Everything You Should Know Before Moving to Benham, KY
Thinking about moving to Benham, KY? With just 440 residents, Benham offers a quiet small-town lifestyle in the scenic hills of eastern Kentucky. The cost of living is extremely affordable, with median home prices around $52,000 and average rents at $520, while crime rates remain low and commute times short at just under 20 minutes. Residents enjoy a mild climate with 61% sunny days, and while educational and income levels are modest, the friendly community and access to nearby healthcare make Benham a charming, budget-friendly place to call home.
Demographics - Benham, KY
Demographics - Benham, KY
Benham is a small, close-knit town of around 440 people, characterized by a predominantly White population and a median age of 51.2 years. The community features a balanced gender ratio and a low percentage of non-English speakers, creating a quiet and familiar environment.
Population:
440
Density:
700 per sq mi
Median Age:
51.2
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
2.1%
Ethnic Composition
White:
84.5%
Black:
12.7%
Asian:
0.2%
Others:
2.6%
Cost Of Living
What is the average cost of living in Benham, KY?
Living in Benham is highly affordable, with a median home value of $52,000 and average rents of $520 per month. The overall cost of living index is well below the national average, making it an attractive choice for those seeking budget-friendly housing and everyday expenses.
Median House Value:
$52,000
Gross Rent:
$520
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$670
House Owner Cost Without Mortgage:
$270
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
78.5
Grocery:
90.7
Housing:
40.3
Utilities:
102.4
Transportation:
85.6
Health Care:
93.8
Miscellaneous:
78.9
Crime
Is Benham, KY a safe place to live?
Benham experiences low crime rates, with only 157 violent crimes and 1,080 property crimes per 100,000 residents, offering a sense of security for families and individuals. The chance of becoming a victim of violent crime is approximately 1 in 636.
Violent Crimes Per 100k:
157
Property Crimes Per 100k:
1,080
Crime Index:
1,237
Chance Of Violent Crime:
1 in 636
Chance Of Property Crime:
1 in 92
Weather
What is the weather like in Benham, KY year-round?
Residents enjoy a mild climate with warm summers peaking at 84°F and cool winters dropping to 24°F. The area receives nearly 50 inches of annual rainfall and boasts 61% sunny days, creating a pleasant setting for outdoor activities.
Winter
Min:
24°F
Max:
41°F
Spring
Min:
44°F
Max:
70°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
46°F
Max:
71°F
Average Rainfall Inches:
49.6 inches
Sunny Days Percentage:
61%
Neighbors
Benham's households typically earn a median income of $24,000, reflecting modest economic conditions and a poverty rate of 26.7%. Most residents commute under 20 minutes to work, and educational attainment includes 78.2% with a high school diploma or higher.
Median Income:
$24,000
Household Income:
$28,600
Family Income:
$37,200
Per Capita Income:
$16,900
Income Male:
$33,500
Income Female:
$21,100
Poverty Rate:
26.7%
Non English Speakers:
2.1%
Rent:
$520
Unemployment Rate:
7.8%
Public Transport Usage:
0.0%
Commute Time:
19.7 minutes
Education
High School or Higher:
78.2%
Bachelors or More:
8.4%
Education
How are the schools in Benham, KY?
Education in Benham is anchored by Cumberland Elementary School, featuring a favorable student-teacher ratio. Higher education opportunities are accessible nearby, including Southeast Kentucky Community & Technical College just two miles away.
Public Schools
Name:
Cumberland Elementary School
Street:
3226 Cumberland Ave
Phone:
606-589-2511
Students:
380
Student Teacher Ratio:
13.9
Colleges
Name:
Southeast Kentucky Community & Technical College
City:
Cumberland
State:
KY
Distance:
2 miles
Students:
3,200
Name:
University of the Cumberlands
City:
Williamsburg
State:
KY
Distance:
53 miles
Students:
15,000
Healthcare
Access to healthcare is solid, with 1.7 physicians per 1,000 residents and nearly 90% health insurance coverage. The nearby Harlan ARH Hospital provides general and emergency services, ensuring essential medical care is within reach.
Major Hospitals
Name:
Harlan ARH Hospital
Address:
81 Ball Park Rd, Harlan, KY 40831
Phone:
(606) 573-8100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.4%
Health Care Index:
71.1
Housing Market
What is the housing market like in Benham, KY?
Benham’s housing market is notably affordable, with a median home price of $52,000 and a high owner-occupancy rate of 75%. Rental options are available, and home values have seen a modest appreciation of 2.2% over the past year.
Median Home Price:
$52,000
Average Rent For 2 Bedroom:
$520
Owner Occupied Rate:
75.0%
Rental Vacancy Rate:
13.2%
Home Appreciation Rate (1yr):
2.2%
New Construction Rate:
0.4%
Foreclosure Rate:
0.8%
DMV Information
Driver services for Benham residents are provided by the Kentucky Transportation Cabinet in nearby Harlan, offering convenient access for vehicle registration and licensing needs. The DMV can be reached at (606) 573-4464 or online at drive.ky.gov.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
56 Main St, Harlan, KY 40831
Phone:
(606) 573-4464
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.