Everything You Should Know Before Moving to Cardiff By The Sea, CA
Considering a move to Cardiff By The Sea, CA? This charming coastal community boasts a population of just over 11,500 and offers a relaxed, beach-town vibe with top-rated public schools and a highly educated population. Expect a higher cost of living, with median home prices around $1.85 million and average rents near $3,200. Residents enjoy mild, sunny weather year-round, low violent crime rates, and short commute times. With excellent healthcare options nearby and easy access to the beach, Cardiff By The Sea is ideal for those seeking an upscale yet laid-back lifestyle.
Demographics - Cardiff By The Sea, CA
Demographics - Cardiff By The Sea, CA
Cardiff By The Sea is a vibrant coastal community of 11,537 residents, characterized by a predominantly White population and a median age of 43.2 years, reflecting its mature and family-friendly atmosphere. The area is relatively dense at 4,100 people per square mile, with a balanced gender ratio and a small but notable 13.8% of non-English speakers, adding to its cultural diversity.
Population:
11,537
Density:
4,100 per sq mi
Median Age:
43.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
13.8%

Ethnic Composition
White:
84.2%
Black:
0.6%
Asian:
3.9%
Others:
11.3%
Cost Of Living
What is the average cost of living in Cardiff By The Sea, CA?
Living in Cardiff By The Sea comes with a premium cost, as the median home value is $1,850,000 and average rent is $3,200 per month. The overall cost of living index is nearly double the national average at 197.5, with housing making up the largest expense, making this community best suited for those with higher incomes or established financial stability.
Median House Value:
$1,850,000
Gross Rent:
$3,200
Monthly Electricity Charges:
$155
Auto Insurance:
$1,790
House Owner Cost With Mortgage:
$4,870
House Owner Cost Without Mortgage:
$1,160
State Taxes:
Low:
1%
|
High:
13.3%
Cost Of Living Index:
197.5
Grocery:
120.4
Housing:
360.8
Utilities:
110.6
Transportation:
133.3
Health Care:
108.7
Miscellaneous:
117.2
Crime
Is Cardiff By The Sea, CA a safe place to live?
Safety is a highlight in Cardiff By The Sea, with a low violent crime rate of just 92 incidents per 100,000 residents and a 1 in 1,087 chance of experiencing violent crime. Property crime is somewhat more common but still moderate, offering peace of mind for families and individuals alike.
Violent Crimes Per 100k:
92
Property Crimes Per 100k:
1,137
Crime Index:
1,229
Chance Of Violent Crime:
1 in 1,087
Chance Of Property Crime:
1 in 88
Weather
What is the weather like in Cardiff By The Sea, CA year-round?
Residents enjoy a mild, Mediterranean climate with average winter highs around 65°F and summer highs reaching 77°F, while rainfall is limited to about 10 inches annually. With 73% of days being sunny, Cardiff By The Sea is ideal for those who love outdoor activities and year-round pleasant weather.

Winter
Min:
46°F
Max:
65°F

Spring
Min:
52°F
Max:
71°F

Summer
Min:
62°F
Max:
77°F

Fall
Min:
56°F
Max:
73°F
Average Rainfall Inches:
10.3 inches
Sunny Days Percentage:
73%
Neighbors
Cardiff By The Sea is an affluent area with a median household income of $137,800 and a low poverty rate of 5.4%. The community is highly educated, with nearly 98% holding at least a high school diploma, and enjoys low unemployment and short average commute times of about 25 minutes.
Median Income:
$65,220
Household Income:
$137,800
Family Income:
$159,900
Per Capita Income:
$68,100
Income Male:
$81,100
Income Female:
$60,800
Poverty Rate:
5.4%
Non English Speakers:
13.8%
Rent:
$3,200
Unemployment Rate:
3.2%
Public Transport Usage:
0.8%
Commute Time:
24.6 minutes

Education
High School or Higher:
97.8%
Bachelors or More:
62.5%
Education
How are the schools in Cardiff By The Sea, CA?
Cardiff By The Sea boasts strong public schools and access to private education, with small class sizes and a focus on quality learning. Nearby colleges such as MiraCosta College and California State University San Marcos provide higher education opportunities within a short drive, supporting lifelong learning for locals.

Public Schools
Name:
Cardiff Elementary School
Street:
1888 Montgomery Ave
Phone:
760-632-5890
Students:
360
Student Teacher Ratio:
18:1
Name:
Ada Harris Elementary School
Street:
1508 Windsor Rd
Phone:
760-632-5894
Students:
385
Student Teacher Ratio:
19:1

Private Schools
Name:
The Grauer School
Street:
1500 S El Camino Real, Encinitas, CA
Phone:
760-944-6777
Students:
170

Colleges
Name:
MiraCosta College
City:
Oceanside
State:
CA
Distance:
12 miles
Students:
14,500
Name:
California State University San Marcos
City:
San Marcos
State:
CA
Distance:
19 miles
Students:
14,000
Healthcare
Quality healthcare is easily accessible, with major hospitals like Scripps Memorial Hospital Encinitas nearby and a strong physician presence at 3.5 per 1,000 residents. Most residents are insured, with a coverage rate of 92.8%, ensuring comprehensive health services for families and individuals.

Major Hospitals
Name:
Scripps Memorial Hospital Encinitas
Address:
354 Santa Fe Dr, Encinitas, CA 92024
Phone:
(760) 633-6501
Type:
General & Surgical
Emergency Services:
Yes
Name:
Tri-City Medical Center
Address:
4002 Vista Way, Oceanside, CA 92056
Phone:
(760) 724-8411
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.5
Health Insurance Coverage:
92.8%
Health Care Index:
78.2
Housing Market
What is the housing market like in Cardiff By The Sea, CA?
The housing market in Cardiff By The Sea is competitive and upscale, featuring a median home price of $1,850,000 and an owner-occupancy rate of 71.6%. Home values have appreciated by 7.1% over the past year, reflecting strong demand and stability in this desirable coastal enclave.
Median Home Price:
$1,850,000
Average Rent For 2 Bedroom:
$3,200
Owner Occupied Rate:
71.6%
Rental Vacancy Rate:
3.4%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.2%
DMV Information
Residents handle vehicle registration and licensing through the California Department of Motor Vehicles, conveniently located in San Diego. The DMV offers comprehensive services both in person and online to meet all standard motor vehicle needs.
State:
California
Department:
California Department of Motor Vehicles
Address:
3960 Normal Street, San Diego, CA 92103
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.