Iowa / Dubuque County

Moving to Bernard, IA

Thinking of making a move to Bernard, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Bernard, IA

Considering a move to Bernard, IA? This welcoming community of 112 residents offers a blend of suburban charm and convenience, with median home prices around $168,000 and average rents near $710. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Bernard's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Bernard, IA

Bernard has a population of 112 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 98% White, 0% Black, and 0% Asian residents, and over 1% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
112
Density
300 per sq mi
Median Age
44.6
Gender Ratio
105 males per 100 females
Non-English Speakers Percentage
1.2%

Ethnic Composition

White
97.5%
Black
0.0%
Asian
0.0%
Others
2.5%

Cost Of Living

What is the average cost of living in Bernard, IA?

The cost of living in Bernard is higher than the national average, with a cost of living index of 87.2. Median home values are around $168,000 and average rents for a two-bedroom apartment are approximately $710. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$168,000
Gross Rent
$710
Monthly Electricity Charges
$120
Auto Insurance
$1,100
House Owner Cost With Mortgage
$1,095
House Owner Cost Without Mortgage
$410
State Taxes
Low: 0.33%| High: 8.53%
Cost Of Living Index
87.2
Grocery
93.1
Housing
75.0
Utilities
98.0
Transportation
89.5
Health Care
95.0
Miscellaneous
89.0

Crime

Is Bernard, IA a safe place to live?

Bernard is considered a safe community, with a low violent crime rate of 48 incidents per 100,000 residents and a property crime chance of 1 in 300. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
48
Property Crimes Per 100k
370
Crime Index
418
Chance Of Violent Crime
1 in 2,100
Chance Of Property Crime
1 in 300

Weather

What is the weather like in Bernard, IA year-round?

Bernard experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 10°F. The area receives about 36 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
10°F
Max
30°F

Summer

Min
60°F
Max
83°F

Spring

Min
38°F
Max
65°F

Fall

Min
40°F
Max
65°F
Average Rainfall Inches
36 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $72,500 and a low poverty rate of 7.8%. Over 97% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$37,000
Household Income
$72,500
Family Income
$82,000
Per Capita Income
$32,500
Income Male
$45,000
Income Female
$33,000
Poverty Rate
7.8%
Non English Speakers
1.2%
Rent
$710
Unemployment Rate
2.9%
Public Transport Usage
0.1%
Commute Time
27.4 minutes

Education

High School or Higher
96.5%
Bachelors or More
22.0%

Education

How are the schools in Bernard, IA?

Bernard offers quality education options, with public schools like Cascade Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northeast Iowa Community College and University of Dubuque. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cascade Elementary School
Street
110 Harrison St SE, Cascade, IA 52033
Phone
563-852-3335
Students
360
Student Teacher Ratio
14.5

Private Schools

Name
Aquinas Catholic School
Street
608 3rd Ave NW, Cascade, IA 52033
Phone
563-852-3331
Students
140

Colleges

Name
Northeast Iowa Community College
City
Peosta
State
IA
Distance
19 miles
Students
4,800
Name
University of Dubuque
City
Dubuque
State
IA
Distance
22 miles
Students
2,200

Healthcare

Bernard residents have access to quality healthcare, with major hospitals like MercyOne Dubuque Medical Center and UnityPoint Health – Finley Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 94.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
MercyOne Dubuque Medical Center
Address
250 Mercy Dr, Dubuque, IA 52001
Phone
(563) 589-8000
Type
General & Surgical
Emergency Services
Yes
Name
UnityPoint Health – Finley Hospital
Address
350 N Grandview Ave, Dubuque, IA 52001
Phone
(563) 582-1881
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
94.0%
Health Care Index
76.1

Housing Market

What is the housing market like in Bernard, IA?

The local housing market is strong, with a median home price of $168,000 and an owner-occupied rate of nearly 81%. The market has seen a 6.1% appreciation over the past year, and rental vacancy rates remain moderate at 5.8%. Bernard offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$168,000
Average Rent For 2 Bedroom
$710
Owner Occupied Rate
81.0%
Rental Vacancy Rate
5.8%
Home Appreciation Rate (1yr)
6.1%
New Construction Rate
0.7%
Foreclosure Rate
0.4%

DMV Information

Residents of Bernard handle vehicle services through the Iowa Department of Transportation, conveniently located in Ankeny. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation
Address
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone
515-244-8725

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Bernard, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Bernard, review the core fields on this page: population 112, median home value $168,000, average rent for 2 bedroom $710, commute time 27.4 minutes, and sunny days percentage 57%.

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