Indiana / County

Moving to Bluff Point, IN

Thinking of making a move to Bluff Point, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Bluff Point, IN

Considering a move to Bluff Point, IN? This welcoming community of 300 residents offers a blend of suburban charm and convenience, with median home prices around $105,000 and average rents near $690. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Bluff Point's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Bluff Point, IN

Bluff Point has a population of 300 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
300
Density
85 per sq mi
Median Age
42.1
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.1%

Ethnic Composition

White
96.0%
Black
0.8%
Asian
0.3%
Others
2.9%

Cost Of Living

What is the average cost of living in Bluff Point, IN?

The cost of living in Bluff Point is higher than the national average, with a cost of living index of 82.2. Median home values are around $105,000 and average rents for a two-bedroom apartment are approximately $690. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$105,000
Gross Rent
$690
Monthly Electricity Charges
$120
Auto Insurance
$1,080
House Owner Cost With Mortgage
$900
House Owner Cost Without Mortgage
$350
State Taxes
Low: 3.15%| High: 3.15%
Cost Of Living Index
82.2
Grocery
93.1
Housing
61.8
Utilities
95.2
Transportation
96.7
Health Care
94.0
Miscellaneous
91.5

Crime

Is Bluff Point, IN a safe place to live?

Bluff Point is considered a safe community, with a low violent crime rate of 120 incidents per 100,000 residents and a property crime chance of 1 in 87. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
120
Property Crimes Per 100k
1,150
Crime Index
1,270
Chance Of Violent Crime
1 in 833
Chance Of Property Crime
1 in 87

Weather

What is the weather like in Bluff Point, IN year-round?

Bluff Point experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 18°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
35°F

Summer

Min
62°F
Max
85°F

Spring

Min
38°F
Max
68°F

Fall

Min
40°F
Max
68°F
Average Rainfall Inches
38.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $47,000 and a low poverty rate of 13.8%. Over 87% of residents have at least a high school diploma, and nearly 16% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$27,500
Household Income
$47,000
Family Income
$56,000
Per Capita Income
$24,700
Income Male
$32,000
Income Female
$25,000
Poverty Rate
13.8%
Non English Speakers
2.1%
Rent
$690
Unemployment Rate
4.1%
Public Transport Usage
0.6%
Commute Time
23.8 minutes

Education

High School or Higher
87.2%
Bachelors or More
16.0%

Education

How are the schools in Bluff Point, IN?

Bluff Point offers quality education options, with public schools like Jay County High School and East Jay Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Ivy Tech Community College - Muncie. The community is committed to educational excellence for all age groups.

Public Schools

Name
Jay County High School
Street
2072 W State Road 67, Portland, IN 47371
Phone
260-726-9306
Students
1,000
Student Teacher Ratio
16.5
Name
East Jay Elementary School
Street
225 E Water St, Portland, IN 47371
Phone
260-726-9417
Students
450
Student Teacher Ratio
15.2

Private Schools

Name
Jay County Christian Academy
Street
13181 N State Road 1, Bryant, IN 47326
Phone
260-997-6341
Students
85

Colleges

Name
Ivy Tech Community College - Muncie
City
Muncie
State
IN
Distance
28 miles
Students
4,800

Healthcare

Bluff Point residents have access to quality healthcare, with major hospitals like Jay County Hospital and IU Health Ball Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 90.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Jay County Hospital
Address
500 W Votaw St, Portland, IN 47371
Phone
(260) 726-7131
Type
General & Surgical
Emergency Services
Yes
Name
IU Health Ball Memorial Hospital
Address
2401 W University Ave, Muncie, IN 47303
Phone
(765) 747-3111
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
90.5%
Health Care Index
78.2

Housing Market

What is the housing market like in Bluff Point, IN?

The local housing market is strong, with a median home price of $105,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.7%. Bluff Point offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$105,000
Average Rent For 2 Bedroom
$690
Owner Occupied Rate
79.2%
Rental Vacancy Rate
7.7%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.6%
Foreclosure Rate
0.8%

DMV Information

Residents of Bluff Point handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
1-888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Bluff Point, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Bluff Point, review the core fields on this page: population 300, median home value $105,000, average rent for 2 bedroom $690, commute time 23.8 minutes, and sunny days percentage 54%.

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