Everything You Should Know Before Moving to Bluff, AL
Considering a move to Bluff, AL? With a friendly population of about 1,000, Bluff offers affordable living, with median home prices around $98,000 and rents averaging $730. Residents enjoy mild Southern weather, short 25-minute commutes, and access to local healthcare. Crime rates are moderate for the region, and public schools serve the community, though higher education rates are lower than national averages. Bluff is ideal for those seeking a quiet, budget-friendly lifestyle in rural Alabama.
Demographics - Bluff, AL
Bluff, AL is a close-knit rural community of about 1,000 residents, with a median age of 43 and a balanced gender ratio. The population is predominantly White (75%) with a significant Black community (22%), and only a small portion of non-English speakers. The town’s low density offers a peaceful, spacious environment ideal for families and retirees.
Population:
1,000
Density:
80 per sq mi
Median Age:
43.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
75.0%
Black:
22.0%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Bluff, AL?
Bluff boasts a low cost of living, with a median home value of $98,000 and average rent at $730, making housing highly affordable. Daily expenses such as groceries and utilities are below the national average, and state income tax rates remain moderate. This affordability makes Bluff attractive for budget-conscious individuals and families.
Median House Value:
$98,000
Gross Rent:
$730
Monthly Electricity Charges:
$150
Auto Insurance:
$1,360
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
82.6
Grocery:
89.0
Housing:
65.5
Utilities:
95.0
Transportation:
89.2
Health Care:
93.1
Miscellaneous:
87.5
Crime
Is Bluff, AL a safe place to live?
Crime rates in Bluff are moderate for the region, with violent crime occurring at a rate of 285 incidents per 100,000 residents and a property crime rate of 2,075 per 100,000. While the chance of experiencing property crime is about 1 in 48, residents generally find the area to be safe and community-oriented. Overall, Bluff offers a reasonable sense of security for its size.
Violent Crimes Per 100k:
285
Property Crimes Per 100k:
2,075
Crime Index:
2,360
Chance Of Violent Crime:
1 in 350
Chance Of Property Crime:
1 in 48
Weather
What is the weather like in Bluff, AL year-round?
Bluff experiences classic Southern weather, with mild winters dipping to 33°F and warm summers reaching up to 91°F. The area receives about 56 inches of annual rainfall and enjoys sunshine 58% of the year. Residents appreciate the comfortable climate, which allows for year-round outdoor activities.

Winter
Min:
33°F
Max:
55°F

Spring
Min:
49°F
Max:
74°F

Summer
Min:
67°F
Max:
91°F

Fall
Min:
50°F
Max:
76°F
Average Rainfall Inches:
55.8 inches
Sunny Days Percentage:
58%
Neighbors
Households in Bluff typically have a median income of $41,200, though the poverty rate sits at nearly 20%. Most adults have at least a high school diploma, but college attainment is lower than average. The community enjoys short commutes of about 25 minutes, reflecting the town’s manageable size and rural charm.
Median Income:
$28,500
Household Income:
$41,200
Family Income:
$48,000
Per Capita Income:
$21,300
Income Male:
$32,000
Income Female:
$27,000
Poverty Rate:
19.8%
Non English Speakers:
3.5%
Rent:
$730
Unemployment Rate:
5.0%
Public Transport Usage:
0.8%
Commute Time:
25.2 minutes

Education
High School or Higher:
81.3%
Bachelors or More:
16.5%
Education
How are the schools in Bluff, AL?
Public schools in Bluff, including Clay County High School and Ashland Elementary, serve local families with manageable class sizes and dedicated staff. Higher education options are limited, but Central Alabama Community College is located 32 miles away for those seeking further education. The town’s educational offerings suit families looking for supportive, community-focused schools.

Public Schools
Name:
Clay County High School
Street:
1 Bob Riley Dr
Phone:
(256) 354-5414
Students:
320
Student Teacher Ratio:
16.8
Name:
Ashland Elementary School
Street:
210 6th Ave
Phone:
(256) 354-2341
Students:
280
Student Teacher Ratio:
15.2

Colleges
Name:
Central Alabama Community College
City:
Alexander City
State:
AL
Distance:
32 miles
Students:
1,700
Healthcare
Bluff residents have access to healthcare through facilities like Clay County Hospital, which provides general and emergency services. There are 1.6 physicians per 1,000 people, and nearly 90% of the population has health insurance coverage. Healthcare in the area is accessible, supporting the needs of local families and seniors.

Major Hospitals
Name:
Clay County Hospital
Address:
83825 Highway 9, Ashland, AL 36251
Phone:
(256) 354-2131
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
89.2%
Health Care Index:
69.4
Housing Market
What is the housing market like in Bluff, AL?
The housing market in Bluff is notably affordable, with a median home price of $98,000 and a high owner-occupancy rate of 73.5%. Rental options are available, with an average two-bedroom rent of $730 and a rental vacancy rate of 10.5%. Modest home appreciation and low foreclosure rates contribute to a stable, buyer-friendly market.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$730
Owner Occupied Rate:
73.5%
Rental Vacancy Rate:
10.5%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Bluff residents can access DMV services through the Alabama Law Enforcement Agency Driver License Division in Montgomery, either in person or online. The office provides essential licensing and registration services for drivers in the region. For more information, residents can visit the official Alabama DMV website.
State:
Alabama
Department:
Alabama Law Enforcement Agency Driver License Division
Address:
301 South Ripley Street, Montgomery, AL 36104
Phone:
1-334-242-4400
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.