Kentucky / County

Moving to Blue Water Estates, KY

Thinking of making a move to Blue Water Estates, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Blue Water Estates, KY

Considering a move to Blue Water Estates, KY? This welcoming community of 1,450 residents offers a blend of suburban charm and convenience, with median home prices around $248,000 and average rents near $1,050. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Blue Water Estates's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Blue Water Estates, KY

Blue Water Estates has a population of 1,450 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 3% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,450
Density
820 per sq mi
Median Age
42.1
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.1%

Ethnic Composition

White
92.8%
Black
3.4%
Asian
0.8%
Others
3.0%

Cost Of Living

What is the average cost of living in Blue Water Estates, KY?

The cost of living in Blue Water Estates is higher than the national average, with a cost of living index of 88.4. Median home values are around $248,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$248,000
Gross Rent
$1,050
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,520
House Owner Cost Without Mortgage
$480
State Taxes
Low: 2.0%| High: 6.0%
Cost Of Living Index
88.4
Grocery
93.1
Housing
82.6
Utilities
96.8
Transportation
91.2
Health Care
89.7
Miscellaneous
90.5

Crime

Is Blue Water Estates, KY a safe place to live?

Blue Water Estates is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 70. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,420
Crime Index
1,630
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 70

Weather

What is the weather like in Blue Water Estates, KY year-round?

Blue Water Estates experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 28°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
44°F

Summer

Min
68°F
Max
88°F

Spring

Min
48°F
Max
70°F

Fall

Min
50°F
Max
72°F
Average Rainfall Inches
47.8 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $68,500 and a low poverty rate of 12.8%. Over 89% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$53,000
Household Income
$68,500
Family Income
$77,200
Per Capita Income
$29,800
Income Male
$45,600
Income Female
$36,900
Poverty Rate
12.8%
Non English Speakers
4.6%
Rent
$1,050
Unemployment Rate
4.9%
Public Transport Usage
1.8%
Commute Time
24.7 minutes

Education

High School or Higher
89.4%
Bachelors or More
18.6%

Education

How are the schools in Blue Water Estates, KY?

Blue Water Estates offers quality education options, with public schools like Oldham County High School and Oldham County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Spalding University and Bellarmine University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Oldham County High School
Street
1150 N Hwy 393
Phone
502-222-9461
Students
1,300
Student Teacher Ratio
15.1
Name
Oldham County Middle School
Street
1000 N Hwy 393
Phone
502-222-1450
Students
850
Student Teacher Ratio
14.7

Private Schools

Name
St. Francis School
Street
4100 Springdale Rd
Phone
502-895-9425
Students
420

Colleges

Name
Spalding University
City
Louisville
State
KY
Distance
19 miles
Students
2,300
Name
Bellarmine University
City
Louisville
State
KY
Distance
22 miles
Students
3,200

Healthcare

Blue Water Estates residents have access to quality healthcare, with major hospitals like Baptist Health La Grange and Baptist Health Louisville nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health La Grange
Address
1025 New Moody Ln, La Grange, KY 40031
Phone
(502) 222-3666
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Health Louisville
Address
4000 Kresge Way, Louisville, KY 40207
Phone
(502) 897-8100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
90.8%
Health Care Index
71.2

Housing Market

What is the housing market like in Blue Water Estates, KY?

The local housing market is strong, with a median home price of $248,000 and an owner-occupied rate of nearly 79%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 6.8%. Blue Water Estates offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$248,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
78.5%
Rental Vacancy Rate
6.8%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
1.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Blue Water Estates handle vehicle services through the Kentucky Transportation Cabinet Division of Motor Vehicle Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet Division of Motor Vehicle Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Blue Water Estates, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Blue Water Estates, review the core fields on this page: population 1,450, median home value $248,000, average rent for 2 bedroom $1,050, commute time 24.7 minutes, and sunny days percentage 56%.

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