California / San Diego County

Moving to Cardiff, CA

Thinking of making a move to Cardiff, CA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cardiff, CA

Considering a move to Cardiff, CA? This welcoming community of 11,537 residents offers a blend of suburban charm and convenience, with median home prices around $1,650,000 and average rents near $3,500. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (73% annually), ideal for families and commuters alike. Explore Cardiff's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cardiff, CA

Cardiff has a population of 11,537 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 80% White, 1% Black, and 3% Asian residents, and over 15% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
11,537
Density
3,900 per sq mi
Median Age
41.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
14.6%

Ethnic Composition

White
79.7%
Black
0.9%
Asian
3.2%
Others
3.9%

Cost Of Living

What is the average cost of living in Cardiff, CA?

The cost of living in Cardiff is higher than the national average, with a cost of living index of 183.1. Median home values are around $1,650,000 and average rents for a two-bedroom apartment are approximately $3,500. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$1,650,000
Gross Rent
$3,500
Monthly Electricity Charges
$160
Auto Insurance
$1,310
House Owner Cost With Mortgage
$5,980
House Owner Cost Without Mortgage
$1,120
State Taxes
Low: 1%| High: 13.3%
Cost Of Living Index
183.1
Grocery
119.5
Housing
301.2
Utilities
109.2
Transportation
137.3
Health Care
108.9
Miscellaneous
110.0

Crime

Is Cardiff, CA a safe place to live?

Cardiff is considered a safe community, with a low violent crime rate of 125 incidents per 100,000 residents and a property crime chance of 1 in 81. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in California.

Violent Crimes Per 100k
125
Property Crimes Per 100k
1,240
Crime Index
1,365
Chance Of Violent Crime
1 in 800
Chance Of Property Crime
1 in 81

Weather

What is the weather like in Cardiff, CA year-round?

Cardiff experiences four distinct seasons, with warm summers reaching highs of 76°F and cold winters dipping to 45°F. The area receives about 12 inches of rainfall annually and enjoys sunshine on 73% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
45°F
Max
65°F

Summer

Min
62°F
Max
76°F

Spring

Min
52°F
Max
69°F

Fall

Min
57°F
Max
71°F
Average Rainfall Inches
11.8 inches
Sunny Days Percentage
73%

Neighbors

The neighborhood boasts a healthy median household income of $136,100 and a low poverty rate of 5.3%. Over 98% of residents have at least a high school diploma, and nearly 62% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 3% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$57,000
Household Income
$136,100
Family Income
$165,000
Per Capita Income
$73,000
Income Male
$74,500
Income Female
$59,900
Poverty Rate
5.3%
Non English Speakers
14.6%
Rent
$3,500
Unemployment Rate
3.2%
Public Transport Usage
2.8%
Commute Time
26.1 minutes

Education

High School or Higher
98.2%
Bachelors or More
61.7%

Education

How are the schools in Cardiff, CA?

Cardiff offers quality education options, with public schools like Cardiff Elementary School and Ada Harris Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including MiraCosta College and UC San Diego. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cardiff Elementary School
Street
1888 Montgomery Ave
Phone
760-632-5892
Students
315
Student Teacher Ratio
18:1
Name
Ada Harris Elementary School
Street
1508 Windsor Rd
Phone
760-632-5894
Students
425
Student Teacher Ratio
19:1

Private Schools

Name
The Grauer School
Street
1500 S El Camino Real, Encinitas
Phone
760-944-6777
Students
170

Colleges

Name
MiraCosta College
City
Oceanside
State
CA
Distance
13 miles
Students
14,500
Name
UC San Diego
City
La Jolla
State
CA
Distance
17 miles
Students
39,576

Healthcare

Cardiff residents have access to quality healthcare, with major hospitals like Scripps Memorial Hospital Encinitas nearby. The community benefits from a high physician-to-resident ratio of 3.1 per 1,000 people and 93.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Scripps Memorial Hospital Encinitas
Address
354 Santa Fe Dr, Encinitas, CA 92024
Phone
(760) 633-6501
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
3.1
Health Insurance Coverage
93.6%
Health Care Index
77.8

Housing Market

What is the housing market like in Cardiff, CA?

The local housing market is strong, with a median home price of $1,650,000 and an owner-occupied rate of nearly 64%. The market has seen a 7.2% appreciation over the past year, and rental vacancy rates remain moderate at 3.1%. Cardiff offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$1,650,000
Average Rent For 2 Bedroom
$3,500
Owner Occupied Rate
63.5%
Rental Vacancy Rate
3.1%
Home Appreciation Rate (1yr)
7.2%
New Construction Rate
0.6%
Foreclosure Rate
0.2%

DMV Information

Residents of Cardiff handle vehicle services through the California Department of Motor Vehicles, conveniently located in San Marcos. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
California
Department
California Department of Motor Vehicles
Address
590 Rancheros Dr, San Marcos, CA 92069
Phone
1-800-777-0133

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cardiff, CA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cardiff, review the core fields on this page: population 11,537, median home value $1,650,000, average rent for 2 bedroom $3,500, commute time 26.1 minutes, and sunny days percentage 73%.

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