Everything You Should Know Before Moving to Cardinal, VA
Thinking of moving to Cardinal, VA? This small, close-knit community of about 525 residents offers affordable living with a median home price of $260,000 and average rent around $1,050. Crime rates are notably low, and you’ll enjoy a mild climate with 61% sunny days per year. Commute times average 29 minutes, and while the area is rural, quality schools and local healthcare are easily accessible. Explore more below to see if Cardinal fits your lifestyle needs!
Demographics - Cardinal, VA
Demographics - Cardinal, VA
Cardinal, VA is a small community of 525 residents with a median age of just over 50, reflecting its appeal to mature adults and retirees. The population is predominantly White, with a balanced gender ratio and about 5% of residents speaking a language other than English at home. The town's low population density offers a peaceful, neighborly atmosphere.
Population:
525
Density:
120 per sq mi
Median Age:
50.1
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
5.0%

Ethnic Composition
White:
84.0%
Black:
10.5%
Asian:
1.2%
Others:
4.3%
Cost Of Living
What is the average cost of living in Cardinal, VA?
Living in Cardinal is affordable, with a cost of living index slightly below the national average and a median home value of $260,000. Housing and groceries are particularly budget-friendly, making Cardinal an attractive option for those seeking value without sacrificing quality of life. State taxes are moderate, and essential expenses like rent and utilities remain reasonable.
Median House Value:
$260,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$130
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,410
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
95.0
Grocery:
98.0
Housing:
87.0
Utilities:
103.0
Transportation:
94.0
Health Care:
93.0
Miscellaneous:
90.0
Crime
Is Cardinal, VA a safe place to live?
Cardinal boasts a notably low crime rate, with violent crime occurring at just 89 incidents per 100,000 people and property crime also well below national averages. Residents enjoy a strong sense of safety, with the chance of experiencing a violent crime at only 1 in 1,120. This peaceful environment is a key draw for families and retirees alike.
Violent Crimes Per 100k:
89
Property Crimes Per 100k:
870
Crime Index:
959
Chance Of Violent Crime:
1 in 1,120
Chance Of Property Crime:
1 in 115
Weather
What is the weather like in Cardinal, VA year-round?
Cardinal experiences mild, four-season weather, with warm summers reaching up to 88°F and winters that rarely dip below freezing. The area receives about 45 inches of rainfall annually and enjoys sunshine 61% of the year, making it ideal for those who appreciate temperate climates and outdoor activities. Residents can look forward to comfortable springs and colorful autumns.

Winter
Min:
31°F
Max:
48°F

Spring
Min:
48°F
Max:
71°F

Summer
Min:
66°F
Max:
88°F

Fall
Min:
51°F
Max:
73°F
Average Rainfall Inches:
45.3 inches
Sunny Days Percentage:
61%
Neighbors
The community in Cardinal is close-knit and friendly, with a median household income of $61,500 and a low unemployment rate of 3.7%. Most residents have at least a high school diploma, and about one in four hold a bachelor's degree or higher. Poverty rates are below 10%, contributing to the stable and welcoming small-town atmosphere.
Median Income:
$32,000
Household Income:
$61,500
Family Income:
$70,200
Per Capita Income:
$33,400
Income Male:
$38,000
Income Female:
$29,000
Poverty Rate:
9.5%
Non English Speakers:
5.0%
Rent:
$1,050
Unemployment Rate:
3.7%
Public Transport Usage:
0.5%
Commute Time:
29.2 minutes

Education
High School or Higher:
88.2%
Bachelors or More:
23.1%
Education
How are the schools in Cardinal, VA?
Families in Cardinal benefit from quality local public schools with low student-teacher ratios, such as Mathews High School and Thomas Hunter Middle School. Private education is also available nearby, and Rappahannock Community College offers higher education opportunities just 17 miles away. The town's educational resources make it a supportive environment for students of all ages.

Public Schools
Name:
Mathews High School
Street:
9889 Buckley Hall Rd
Phone:
804-725-3702
Students:
320
Student Teacher Ratio:
13.5
Name:
Thomas Hunter Middle School
Street:
387 Church St
Phone:
804-725-2434
Students:
260
Student Teacher Ratio:
12.6

Private Schools
Name:
Ware Academy
Street:
7936 John Clayton Memorial Hwy, Gloucester
Phone:
804-693-3825
Students:
200

Colleges
Name:
Rappahannock Community College
City:
Glenns
State:
VA
Distance:
17 miles
Students:
3,600
Healthcare
Cardinal residents have convenient access to healthcare, with the nearby Riverside Walter Reed Hospital offering emergency and general medical services. The area maintains a high health insurance coverage rate at over 92%, and there are approximately two physicians per 1,000 residents. Overall, quality care is accessible for families and seniors alike.

Major Hospitals
Name:
Riverside Walter Reed Hospital
Address:
7519 Hospital Dr, Gloucester, VA 23061
Phone:
(804) 693-8800
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
92.4%
Health Care Index:
72.0
Housing Market
What is the housing market like in Cardinal, VA?
Cardinal's housing market is stable and affordable, with a median home price of $260,000 and a strong owner-occupancy rate of over 77%. Home values have appreciated at a healthy 5.1% over the past year, while rental options remain available and moderately priced. The low foreclosure rate reflects a well-maintained and desirable residential community.
Median Home Price:
$260,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
77.5%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Residents of Cardinal are served by the Virginia Department of Motor Vehicles, with the main office located in Richmond. DMV services, including licensing and vehicle registration, are accessible both online and in-person. Convenient access to state resources ensures residents can easily manage all driving and vehicle needs.
State:
Virginia
Department:
Virginia Department of Motor Vehicles
Address:
2300 W. Broad Street, Richmond, VA 23269
Phone:
804-497-7100
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.