Everything You Should Know Before Moving to Belle Terre, NY
Considering a move to Belle Terre, NY? This upscale coastal village of just 786 residents offers serene living and a strong sense of community. With a median home price of $970,000 and rent averaging $2,800, Belle Terre is among Long Island’s more exclusive locales. Residents enjoy an exceptionally low crime rate, highly rated schools, and proximity to Stony Brook University and major hospitals. The area features a mild climate with 56% sunny days and a median commute of 34 minutes—perfect for those seeking tranquility without sacrificing access to top-tier amenities.
Demographics - Belle Terre, NY
Demographics - Belle Terre, NY
Belle Terre is a small, close-knit village with a population of 786 and a median age of nearly 50, reflecting a mature community. The area is predominantly White, with a small but present Asian and Black population, and about 8% of residents speak a language other than English at home. Its moderate population density contributes to a quiet, suburban atmosphere ideal for those seeking privacy and space.
Population:
786
Density:
1,010 per sq mi
Median Age:
49.8
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
8.0%
Ethnic Composition
White:
90.2%
Black:
1.7%
Asian:
5.4%
Others:
2.7%
Cost Of Living
What is the average cost of living in Belle Terre, NY?
Living in Belle Terre comes with a high cost of living, reflected in a median home value of $970,000 and average monthly rent of $2,800. The area’s cost of living index is 165, indicating significantly higher expenses than national averages, especially for housing and transportation. Residents should be prepared for premium costs across utilities, groceries, and insurance, aligned with the village's exclusive character.
Median House Value:
$970,000
Gross Rent:
$2,800
Monthly Electricity Charges:
$155
Auto Insurance:
$2,100
House Owner Cost With Mortgage:
$3,150
House Owner Cost Without Mortgage:
$1,050
State Taxes:
Low:
4%
|
High:
10.9%
Cost Of Living Index:
165
Grocery:
130
Housing:
220
Utilities:
120
Transportation:
135
Health Care:
128
Miscellaneous:
117
Crime
Is Belle Terre, NY a safe place to live?
Belle Terre boasts very low crime rates, with only 40 violent crimes and 420 property crimes per 100,000 residents, making it a safe environment for families and retirees alike. The chance of experiencing violent crime is just 1 in 2,500, contributing to the village's reputation as a secure and peaceful place to live. This low crime index enhances the overall quality of life for residents.
Violent Crimes Per 100k:
40
Property Crimes Per 100k:
420
Crime Index:
460
Chance Of Violent Crime:
1 in 2,500
Chance Of Property Crime:
1 in 238
Weather
What is the weather like in Belle Terre, NY year-round?
Residents of Belle Terre experience four distinct seasons, with mild summers reaching highs of 82°F and chilly winters dipping to 25°F. The area receives about 48.5 inches of rainfall annually and enjoys sun on 56% of days, offering a pleasant climate for outdoor activities. Seasonal changes provide a scenic coastal environment year-round.
Winter
Min:
25°F
Max:
39°F
Spring
Min:
42°F
Max:
62°F
Summer
Min:
65°F
Max:
82°F
Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
56%
Neighbors
Belle Terre is an affluent community, with household incomes averaging $185,000 and a low poverty rate of just 2.1%. The area is highly educated—over 66% of residents hold at least a bachelor’s degree—and has a low unemployment rate of 3.2%. Residents enjoy spacious homes, a strong sense of community, and convenient access to public transportation with an average commute of 34 minutes.
Median Income:
$80,000
Household Income:
$185,000
Family Income:
$210,000
Per Capita Income:
$78,500
Income Male:
$120,000
Income Female:
$82,000
Poverty Rate:
2.1%
Non English Speakers:
8.0%
Rent:
$2,800
Unemployment Rate:
3.2%
Public Transport Usage:
11.5%
Commute Time:
34.2 minutes
Education
High School or Higher:
99.2%
Bachelors or More:
66.5%
Education
How are the schools in Belle Terre, NY?
Belle Terre offers excellent educational opportunities, with highly rated public schools featuring small class sizes and strong student-teacher ratios. Families have access to both public and private school options, and the prestigious Stony Brook University is located just five miles away. The community values education, reflected in high graduation rates and advanced degree attainment.
Public Schools
Name:
Earl L. Vandermeulen High School
Street:
350 Old Post Rd
Phone:
631-791-4400
Students:
320
Student Teacher Ratio:
10.6
Name:
Port Jefferson Middle School
Street:
350 Old Post Rd
Phone:
631-791-4300
Students:
250
Student Teacher Ratio:
9.8
Private Schools
Name:
Our Lady of Wisdom Regional School
Street:
114-116 Myrtle Ave, Port Jefferson, NY 11777
Phone:
631-473-1211
Students:
160
Colleges
Name:
Stony Brook University
City:
Stony Brook
State:
NY
Distance:
5 miles
Students:
26,800
Healthcare
Access to quality healthcare is excellent in Belle Terre, with major facilities like Stony Brook University Hospital nearby and an impressive 3.1 physicians per 1,000 residents. Nearly all residents have health insurance coverage, ensuring comprehensive medical support. The area’s healthcare index reflects strong services and accessibility for individuals and families.
Major Hospitals
Name:
Stony Brook University Hospital
Address:
101 Nicolls Rd, Stony Brook, NY 11794
Phone:
(631) 689-8333
Type:
General & Teaching
Emergency Services:
Yes
Physicians Per 1000:
3.1
Health Insurance Coverage:
97.2%
Health Care Index:
77.4
Housing Market
What is the housing market like in Belle Terre, NY?
The housing market in Belle Terre is characterized by high property values and strong homeowner stability, with a median home price of $970,000 and over 95% owner occupancy. Home values have appreciated by nearly 7% in the past year, and the area maintains a very low foreclosure rate. Rental opportunities are limited but in demand, with average rates around $2,800 for a two-bedroom.
Median Home Price:
$970,000
Average Rent For 2 Bedroom:
$2,800
Owner Occupied Rate:
95.1%
Rental Vacancy Rate:
3.7%
Home Appreciation Rate (1yr):
6.8%
New Construction Rate:
0.5%
Foreclosure Rate:
0.1%
DMV Information
DMV services for Belle Terre residents are provided by the New York State Department of Motor Vehicles at a nearby location in Commack. Residents can conveniently access a full range of licensing, registration, and vehicle services both in person and online. The DMV’s comprehensive offerings support the needs of new and long-term community members.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
250 Veterans Memorial Hwy, Commack, NY 11725
Phone:
1-718-477-4820
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.