Everything You Should Know Before Moving to Bluffs, IL
Considering a move to Bluffs, IL? This small, friendly town of 618 residents features a low cost of living, with median home prices around $82,000 and average rents near $650. Residents enjoy short 22.5-minute commutes, quiet neighborhoods, and easy access to local schools and healthcare. Crime rates are below national averages, and the community enjoys four distinct seasons with plenty of sunny days. If you’re seeking affordable living and a tight-knit atmosphere in central Illinois, Bluffs is a great place to call home.
Demographics - Bluffs, IL
Demographics - Bluffs, IL
Bluffs, Illinois is a small, close-knit community of 618 residents with a median age of 36.7 years and a population density of 1,350 per square mile. The town is predominantly White, with a modest percentage of other ethnicities, and a nearly balanced gender ratio, making it a welcoming and stable place for families and individuals alike.
Population:
618
Density:
1,350 per sq mi
Median Age:
36.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
95.5%
Black:
1.0%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Bluffs, IL?
Living in Bluffs is highly affordable, with a median home value of just $82,000 and average rents around $650, making it an attractive option for budget-conscious movers. The overall cost of living index sits well below the national average, ensuring residents can enjoy comfortable living without high expenses.
Median House Value:
$82,000
Gross Rent:
$650
Monthly Electricity Charges:
$115
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
81.0
Grocery:
94.0
Housing:
63.0
Utilities:
98.0
Transportation:
88.0
Health Care:
93.0
Miscellaneous:
91.0
Crime
Is Bluffs, IL a safe place to live?
Bluffs experiences lower-than-average crime rates, with a violent crime rate of 190 per 100,000 and property crime at 1,340 per 100,000. Residents enjoy a sense of security, with the chances of being a victim of violent crime at just 1 in 526.
Violent Crimes Per 100k:
190
Property Crimes Per 100k:
1,340
Crime Index:
1,530
Chance Of Violent Crime:
1 in 526
Chance Of Property Crime:
1 in 75
Weather
What is the weather like in Bluffs, IL year-round?
Bluffs enjoys four distinct seasons, with warm summers reaching up to 87°F and cold winters dipping to 18°F. The area receives around 37.6 inches of rainfall annually and benefits from 58% sunny days, offering a pleasant climate for outdoor activities year-round.

Winter
Min:
18°F
Max:
36°F

Spring
Min:
41°F
Max:
66°F

Summer
Min:
64°F
Max:
87°F

Fall
Min:
42°F
Max:
68°F
Average Rainfall Inches:
37.6 inches
Sunny Days Percentage:
58%
Neighbors
The neighborhood in Bluffs features a median household income of $53,800 and a poverty rate of 13.8%, reflecting a modest but stable economic environment. Most residents commute about 22.5 minutes to work and the unemployment rate remains relatively low at just over 5%.
Median Income:
$31,500
Household Income:
$53,800
Family Income:
$62,400
Per Capita Income:
$23,200
Income Male:
$35,400
Income Female:
$27,700
Poverty Rate:
13.8%
Non English Speakers:
2.1%
Rent:
$650
Unemployment Rate:
5.1%
Public Transport Usage:
0.3%
Commute Time:
22.5 minutes

Education
High School or Higher:
89.8%
Bachelors or More:
13.5%
Education
How are the schools in Bluffs, IL?
Bluffs offers quality educational options with its local elementary and high schools featuring low student-teacher ratios, ensuring personalized attention for students. Nearby colleges like Illinois College and Lincoln Land Community College in Jacksonville provide accessible higher education opportunities within 15 miles.

Public Schools
Name:
Bluffs Elementary School
Street:
100 W Rockwood St
Phone:
217-754-3815
Students:
120
Student Teacher Ratio:
13.5
Name:
Bluffs High School
Street:
100 W Rockwood St
Phone:
217-754-3815
Students:
85
Student Teacher Ratio:
12.9

Colleges
Name:
Illinois College
City:
Jacksonville
State:
IL
Distance:
14 miles
Students:
1,100
Name:
Lincoln Land Community College
City:
Jacksonville
State:
IL
Distance:
13 miles
Students:
1,900
Healthcare
Bluffs residents have convenient access to healthcare, with major hospitals like Passavant Area Hospital nearby, a strong health insurance coverage rate of 92.6%, and 1.7 physicians per 1,000 people. The town's healthcare index signals reliable medical services for families and individuals.

Major Hospitals
Name:
Passavant Area Hospital
Address:
1600 W Walnut St, Jacksonville, IL 62650
Phone:
(217) 245-9541
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
92.6%
Health Care Index:
68.5
Housing Market
What is the housing market like in Bluffs, IL?
The housing market in Bluffs is very accessible, with a median home price of $82,000 and nearly three-quarters of homes being owner-occupied. Rental vacancies are moderate and home values have appreciated by 3.9% over the past year, making it an appealing market for both buyers and renters.
Median Home Price:
$82,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Residents of Bluffs are served by the Illinois Secretary of State DMV located in Springfield, which offers comprehensive vehicle registration, licensing, and state ID services. The DMV is easily accessible and provides helpful resources online and by phone.
State:
Illinois
Department:
Illinois Secretary of State DMV
Address:
100 S. Ninth St., Springfield, IL 62701
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.