
16.0

Private Schools

Name
St. Mary School
Street
1001 Bridge St
Phone
231-547-4311
Students
180

Colleges

Name
North Central Michigan College
City
Petoskey
State
MI
Distance
14 miles
Students
2,000
Name
Bay Mills Community College
City
Brimley
State
MI
Distance
165 miles
Students
500

Healthcare

Bay Harbor residents have access to quality healthcare, with major hospitals like Munson Healthcare Charlevoix Hospital and McLaren Northern Michigan nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 95.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Munson Healthcare Charlevoix Hospital
Address
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone
(231) 547-4024
Type
General & Surgical
Emergency Services
Yes
Name
McLaren Northern Michigan
Address
416 Connable Ave, Petoskey, MI 49770
Phone
(231) 487-4000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
95.1%
Health Care Index
77.8

Housing Market

What is the housing market like in Bay Harbor, MI?

The local housing market is strong, with a median home price of $780,000 and an owner-occupied rate of nearly 80%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 9.8%. Bay Harbor offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$780,000
Average Rent For 2 Bedroom
$1,850
Owner Occupied Rate
79.6%
Rental Vacancy Rate
9.8%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.1%
Foreclosure Rate
0.3%

DMV Information

Residents of Bay Harbor handle vehicle services through the Michigan Secretary of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
430 W. Allegan St., Lansing, MI 48918
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Bay Harbor, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Bay Harbor, review the core fields on this page: population 1,300, median home value $780,000, average rent for 2 bedroom $1,850, commute time 20.4 minutes, and sunny days percentage 49%.

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