Everything You Should Know Before Moving to Cape Coral, FL
Thinking about moving to Cape Coral, FL? With a population nearing 217,000, Cape Coral offers affordable coastal living with a median home price of $385,000 and average rents around $2,050. The city enjoys warm, sunny weather year-round with 73% sunny days, a low violent crime rate of 209 per 100K, and quick commutes averaging 27.5 minutes. You'll find a relaxed vibe, good local schools, and plenty of outdoor recreation—perfect for families, retirees, or anyone seeking a Florida lifestyle.
Demographics - Cape Coral, FL
Demographics - Cape Coral, FL
Cape Coral is home to nearly 217,000 residents, with a median age of 48.1, reflecting a blend of families and retirees. The community is predominantly White, with a growing diversity and 17.4% of residents speaking a language other than English at home. Population density is moderate, fostering a suburban atmosphere with a balanced gender ratio.
Population:
216,992
Density:
1,900 per sq mi
Median Age:
48.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
17.4%
Ethnic Composition
White:
82.2%
Black:
6.3%
Asian:
2.0%
Others:
9.5%
Cost Of Living
What is the average cost of living in Cape Coral, FL?
Cape Coral offers a cost of living just above the national average, driven mainly by housing and utilities. The median home price is $385,000 and average rent is $2,050, while residents benefit from no state income tax. Everyday expenses like groceries, transportation, and healthcare remain close to national norms, making it an accessible choice for many.
Median House Value:
$385,000
Gross Rent:
$2,050
Monthly Electricity Charges:
$160
Auto Insurance:
$2,060
House Owner Cost With Mortgage:
$2,150
House Owner Cost Without Mortgage:
$690
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
103.5
Grocery:
104.2
Housing:
109.8
Utilities:
112.0
Transportation:
97.1
Health Care:
100.4
Miscellaneous:
98.7
Crime
Is Cape Coral, FL a safe place to live?
Cape Coral is a relatively safe city, with a violent crime rate of 209 per 100,000 residents and a property crime risk of 1 in 61. Most neighborhoods offer peace of mind, especially for families and retirees. While crime does exist, rates are lower than many comparably sized cities in Florida.
Violent Crimes Per 100k:
209
Property Crimes Per 100k:
1,647
Crime Index:
1,856
Chance Of Violent Crime:
1 in 478
Chance Of Property Crime:
1 in 61
Weather
What is the weather like in Cape Coral, FL year-round?
Cape Coral enjoys warm, sunny weather throughout the year, with 73% of days filled with sunshine and mild winter temperatures ranging from 54°F to 76°F. Summers are hot and humid, with highs reaching the low 90s and annual rainfall totaling nearly 56 inches. The climate is ideal for year-round outdoor activities and waterfront living.
Winter
Min:
54°F
Max:
76°F
Spring
Min:
62°F
Max:
86°F
Summer
Min:
75°F
Max:
92°F
Fall
Min:
68°F
Max:
87°F
Average Rainfall Inches:
55.9 inches
Sunny Days Percentage:
73%
Neighbors
Households in Cape Coral typically earn around $70,500 annually, with a poverty rate of 10.7% and a low unemployment rate of 3.4%. Most residents commute about 28 minutes, and the area is highly educated, with over 91% holding a high school diploma. The community is family-friendly and features a mix of working professionals and retirees.
Median Income:
$35,000
Household Income:
$70,500
Family Income:
$81,250
Per Capita Income:
$34,600
Income Male:
$43,200
Income Female:
$35,210
Poverty Rate:
10.7%
Non English Speakers:
17.4%
Rent:
$2,050
Unemployment Rate:
3.4%
Public Transport Usage:
0.5%
Commute Time:
27.5 minutes
Education
High School or Higher:
91.3%
Bachelors or More:
25.1%
Education
How are the schools in Cape Coral, FL?
Cape Coral offers a variety of educational options, including well-regarded public schools like Cape Coral High School and Trafalgar Middle School, along with private and charter alternatives. The area enjoys a strong commitment to education, with 91% of residents holding at least a high school diploma. For higher education, Florida SouthWestern State College is just 10 miles away in Fort Myers.
Public Schools
Name:
Cape Coral High School
Street:
2300 Santa Barbara Blvd
Phone:
239-574-6766
Students:
1,600
Student Teacher Ratio:
20.1
Name:
Trafalgar Middle School
Street:
2120 Trafalgar Pkwy
Phone:
239-283-2001
Students:
1,200
Student Teacher Ratio:
18.8
Private Schools
Name:
Oasis Charter Elementary School
Street:
3415 Oasis Blvd
Phone:
239-541-1167
Students:
900
Colleges
Name:
Florida SouthWestern State College
City:
Fort Myers
State:
FL
Distance:
10 miles
Students:
16,576
Healthcare
Cape Coral provides convenient access to quality healthcare with major hospitals like Cape Coral Hospital and nearby Lee Memorial Hospital, as well as a solid network of physicians (2.2 per 1,000 residents). Most locals have health insurance coverage, and emergency services are readily available. Healthcare facilities are modern and comprehensive, serving the needs of all age groups.
Major Hospitals
Name:
Cape Coral Hospital
Address:
636 Del Prado Blvd S, Cape Coral, FL 33990
Phone:
(239) 424-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Lee Memorial Hospital
Address:
2776 Cleveland Ave, Fort Myers, FL 33901
Phone:
(239) 343-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
86.0%
Health Care Index:
68.9
Housing Market
What is the housing market like in Cape Coral, FL?
The housing market in Cape Coral is stable, with a median home price of $385,000 and average rent for a two-bedroom at $2,050. Around 74% of homes are owner-occupied, and vacancy rates remain moderate, reflecting steady demand. Home values have appreciated modestly, making this a welcoming market for both buyers and renters.
Median Home Price:
$385,000
Average Rent For 2 Bedroom:
$2,050
Owner Occupied Rate:
73.8%
Rental Vacancy Rate:
6.6%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
1.7%
Foreclosure Rate:
0.9%
DMV Information
Cape Coral residents are served by the Florida Department of Highway Safety and Motor Vehicles, conveniently located on SE 9th Ave. Services include driver licensing, vehicle registration, and title transfers, with helpful staff and online resources. The DMV’s central location and comprehensive website make managing transportation needs straightforward.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
1039 SE 9th Ave, Cape Coral, FL 33990
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.