Everything You Should Know Before Moving to Belton, TX
Considering a move to Belton, TX? This vibrant city of 25,941 offers affordable living, with median home prices around $265,000 and two-bedroom rents near $1,220. Residents enjoy a short average commute of 22 minutes and a sunny climate with 64% clear days each year. Crime rates are moderate for the region, while local schools and the University of Mary Hardin-Baylor provide strong educational options. Belton’s small-town charm, lower cost of living, and proximity to major hospitals make it a great choice for families and professionals alike.
Demographics - Belton, TX
Demographics - Belton, TX
Belton, TX is a growing city of nearly 26,000 residents, with a youthful median age of 30.7 and a diverse community where about 67% identify as White and over 15% speak a language other than English at home. The city maintains a balanced gender ratio and offers a welcoming atmosphere for families and young professionals alike.
Population:
25,941
Density:
1,430 per sq mi
Median Age:
30.7
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
15.3%

Ethnic Composition
White:
66.8%
Black:
9.4%
Asian:
2.1%
Others:
21.7%
Cost Of Living
What is the average cost of living in Belton, TX?
Belton features a cost of living index below the national average at 89.7, making it an affordable place to live. Median home values are around $265,000 and typical rents for a two-bedroom apartment are about $1,220, while residents benefit from no state income tax.
Median House Value:
$265,000
Gross Rent:
$1,220
Monthly Electricity Charges:
$145
Auto Insurance:
$1,460
House Owner Cost With Mortgage:
$1,630
House Owner Cost Without Mortgage:
$550
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
89.7
Grocery:
91.2
Housing:
78.6
Utilities:
96.5
Transportation:
88.4
Health Care:
95.1
Miscellaneous:
92.3
Crime
Is Belton, TX a safe place to live?
Crime rates in Belton are moderate, with a violent crime rate of 285 per 100,000 residents and a property crime rate of 2,130 per 100,000. The chance of experiencing a violent crime is about 1 in 351, providing a sense of relative safety for most residents.
Violent Crimes Per 100k:
285
Property Crimes Per 100k:
2,130
Crime Index:
2,415
Chance Of Violent Crime:
1 in 351
Chance Of Property Crime:
1 in 47
Weather
What is the weather like in Belton, TX year-round?
Belton enjoys a sunny climate, with 64% of days offering clear skies and comfortable seasonal temperatures ranging from mild winters to hot summers. The city receives about 35 inches of rainfall annually, supporting outdoor activities for much of the year.

Winter
Min:
37°F
Max:
60°F

Spring
Min:
53°F
Max:
78°F

Summer
Min:
72°F
Max:
96°F

Fall
Min:
56°F
Max:
82°F
Average Rainfall Inches:
34.8 inches
Sunny Days Percentage:
64%
Neighbors
Local households in Belton typically earn a median income of $62,875, with about 87% of adults having at least a high school diploma and a low unemployment rate around 3.7%. Commute times average just over 22 minutes, making the city convenient for workers and families.
Median Income:
$33,100
Household Income:
$62,875
Family Income:
$72,800
Per Capita Income:
$27,100
Income Male:
$38,300
Income Female:
$32,900
Poverty Rate:
13.1%
Non English Speakers:
15.3%
Rent:
$1,220
Unemployment Rate:
3.7%
Public Transport Usage:
0.5%
Commute Time:
22.1 minutes

Education
High School or Higher:
87.6%
Bachelors or More:
27.2%
Education
How are the schools in Belton, TX?
Belton offers a range of educational options, from well-regarded public and private schools to higher education at the University of Mary Hardin-Baylor located in town. Local schools maintain reasonable student-to-teacher ratios, supporting quality learning environments for students of all ages.

Public Schools
Name:
Belton High School
Street:
600 Lake Rd
Phone:
254-215-2200
Students:
2,900
Student Teacher Ratio:
16.3
Name:
South Belton Middle School
Street:
805 Sage Brush Dr
Phone:
254-215-3000
Students:
900
Student Teacher Ratio:
14.8

Private Schools
Name:
Belton Christian Youth Center School
Street:
505 E Avenue C
Phone:
254-939-5759
Students:
150

Colleges
Name:
University of Mary Hardin-Baylor
City:
Belton
State:
TX
Distance:
0 miles
Students:
3,900
Name:
Temple College
City:
Temple
State:
TX
Distance:
7 miles
Students:
4,800
Healthcare
Residents have access to major hospitals nearby, including Baylor Scott & White Medical Center and AdventHealth Central Texas, with over 81% of people covered by health insurance. The city offers a reasonable physician-to-resident ratio and a healthcare index of 69.4, ensuring solid medical care options.

Major Hospitals
Name:
Baylor Scott & White Medical Center – Temple
Address:
2401 S 31st St, Temple, TX 76508
Phone:
(254) 724-2111
Type:
General & Surgical
Emergency Services:
Yes
Name:
AdventHealth Central Texas
Address:
2201 S Clear Creek Rd, Killeen, TX 76549
Phone:
(254) 526-7523
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
81.2%
Health Care Index:
69.4
Housing Market
What is the housing market like in Belton, TX?
Belton’s housing market is accessible, with a median home price of $265,000 and over half of homes being owner-occupied. The area has a healthy balance of rental and ownership opportunities, with steady appreciation and a low foreclosure rate.
Median Home Price:
$265,000
Average Rent For 2 Bedroom:
$1,220
Owner Occupied Rate:
53.2%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
3.5%
New Construction Rate:
2.1%
Foreclosure Rate:
0.7%
DMV Information
Belton residents are served by the Texas Department of Motor Vehicles, easily accessible online or at the main office in Austin. The DMV provides essential vehicle registration and licensing services for area drivers.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.