Everything You Should Know Before Moving to Brainard, IA
Considering a move to Brainard, IA? This small, close-knit community of about 195 residents offers affordable living, with median home prices around $106,000 and typical rents at $720. Crime rates are well below national averages, and commutes average just over 21 minutes. Residents enjoy a quiet rural lifestyle, good access to healthcare, and solid educational opportunities nearby. If you’re seeking a safe, friendly small-town feel with cost savings and classic Iowa seasons, Brainard is a great place to call home.
Demographics - Brainard, IA
Demographics - Brainard, IA
Brainard, IA is a small, predominantly White community of 195 residents, with a median age of 46.2 and a balanced gender ratio. The town features a high population density for its size and a low percentage of non-English speakers, contributing to its close-knit, homogenous atmosphere.
Population:
195
Density:
360 per sq mi
Median Age:
46.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
98.5%
Black:
0.0%
Asian:
0.0%
Others:
1.5%
Cost Of Living
What is the average cost of living in Brainard, IA?
Living in Brainard is affordable, with a median home value of $106,000 and an overall cost of living index significantly below the national average. Residents benefit from low housing costs, reasonable utility expenses, and modest state tax rates, making it an attractive choice for budget-conscious households.
Median House Value:
$106,000
Gross Rent:
$720
Monthly Electricity Charges:
$110
Auto Insurance:
$970
House Owner Cost With Mortgage:
$1,020
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
83.4
Grocery:
93.1
Housing:
69.2
Utilities:
95.5
Transportation:
90.7
Health Care:
97.2
Miscellaneous:
89.0
Crime
Is Brainard, IA a safe place to live?
Brainard boasts a low violent crime rate of 84 incidents per 100,000 people, and property crime remains well below national norms. With a 1 in 1,190 chance of violent crime, residents can enjoy a safe and secure environment.
Violent Crimes Per 100k:
84
Property Crimes Per 100k:
1,080
Crime Index:
1,164
Chance Of Violent Crime:
1 in 1,190
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Brainard, IA year-round?
Residents in Brainard experience the full range of Iowa seasons, with cold winters averaging lows near 9°F and warm summers peaking at 84°F. The area receives about 35.8 inches of rainfall annually and enjoys sunshine 54% of the year, ideal for those who appreciate seasonal variety.

Winter
Min:
9°F
Max:
28°F

Spring
Min:
38°F
Max:
65°F

Summer
Min:
61°F
Max:
84°F

Fall
Min:
40°F
Max:
66°F
Average Rainfall Inches:
35.8 inches
Sunny Days Percentage:
54%
Neighbors
Typical households in Brainard enjoy a median income of $54,800 and a low poverty rate of 8.2%. The community values education, with over 92% of adults holding a high school diploma or higher, and average commute times are a manageable 21 minutes.
Median Income:
$33,000
Household Income:
$54,800
Family Income:
$62,200
Per Capita Income:
$28,400
Income Male:
$38,500
Income Female:
$27,800
Poverty Rate:
8.2%
Non English Speakers:
2.1%
Rent:
$720
Unemployment Rate:
3.2%
Public Transport Usage:
0.2%
Commute Time:
21.3 minutes

Education
High School or Higher:
92.1%
Bachelors or More:
20.7%
Education
How are the schools in Brainard, IA?
Brainard offers access to quality public schools with favorable student-teacher ratios, supporting a strong educational foundation for local children. Nearby higher education institutions, such as Upper Iowa University and Luther College, provide ample opportunities for advanced learning within a short drive.

Public Schools
Name:
North Fayette Valley High School
Street:
600 N Pine St
Phone:
563-422-3851
Students:
330
Student Teacher Ratio:
13.1
Name:
Valley Elementary School
Street:
23493 Canoe Rd
Phone:
563-425-3301
Students:
190
Student Teacher Ratio:
13.5

Colleges
Name:
Upper Iowa University
City:
Fayette
State:
IA
Distance:
13 miles
Students:
5,800
Name:
Luther College
City:
Decorah
State:
IA
Distance:
19 miles
Students:
1,800
Healthcare
Brainard residents have convenient access to quality healthcare, with major hospitals located nearby and a high rate of health insurance coverage at 92.8%. The area maintains a solid healthcare index and a favorable ratio of physicians per capita, ensuring essential medical services are within reach.

Major Hospitals
Name:
Winneshiek Medical Center
Address:
901 Montgomery St, Decorah, IA 52101
Phone:
(563) 382-2911
Type:
General & Surgical
Emergency Services:
Yes
Name:
Gundersen Palmer Lutheran Hospital
Address:
112 Jefferson St, West Union, IA 52175
Phone:
(563) 422-3811
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.8%
Health Care Index:
69.8
Housing Market
What is the housing market like in Brainard, IA?
The housing market in Brainard is stable and affordable, with a median home price of $106,000 and an 81.5% owner-occupancy rate. Rental options are available at an average of $720 for a two-bedroom, and the area enjoys low foreclosure and vacancy rates.
Median Home Price:
$106,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
81.5%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
0.4%
Foreclosure Rate:
0.2%
DMV Information
Vehicle and licensing needs in Brainard are served by the Iowa Department of Transportation, conveniently located in Ankeny. Residents can access essential DMV services and information through the state’s official website and helpline.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone:
515-244-8725
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.