Everything You Should Know Before Moving to Bread Loaf, VT
Considering a move to Bread Loaf, VT? This small, rural community of about 50 residents offers serene living with a median home price of $325,000 and average rents around $1,050. With a crime rate significantly lower than national averages and commute times under 30 minutes, Bread Loaf is ideal for those seeking quiet, safety, and close ties to nature. Educational access is strong thanks to proximity to Middlebury College, and you'll enjoy four distinct seasons in Vermont’s scenic landscape. Explore more about costs, housing, and local amenities below!
Demographics - Bread Loaf, VT
Demographics - Bread Loaf, VT
Bread Loaf, VT is a tiny rural community with around 50 residents, a median age of 43, and a population density under 100 per square mile. The area is predominantly White, with a balanced gender ratio and a small percentage of non-English speakers. Life here offers a quiet and close-knit environment, ideal for those seeking rural charm.
Population:
Approx. 50
Density:
Low (estimated under 100 per sq mi)
Median Age:
43.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
95.0%
Black:
1.2%
Asian:
1.0%
Others:
2.8%
Cost Of Living
What is the average cost of living in Bread Loaf, VT?
The cost of living in Bread Loaf is slightly above the national average, with a median home value of $325,000 and typical monthly rents around $1,050. Utilities and healthcare costs are moderately higher, but state income taxes remain in a standard range for Vermont. Prospective residents will find the area affordable compared to city centers, but should budget for some elevated household expenses.
Median House Value:
$325,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$130
Auto Insurance:
$1,020
House Owner Cost With Mortgage:
$1,725
House Owner Cost Without Mortgage:
$620
State Taxes:
Low:
3.35%
|
High:
8.75%
Cost Of Living Index:
109.2
Grocery:
104.3
Housing:
107.5
Utilities:
110.5
Transportation:
106.0
Health Care:
110.1
Miscellaneous:
108.0
Crime
Is Bread Loaf, VT a safe place to live?
Bread Loaf boasts a very low crime rate, with only 60 violent crimes and 790 property crimes per 100,000 residents, making it safer than most U.S. communities. The chance of experiencing violent crime is about 1 in 1,660, providing residents with peace of mind. This safety is an appealing factor for families and retirees alike.
Violent Crimes Per 100k:
60
Property Crimes Per 100k:
790
Crime Index:
850
Chance Of Violent Crime:
1 in 1,660
Chance Of Property Crime:
1 in 127
Weather
What is the weather like in Bread Loaf, VT year-round?
Residents experience all four seasons, with cold, snowy winters (lows near 8°F), pleasant summers (highs around 78°F), and colorful springs and falls. The area receives about 36.5 inches of rain annually and enjoys sunshine just over half the year. The climate is well-suited for those who appreciate seasonal variety and outdoor activities.
Winter
Min:
8°F
Max:
32°F
Spring
Min:
32°F
Max:
62°F
Summer
Min:
52°F
Max:
78°F
Fall
Min:
34°F
Max:
62°F
Average Rainfall Inches:
36.5 inches
Sunny Days Percentage:
53%
Neighbors
Bread Loaf’s neighbors enjoy a median household income of $58,000 and a low unemployment rate of 3.3%. Educational attainment is strong, with nearly 94% holding a high school diploma and over 41% possessing a bachelor’s degree or higher. The community features a modest poverty rate and a typical commute time of about 26 minutes.
Median Income:
$36,000
Household Income:
$58,000
Family Income:
$72,000
Per Capita Income:
$29,500
Income Male:
$40,000
Income Female:
$35,000
Poverty Rate:
11.1%
Non English Speakers:
3.5%
Rent:
$1,050
Unemployment Rate:
3.3%
Public Transport Usage:
0.5%
Commute Time:
25.7 minutes
Education
High School or Higher:
93.8%
Bachelors or More:
41.2%
Education
How are the schools in Bread Loaf, VT?
Bread Loaf offers strong educational opportunities, with access to well-rated public and private schools in nearby Middlebury and proximity to Middlebury College just six miles away. The local elementary school maintains a favorable student-teacher ratio, and higher education is easily accessible. Families benefit from a supportive and well-rounded academic environment.
Public Schools
Name:
Mary Hogan Elementary School
Street:
201 Mary Hogan Dr, Middlebury, VT 05753
Phone:
802-388-4421
Students:
440
Student Teacher Ratio:
12.1
Private Schools
Name:
The Bridge School
Street:
1469 Exchange St, Middlebury, VT 05753
Phone:
802-388-3498
Students:
70
Colleges
Name:
Middlebury College
City:
Middlebury
State:
VT
Distance:
6 miles
Students:
2,500
Healthcare
Healthcare in Bread Loaf is supported by nearby Porter Medical Center, offering comprehensive and emergency services. With 2.4 physicians per 1,000 residents and over 95% health insurance coverage, access to medical care is reliable. The local healthcare index reflects generally favorable conditions for residents.
Major Hospitals
Name:
Porter Medical Center
Address:
115 Porter Dr, Middlebury, VT 05753
Phone:
(802) 388-4701
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
95.1%
Health Care Index:
76.4
Housing Market
What is the housing market like in Bread Loaf, VT?
The housing market features a median home price of $325,000 and an owner-occupied rate of nearly 75%. Rent for a two-bedroom averages $1,050, with low vacancy and foreclosure rates ensuring stability. Modest home appreciation and new construction rates make Bread Loaf an appealing option for long-term residents.
Median Home Price:
$325,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents are served by the Vermont Department of Motor Vehicles, located in Montpelier, and can access resources online or by phone. This office handles all standard vehicle registration, licensing, and title needs for Bread Loaf residents. Assistance is readily available for newcomers to the state.
State:
Vermont
Department:
Vermont Department of Motor Vehicles
Address:
120 State Street, Montpelier, VT 05603
Phone:
1-802-828-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.