Everything You Should Know Before Moving to Cambridge City, IN
Considering a move to Cambridge City, IN? This close-knit town of 1,720 residents offers affordable living with median home prices at $104,000 and average rent around $790. Enjoy short commutes averaging 22 minutes, low violent crime rates (158 per 100K), and a friendly community atmosphere. Cambridge City features good public schools, classic Midwestern seasons, and easy access to healthcare and higher education in nearby Richmond—making it a great option for those seeking small-town charm with practical amenities.
Demographics - Cambridge City, IN
Demographics - Cambridge City, IN
Cambridge City is a small, close-knit community of about 1,720 residents, with a median age of 42.7 years and a population density of 1,350 people per square mile. The town is predominantly White, with over 96% of residents identifying as such, and a balanced gender ratio. Its low percentage of non-English speakers reflects a largely homogenous, English-speaking population.
Population:
1,720
Density:
1,350 per sq mi
Median Age:
42.7
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
2.1%
Ethnic Composition
White:
96.2%
Black:
0.7%
Asian:
0.6%
Others:
2.5%
Cost Of Living
What is the average cost of living in Cambridge City, IN?
Living in Cambridge City is highly affordable, with median home values around $104,000 and typical rents at $790 per month. The cost of living index is 78.6, which is well below the national average, making daily expenses and housing especially budget-friendly. Utilities and state taxes also remain low, supporting a cost-effective lifestyle for residents.
Median House Value:
$104,000
Gross Rent:
$790
Monthly Electricity Charges:
$120
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$345
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
78.6
Grocery:
93.7
Housing:
45.1
Utilities:
98.3
Transportation:
93.5
Health Care:
94.2
Miscellaneous:
88.6
Crime
Is Cambridge City, IN a safe place to live?
Cambridge City is a relatively safe town, reporting a violent crime rate of just 158 incidents per 100,000 people and a property crime rate of 1,120 per 100,000. Residents have a low chance of encountering violent crime, approximately 1 in 633. The overall crime index suggests a secure environment suitable for families and individuals alike.
Violent Crimes Per 100k:
158
Property Crimes Per 100k:
1,120
Crime Index:
1,278
Chance Of Violent Crime:
1 in 633
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Cambridge City, IN year-round?
Residents experience all four seasons, with cold winters averaging lows of 19°F and warm summers reaching highs of 85°F. The area receives about 41 inches of rainfall each year, and enjoys sunshine on more than half of the days. This classic Midwestern climate offers a pleasant variety for those who appreciate changing seasons.
Winter
Min:
19°F
Max:
36°F
Spring
Min:
40°F
Max:
67°F
Summer
Min:
62°F
Max:
85°F
Fall
Min:
42°F
Max:
68°F
Average Rainfall Inches:
41.4 inches
Sunny Days Percentage:
53%
Neighbors
Households in Cambridge City have a median income of $48,400, with a family income averaging $62,700 and a per capita income of $25,400. The local poverty rate is 17.4%, while unemployment remains modest at 4.2%. Most residents have at least a high school diploma, and the typical commute is just under 22 minutes, reflecting a stable, working-class community.
Median Income:
$30,600
Household Income:
$48,400
Family Income:
$62,700
Per Capita Income:
$25,400
Income Male:
$36,200
Income Female:
$29,100
Poverty Rate:
17.4%
Non English Speakers:
2.1%
Rent:
$790
Unemployment Rate:
4.2%
Public Transport Usage:
0.4%
Commute Time:
21.7 minutes
Education
High School or Higher:
88.6%
Bachelors or More:
13.5%
Education
How are the schools in Cambridge City, IN?
Cambridge City offers quality public education with Western Wayne Elementary and Lincoln Middle/High School, both maintaining favorable student-teacher ratios and serving the community’s youth. While there are no local private schools, higher education options such as Indiana University East and Earlham College are located just 12-13 miles away in Richmond. This proximity to colleges provides local students with accessible opportunities for advanced learning.
Public Schools
Name:
Western Wayne Elementary School
Street:
801 E Delaware St
Phone:
765-478-5916
Students:
410
Student Teacher Ratio:
15.2
Name:
Lincoln Middle/High School
Street:
205 E Parkway Dr
Phone:
765-478-5916
Students:
550
Student Teacher Ratio:
13.8
Colleges
Name:
Indiana University East
City:
Richmond
State:
IN
Distance:
12 miles
Students:
3,500
Name:
Earlham College
City:
Richmond
State:
IN
Distance:
13 miles
Students:
1,000
Healthcare
Cambridge City residents benefit from strong healthcare access, with Reid Health in nearby Richmond providing major hospital services and emergency care. There are about 2 physicians per 1,000 people, and over 92% of locals have health insurance coverage. The community’s healthcare index highlights reliable medical support for both routine and urgent needs.
Major Hospitals
Name:
Reid Health
Address:
1100 Reid Pkwy, Richmond, IN 47374
Phone:
(765) 983-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
92.1%
Health Care Index:
68.2
Housing Market
What is the housing market like in Cambridge City, IN?
The housing market in Cambridge City is affordable and stable, with a median home price of $104,000 and an owner-occupancy rate of nearly 71%. Rent for a two-bedroom averages $790, and housing values have appreciated by 4.1% over the past year. Low vacancy and foreclosure rates indicate a healthy, accessible housing environment.
Median Home Price:
$104,000
Average Rent For 2 Bedroom:
$790
Owner Occupied Rate:
70.8%
Rental Vacancy Rate:
8.5%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
Residents are served by the Indiana Bureau of Motor Vehicles located in nearby Richmond, offering convenient access to vehicle registration and licensing services. The BMV’s user-friendly website and local office make it easy to manage all DMV-related needs. This ensures smooth processing for new and long-term residents alike.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
4503 National Rd E, Richmond, IN 47374
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.