Everything You Should Know Before Moving to Bluffton, IN
Considering a move to Bluffton, IN? This friendly city of 10,384 residents offers an affordable lifestyle, with median home prices around $152,000 and average two-bedroom rents at $820. Commutes are stress-free, averaging just 19 minutes, and the area enjoys a low violent crime rate of 127 per 100K. Bluffton features strong public schools, a tight-knit community, and a temperate climate with 54% sunny days—making it a great choice for families and anyone seeking small-town comfort with easy access to Fort Wayne.
Demographics - Bluffton, IN
Demographics - Bluffton, IN
Bluffton is home to about 10,384 residents, with a median age of 39, and a community that is predominantly White. The city offers a balanced gender ratio and a close-knit environment where over 5% of residents speak a language other than English. Its moderate population density contributes to a friendly, small-town atmosphere.
Population:
10,384
Density:
1,728 per sq mi
Median Age:
39.3
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
5.4%
Ethnic Composition
White:
95.1%
Black:
0.6%
Asian:
0.7%
Others:
3.6%
Cost Of Living
What is the average cost of living in Bluffton, IN?
Bluffton offers a cost of living well below the national average, with a cost of living index of 78.5. Median home values are around $152,000 and average rents are just $820, making the area attractive for both homeowners and renters. Utility and grocery costs are reasonable, supporting an affordable lifestyle for residents.
Median House Value:
$152,000
Gross Rent:
$820
Monthly Electricity Charges:
$110
Auto Insurance:
$1,080
House Owner Cost With Mortgage:
$1,070
House Owner Cost Without Mortgage:
$380
State Taxes:
Low:
3.15%
|
High:
5.75%
Cost Of Living Index:
78.5
Grocery:
92.1
Housing:
60.2
Utilities:
104.8
Transportation:
88.0
Health Care:
88.7
Miscellaneous:
96.0
Crime
Is Bluffton, IN a safe place to live?
Bluffton is considered a safe community, with a low violent crime rate of 127 incidents per 100,000 people and a property crime rate of 1,512 per 100,000. Residents enjoy a 1 in 787 chance of experiencing violent crime, which is reassuring for families and newcomers. The city’s overall crime rate supports a peaceful, secure environment.
Violent Crimes Per 100k:
127
Property Crimes Per 100k:
1,512
Crime Index:
1,639
Chance Of Violent Crime:
1 in 787
Chance Of Property Crime:
1 in 66
Weather
What is the weather like in Bluffton, IN year-round?
Bluffton experiences all four seasons, with warm summers reaching highs of 84°F and cold winters dipping to 18°F. The city receives about 38 inches of annual rainfall and enjoys sunny weather 54% of the year. This temperate climate is ideal for those who appreciate seasonal changes and outdoor activities.
Winter
Min:
18°F
Max:
34°F
Spring
Min:
38°F
Max:
62°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
42°F
Max:
65°F
Average Rainfall Inches:
38.1 inches
Sunny Days Percentage:
54%
Neighbors
Residents in Bluffton enjoy a median household income of $54,100 and a low unemployment rate of 3.6%. The community is well-educated, with nearly 90% of adults holding at least a high school diploma. A short average commute time of 19 minutes and low public transportation usage contribute to the city’s relaxed pace.
Median Income:
$31,100
Household Income:
$54,100
Family Income:
$65,800
Per Capita Income:
$26,300
Income Male:
$44,700
Income Female:
$34,900
Poverty Rate:
11.6%
Non English Speakers:
5.4%
Rent:
$820
Unemployment Rate:
3.6%
Public Transport Usage:
0.2%
Commute Time:
19.2 minutes
Education
High School or Higher:
89.7%
Bachelors or More:
18.1%
Education
How are the schools in Bluffton, IN?
Bluffton offers quality education through its public schools, including Bluffton-Harrison Elementary, Middle, and High School, all with favorable student-teacher ratios. Private and nearby higher education options, such as Huntington University and Indiana Tech in Fort Wayne, provide additional opportunities. The community’s schools support academic growth and a strong foundation for students.
Public Schools
Name:
Bluffton-Harrison Elementary School
Street:
805 E. Harrison St
Phone:
260-824-0333
Students:
640
Student Teacher Ratio:
16.1
Name:
Bluffton-Harrison Middle School
Street:
1500 Stogdill Rd
Phone:
260-824-3724
Students:
410
Student Teacher Ratio:
15.2
Name:
Bluffton High School
Street:
1 Tiger Trail
Phone:
260-824-3724
Students:
515
Student Teacher Ratio:
15.1
Private Schools
Name:
Lancaster Central Christian School
Street:
8147 W 300 S
Phone:
260-565-3771
Students:
110
Colleges
Name:
Indiana Institute of Technology – Fort Wayne
City:
Fort Wayne
State:
IN
Distance:
28 miles
Students:
9,000
Name:
Huntington University
City:
Huntington
State:
IN
Distance:
24 miles
Students:
1,400
Healthcare
Bluffton provides reliable healthcare access with Bluffton Regional Medical Center offering comprehensive services and emergency care. The city has 1.9 physicians per 1,000 residents and a high health insurance coverage rate of 92.8%. Local healthcare is accessible and supports a healthy community.
Major Hospitals
Name:
Bluffton Regional Medical Center
Address:
303 S Main St, Bluffton, IN 46714
Phone:
(260) 824-3210
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
92.8%
Health Care Index:
77.9
Housing Market
What is the housing market like in Bluffton, IN?
Bluffton’s housing market is affordable and stable, featuring a median home price of $152,000 and a high owner-occupancy rate of nearly 68%. Rents for a two-bedroom average just $820, and the area has seen a home appreciation rate of 6.3% in the past year. Low vacancy and foreclosure rates make it an appealing market for buyers and renters alike.
Median Home Price:
$152,000
Average Rent For 2 Bedroom:
$820
Owner Occupied Rate:
67.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
0.8%
Foreclosure Rate:
0.4%
DMV Information
Residents can access driver and vehicle services through the Indiana Bureau of Motor Vehicles located at 102 E. Washington St in Bluffton. The local office provides assistance with licenses, registrations, and other motor vehicle needs. Convenient resources and friendly staff make DMV tasks straightforward for locals.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
102 E. Washington St, Bluffton, IN 46714
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.