Everything You Should Know Before Moving to Bays, KY
Considering a move to Bays, KY? This small rural community of about 900 residents offers affordable living, with median home prices around $98,000 and average rents of $680. Crime rates are quite low, and while incomes are modest, the cost of living is among the lowest in the state. Commute times average 27.5 minutes, and the area features scenic weather with 56% sunny days. Bays is a quiet town ideal for those seeking a peaceful, budget-friendly lifestyle with a close-knit feel.
Demographics - Bays, KY
Bays, Kentucky is a small rural community of about 900 residents, with a population density of 52 people per square mile and a median age of 43. The area is predominantly White, with a balanced gender ratio and a low percentage of non-English speakers, fostering a close-knit, traditional atmosphere.
Population:
900
Density:
52 per sq mi
Median Age:
43.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.3%

Ethnic Composition
White:
94.4%
Black:
2.1%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Bays, KY?
Bays boasts a notably low cost of living, with a median home value of $98,000 and average rent around $680 per month. Essential expenses like utilities and groceries are also below the national average, making it an attractive option for budget-conscious residents.
Median House Value:
$98,000
Gross Rent:
$680
Monthly Electricity Charges:
$115
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$860
House Owner Cost Without Mortgage:
$325
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
81.2
Grocery:
92.8
Housing:
68.9
Utilities:
104.7
Transportation:
91.2
Health Care:
90.5
Miscellaneous:
86.3
Crime
Is Bays, KY a safe place to live?
Residents of Bays benefit from low crime rates, with violent crime being rare and property crime chances relatively low compared to similar-sized towns. This contributes to the area’s reputation as a safe and peaceful community.
Violent Crimes Per 100k:
78
Property Crimes Per 100k:
740
Crime Index:
818
Chance Of Violent Crime:
1 in 1,282
Chance Of Property Crime:
1 in 135
Weather
What is the weather like in Bays, KY year-round?
Bays experiences four distinct seasons, with mild winters averaging 24°F to 42°F and warm summers reaching up to 87°F. The area receives about 48 inches of annual rainfall and enjoys sunshine 56% of the year, making for pleasant and varied weather throughout the seasons.

Winter
Min:
24°F
Max:
42°F

Spring
Min:
48°F
Max:
70°F

Summer
Min:
64°F
Max:
87°F

Fall
Min:
46°F
Max:
69°F
Average Rainfall Inches:
48.2 inches
Sunny Days Percentage:
56%
Neighbors
Households in Bays typically earn a median income of $45,300, with a family income close to $52,100 and a poverty rate of 21%. Most residents commute about 27.5 minutes to work, and the community has a high school graduation rate above 80%, reflecting its hardworking and modestly educated population.
Median Income:
$29,000
Household Income:
$45,300
Family Income:
$52,100
Per Capita Income:
$21,800
Income Male:
$34,200
Income Female:
$25,400
Poverty Rate:
21.1%
Non English Speakers:
2.3%
Rent:
$680
Unemployment Rate:
5.7%
Public Transport Usage:
0.2%
Commute Time:
27.5 minutes

Education
High School or Higher:
82.4%
Bachelors or More:
11.2%
Education
How are the schools in Bays, KY?
Bays is served by Sebastian Elementary, offering small class sizes and a student-teacher ratio of 13.5, while higher education opportunities are available nearby at Hazard Community and Technical College, about 36 miles away. The community values education, with over 80% of adults holding at least a high school diploma.

Public Schools
Name:
Sebastian Elementary School
Street:
244 Sebastian Ln
Phone:
606-398-2551
Students:
290
Student Teacher Ratio:
13.5

Colleges
Name:
Hazard Community and Technical College
City:
Hazard
State:
KY
Distance:
36 miles
Students:
3,900
Healthcare
Healthcare access in Bays includes nearby facilities like Jackson Hospital, and approximately 90% of residents have health insurance. With 1.6 physicians per 1,000 people, residents have reasonable access to essential health services for a rural area.

Major Hospitals
Name:
Jackson Hospital
Address:
210 Bridge St, Jackson, KY 41339
Phone:
(606) 666-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
90.2%
Health Care Index:
69.2
Housing Market
What is the housing market like in Bays, KY?
The Bays housing market is affordable, marked by a median home price of $98,000 and a 72.8% owner-occupied rate. Home values have shown steady appreciation, and rental options are available with an average two-bedroom rent of $680, making homeownership and renting accessible.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$680
Owner Occupied Rate:
72.8%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
2.9%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Driver licensing and vehicle registration services for Bays are managed by the Kentucky Transportation Cabinet, located in Frankfort. Residents can find full information and access services online through the official state DMV website.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.