Everything You Should Know Before Moving to Bell City, KY
Considering a move to Bell City, KY? This small, close-knit town of 439 offers affordable living, with median home prices around $81,000 and typical rents at $660. Residents enjoy a low cost of living, reasonable crime rates for the region, and an average commute of just under 25 minutes. While education and healthcare resources are modest, Bell City boasts a peaceful atmosphere, friendly neighbors, and a mild Kentucky climate with plenty of sunny days. Explore more below to see if Bell City is a fit for your new home.
Demographics - Bell City, KY
Demographics - Bell City, KY
Bell City is a small, close-knit community of 439 residents, with a population density of 355 per square mile and a median age of 40.2 years. The town is predominantly White, with a nearly balanced gender ratio and a small percentage of non-English speakers, creating a welcoming and homogenous atmosphere.
Population:
439
Density:
355 per sq mi
Median Age:
40.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.1%
Ethnic Composition
White:
96.4%
Black:
1.1%
Asian:
0.2%
Others:
2.3%
Cost Of Living
What is the average cost of living in Bell City, KY?
Bell City offers affordable living with a median home value of $81,000 and average rent of $660, making it an attractive option for budget-conscious families. The overall cost of living index is well below the national average, with particularly low housing costs and moderate utility expenses.
Median House Value:
$81,000
Gross Rent:
$660
Monthly Electricity Charges:
$117
Auto Insurance:
$1,140
House Owner Cost With Mortgage:
$825
House Owner Cost Without Mortgage:
$290
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
78.4
Grocery:
92.1
Housing:
56.8
Utilities:
97.5
Transportation:
85.3
Health Care:
91.4
Miscellaneous:
88.7
Crime
Is Bell City, KY a safe place to live?
Residents of Bell City benefit from a relatively low crime rate, with violent crime at 190 incidents per 100,000 and property crime at 1,230 per 100,000. The chance of being a victim of violent crime is about 1 in 526, contributing to the town's safe and peaceful environment.
Violent Crimes Per 100k:
190
Property Crimes Per 100k:
1,230
Crime Index:
1,420
Chance Of Violent Crime:
1 in 526
Chance Of Property Crime:
1 in 81
Weather
What is the weather like in Bell City, KY year-round?
Bell City enjoys a mild climate with warm summers reaching highs of 87°F, cool winters dipping to 27°F, and an average annual rainfall of 52.1 inches. The area experiences 62% sunny days, making it pleasant for outdoor activities year-round.
Winter
Min:
27°F
Max:
45°F
Spring
Min:
47°F
Max:
72°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
48°F
Max:
72°F
Average Rainfall Inches:
52.1 inches
Sunny Days Percentage:
62%
Neighbors
The community features a median household income of $42,100 and a family income of $50,800, with an unemployment rate of 5.9%. Most residents commute around 25 minutes to work, and educational attainment rates show a majority have completed high school, reflecting a hardworking and approachable local population.
Median Income:
$27,500
Household Income:
$42,100
Family Income:
$50,800
Per Capita Income:
$22,100
Income Male:
$29,700
Income Female:
$24,600
Poverty Rate:
19.1%
Non English Speakers:
2.1%
Rent:
$660
Unemployment Rate:
5.9%
Public Transport Usage:
0.2%
Commute Time:
24.7 minutes
Education
High School or Higher:
86.4%
Bachelors or More:
13.5%
Education
How are the schools in Bell City, KY?
Families in Bell City benefit from local public schooling at Graves County Central Elementary, which offers a student-teacher ratio of 15.7, and access to higher education at Murray State University, located just 34 miles away. Educational resources are modest but sufficient for a small-town setting.
Public Schools
Name:
Graves County Central Elementary School
Street:
6077 State Route 339 W
Phone:
270-674-4870
Students:
390
Student Teacher Ratio:
15.7
Colleges
Name:
Murray State University
City:
Murray
State:
KY
Distance:
34 miles
Students:
9,500
Healthcare
Healthcare in Bell City is anchored by access to Jackson Purchase Medical Center nearby, offering comprehensive general and emergency services. With 1.6 physicians per 1,000 residents and nearly 88% health insurance coverage, essential medical needs are adequately met for the town’s size.
Major Hospitals
Name:
Jackson Purchase Medical Center
Address:
1099 Medical Center Cir, Mayfield, KY 42066
Phone:
(270) 251-4100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
87.8%
Health Care Index:
70.2
Housing Market
What is the housing market like in Bell City, KY?
Bell City's housing market is marked by affordability, with a median home price of $81,000 and a high owner-occupancy rate of 72.3%. Home values are experiencing modest appreciation, and rental options remain available, making it suitable for both buyers and renters.
Median Home Price:
$81,000
Average Rent For 2 Bedroom:
$660
Owner Occupied Rate:
72.3%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Residents handle motor vehicle needs through the Kentucky Transportation Cabinet – Division of Driver Licensing, located in Frankfort and accessible online at drive.ky.gov. The DMV provides standard licensing and registration services for Kentucky drivers.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.