Everything You Should Know Before Moving to Bernhards Bay, NY
Considering a move to Bernhards Bay, NY? This friendly lakeside hamlet of about 1,100 people offers affordable living, with median home prices around $169,000 and average rents near $950. Enjoy a tight-knit community with low crime rates (violent crime at 105 per 100K), short commutes of under 30 minutes, and easy access to outdoor recreation on Oneida Lake. While education and income levels are modest and sunny days are fewer than the national average, Bernhards Bay provides peaceful rural living within reach of Syracuse and Oswego.
Demographics - Bernhards Bay, NY
Demographics - Bernhards Bay, NY
Bernhards Bay is a small community of about 1,100 residents, known for its predominantly White population and balanced gender ratio. The median age of 44 suggests a mature demographic, while the area maintains a friendly, close-knit atmosphere.
Population:
1,100
Density:
175 per sq mi
Median Age:
44.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
4.2%

Ethnic Composition
White:
96.2%
Black:
0.8%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Bernhards Bay, NY?
Living in Bernhards Bay is affordable, with median home values around $169,000 and average rents near $950. The overall cost of living index is below the national average, making it an appealing option for those seeking budget-friendly rural living.
Median House Value:
$169,000
Gross Rent:
$950
Monthly Electricity Charges:
$130
Auto Insurance:
$1,110
House Owner Cost With Mortgage:
$1,245
House Owner Cost Without Mortgage:
$495
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
94.8
Grocery:
97.2
Housing:
78.1
Utilities:
103.3
Transportation:
98.6
Health Care:
102.0
Miscellaneous:
95.1
Crime
Is Bernhards Bay, NY a safe place to live?
Bernhards Bay boasts low crime rates, with violent incidents at just 105 per 100,000 residents and a 1 in 950 chance of experiencing violent crime. This provides a safe environment for families and individuals alike.
Violent Crimes Per 100k:
105
Property Crimes Per 100k:
780
Crime Index:
885
Chance Of Violent Crime:
1 in 950
Chance Of Property Crime:
1 in 128
Weather
What is the weather like in Bernhards Bay, NY year-round?
Residents experience all four seasons, with cold, snowy winters and warm summers reaching up to 80°F. The region receives about 42 inches of rainfall annually and enjoys 48% sunny days, perfect for those who appreciate seasonal variety.

Winter
Min:
13°F
Max:
31°F

Spring
Min:
37°F
Max:
60°F

Summer
Min:
58°F
Max:
80°F

Fall
Min:
40°F
Max:
62°F
Average Rainfall Inches:
42.3 inches
Sunny Days Percentage:
48%
Neighbors
Households in Bernhards Bay typically earn around $61,200, with a poverty rate of 13.1% and an unemployment rate below 5%. Most neighbors are high school graduates, commute about 29 minutes to work, and enjoy a quiet, small-town lifestyle.
Median Income:
$35,800
Household Income:
$61,200
Family Income:
$70,500
Per Capita Income:
$30,600
Income Male:
$42,100
Income Female:
$33,700
Poverty Rate:
13.1%
Non English Speakers:
4.2%
Rent:
$950
Unemployment Rate:
4.9%
Public Transport Usage:
0.7%
Commute Time:
29.4 minutes

Education
High School or Higher:
91.1%
Bachelors or More:
18.5%
Education
How are the schools in Bernhards Bay, NY?
Bernhards Bay offers access to local elementary schools with low student-teacher ratios and is near higher education institutions like SUNY Oswego and Le Moyne College. Families benefit from both public and private school options within a reasonable distance.

Public Schools
Name:
Cleveland Elementary School
Street:
85 State Route 49, Cleveland, NY 13042
Phone:
315-675-3662
Students:
295
Student Teacher Ratio:
12.4

Private Schools
Name:
Faith Heritage School
Street:
3740 Midland Ave, Syracuse, NY 13205
Phone:
315-469-7777
Students:
410

Colleges
Name:
SUNY Oswego
City:
Oswego
State:
NY
Distance:
23 miles
Students:
7,000
Name:
Le Moyne College
City:
Syracuse
State:
NY
Distance:
28 miles
Students:
3,400
Healthcare
Bernhards Bay residents have access to major hospitals in nearby Oswego and Syracuse, and over 92% have health insurance coverage. The area offers a reasonable ratio of physicians and reliable emergency care within reach.

Major Hospitals
Name:
Oswego Hospital
Address:
110 W 6th St, Oswego, NY 13126
Phone:
(315) 349-5511
Type:
General & Surgical
Emergency Services:
Yes
Name:
Upstate University Hospital Community Campus
Address:
4900 Broad Rd, Syracuse, NY 13215
Phone:
(315) 492-5532
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.4%
Health Care Index:
71.8
Housing Market
What is the housing market like in Bernhards Bay, NY?
The housing market features a median home price of $169,000, with a high owner-occupancy rate and average rents of $950 for a two-bedroom. Home values have appreciated modestly in the past year, offering stability for potential buyers.
Median Home Price:
$169,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
79.3%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.8%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Local DMV services are handled by the New York State Department of Motor Vehicles, conveniently located in Oswego. Residents can access licensing, registration, and vehicle services both in person and through the state website.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
100 Seneca St, Oswego, NY 13126
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.