Everything You Should Know Before Moving to Boyne City, MI
Moving to Boyne City, MI? With a friendly population of 3,735 and affordable median home prices around $220,000, Boyne City offers small-town charm with a low violent crime rate of 136 per 100K. Residents enjoy short commutes averaging 18 minutes, access to local public schools, and strong healthcare options nearby. The cost of living is below the national average, and while winters are snowy, summers are mild and pleasant—perfect for enjoying the area's lakeside recreation and scenic beauty.
Demographics - Boyne City, MI
Demographics - Boyne City, MI
Boyne City is home to approximately 3,735 residents, with a median age of 43.7, reflecting a balanced mix of families and retirees. The community is predominantly White, and the population density of 1,125 per square mile gives it a friendly small-town atmosphere. A low percentage of residents are non-English speakers, making it an accessible place for newcomers.
Population:
3,735
Density:
1,125 per sq mi
Median Age:
43.7
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.2%

Ethnic Composition
White:
95.3%
Black:
0.4%
Asian:
0.7%
Others:
3.6%
Cost Of Living
What is the average cost of living in Boyne City, MI?
Living in Boyne City is budget-friendly, with a median home value of $220,000 and average rent around $835, both below the national average. The overall cost of living index is 86.9, and everyday expenses like groceries, housing, and utilities are affordable compared to larger cities. Residents benefit from modest state taxes and reasonable monthly bills.
Median House Value:
$220,000
Gross Rent:
$835
Monthly Electricity Charges:
$110
Auto Insurance:
$2,050
House Owner Cost With Mortgage:
$1,240
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
86.9
Grocery:
92.1
Housing:
71.5
Utilities:
97.7
Transportation:
94.6
Health Care:
88.2
Miscellaneous:
93.8
Crime
Is Boyne City, MI a safe place to live?
Boyne City boasts a low violent crime rate of 136 per 100,000 people, making it a safe choice for families and individuals. Property crime is also relatively low, with a 1 in 88 chance, contributing to a secure community environment. Residents can enjoy peace of mind with the city's overall low crime index.
Violent Crimes Per 100k:
136
Property Crimes Per 100k:
1,140
Crime Index:
1,276
Chance Of Violent Crime:
1 in 735
Chance Of Property Crime:
1 in 88
Weather
What is the weather like in Boyne City, MI year-round?
Boyne City experiences four distinct seasons, with cold, snowy winters and pleasantly mild summers reaching up to 78°F. The area receives about 32 inches of annual rainfall and enjoys sunshine about 43% of the year. These weather patterns make it ideal for seasonal outdoor activities and lakeside recreation.

Winter
Min:
14°F
Max:
29°F

Spring
Min:
35°F
Max:
60°F

Summer
Min:
56°F
Max:
78°F

Fall
Min:
37°F
Max:
62°F
Average Rainfall Inches:
32.1 inches
Sunny Days Percentage:
43%
Neighbors
Residents of Boyne City enjoy a median household income of $62,200, supporting a comfortable lifestyle in a close-knit community. Educational attainment is high, with over 93% having at least a high school diploma, and the average commute is a short 18.4 minutes. The area's low unemployment and poverty rates contribute to its stable, welcoming atmosphere.
Median Income:
$34,900
Household Income:
$62,200
Family Income:
$72,100
Per Capita Income:
$30,500
Income Male:
$36,800
Income Female:
$28,400
Poverty Rate:
10.8%
Non English Speakers:
3.2%
Rent:
$835
Unemployment Rate:
4.9%
Public Transport Usage:
0.5%
Commute Time:
18.4 minutes

Education
High School or Higher:
93.1%
Bachelors or More:
22.8%
Education
How are the schools in Boyne City, MI?
Boyne City supports quality public education with elementary, middle, and high schools serving local families, each with student-teacher ratios around 16–19. For higher education, North Central Michigan College is located just 16 miles away in Petoskey, providing accessible college opportunities. The city's educational resources make it a solid choice for families and students alike.

Public Schools
Name:
Boyne City Elementary School
Street:
930 Brockway Ave
Phone:
231-439-8300
Students:
455
Student Teacher Ratio:
16.5
Name:
Boyne City Middle School
Street:
1025 Boyne Ave
Phone:
231-439-8200
Students:
340
Student Teacher Ratio:
17.2
Name:
Boyne City High School
Street:
1035 Boyne Ave
Phone:
231-439-8100
Students:
390
Student Teacher Ratio:
19.1

Colleges
Name:
North Central Michigan College
City:
Petoskey
State:
MI
Distance:
16 miles
Students:
2,500
Healthcare
Boyne City offers quality healthcare access, including a local primary care center and nearby hospital with emergency services just 16 miles away. With 2.1 physicians per 1,000 residents and 92.5% health insurance coverage, the community benefits from reliable medical resources. The healthcare index of 72.3 reflects overall strong health services for residents.

Major Hospitals
Name:
Munson Healthcare Boyne Area Health Center
Address:
223 N Park St, Boyne City, MI 49712
Phone:
(231) 582-5314
Type:
Primary & Urgent Care
Emergency Services:
No
Name:
McLaren Northern Michigan Hospital
Address:
416 Connable Ave, Petoskey, MI 49770
Phone:
(231) 487-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.5%
Health Care Index:
72.3
Housing Market
What is the housing market like in Boyne City, MI?
The housing market in Boyne City features a median home price of $220,000 and an average two-bedroom rent of $835, making homeownership and renting accessible. With a high owner-occupied rate of nearly 75% and a 6.7% annual home appreciation, the area shows steady growth and investment potential. Rental vacancies remain moderate, ensuring options for new residents.
Median Home Price:
$220,000
Average Rent For 2 Bedroom:
$835
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
7.9%
Home Appreciation Rate (1yr):
6.7%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
DMV services for Boyne City are provided by the Michigan Secretary of State Office in nearby Petoskey, offering convenient access for licensing and vehicle needs. Residents can visit the local office or use the state website for various motor vehicle services. The office is reachable by phone for appointments and information.
State:
Michigan
Department:
Michigan Secretary of State Office
Address:
2767 Charlevoix Ave, Petoskey, MI 49770
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.