Everything You Should Know Before Moving to Carmel, NY
Thinking of moving to Carmel, NY? This charming town of 33,576 residents offers a peaceful suburban lifestyle, with a median home value of $456,000 and rents averaging $1,780. Carmel boasts low violent crime rates (53 per 100K), strong schools, and a high rate of home ownership. Enjoy a scenic, four-season climate and a close-knit community, with excellent access to healthcare and a median household income around $115,000. With good schools and a reasonable commute to NYC, Carmel is a great choice for families and professionals alike.
Demographics - Carmel, NY
Demographics - Carmel, NY
Carmel, NY is home to 33,576 residents, with a median age of 44.2 years and a balanced gender ratio. The community is predominantly White, with about 13% of residents speaking a language other than English at home, highlighting modest diversity. Its moderate population density creates a comfortable suburban environment ideal for families and professionals.
Population:
33,576
Density:
670 per sq mi
Median Age:
44.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
13.1%
Ethnic Composition
White:
81.4%
Black:
2.7%
Asian:
2.7%
Others:
13.2%
Cost Of Living
What is the average cost of living in Carmel, NY?
Living in Carmel comes with a higher-than-average cost of living index of 132.8, driven by a median home value of $456,000 and average rents around $1,780. Utility costs and state taxes contribute to overall expenses, but many find the quality of life and amenities justify the investment. Residents should budget accordingly for housing and everyday expenses.
Median House Value:
$456,000
Gross Rent:
$1,780
Monthly Electricity Charges:
$145
Auto Insurance:
$1,920
House Owner Cost With Mortgage:
$2,400
House Owner Cost Without Mortgage:
$900
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
132.8
Grocery:
120.9
Housing:
144.2
Utilities:
117.5
Transportation:
127.6
Health Care:
112.3
Miscellaneous:
111.4
Crime
Is Carmel, NY a safe place to live?
Carmel boasts a notably low violent crime rate of 53 per 100,000 residents, helping create a safe and welcoming environment. Property crime is also well below national averages, making the town appealing to families and those seeking peace of mind. Overall, Carmel's crime index reflects a secure and comfortable community.
Violent Crimes Per 100k:
53
Property Crimes Per 100k:
680
Crime Index:
733
Chance Of Violent Crime:
1 in 1,880
Chance Of Property Crime:
1 in 147
Weather
What is the weather like in Carmel, NY year-round?
Carmel experiences all four seasons, with warm summers reaching highs of 82°F and chilly winters with lows around 18°F. The area receives about 49 inches of annual rainfall and enjoys sunshine 54% of the year, providing a pleasant climate for outdoor enthusiasts. Residents can expect scenic seasonal changes and a comfortable year-round atmosphere.
Winter
Min:
18°F
Max:
36°F
Spring
Min:
40°F
Max:
63°F
Summer
Min:
61°F
Max:
82°F
Fall
Min:
45°F
Max:
68°F
Average Rainfall Inches:
49.1 inches
Sunny Days Percentage:
54%
Neighbors
Carmel's neighborhoods feature a median household income of $114,800 and a low poverty rate of 5.7%, reflecting a stable, middle-class community. Most adults have at least a high school diploma, and nearly 39% hold a bachelor’s degree or higher. Average commute times are about 37 minutes, with some residents utilizing public transit options.
Median Income:
$53,000
Household Income:
$114,800
Family Income:
$128,900
Per Capita Income:
$48,300
Income Male:
$60,200
Income Female:
$48,400
Poverty Rate:
5.7%
Non English Speakers:
13.1%
Rent:
$1,780
Unemployment Rate:
3.8%
Public Transport Usage:
7.9%
Commute Time:
37.1 minutes
Education
High School or Higher:
93.4%
Bachelors or More:
38.6%
Education
How are the schools in Carmel, NY?
Carmel offers strong educational options, with reputable public schools such as Carmel High School and George Fischer Middle School, both featuring favorable student-teacher ratios. Local private and parochial schools, as well as nearby colleges like Pace University and Westchester Community College, provide families with a range of academic opportunities. The community’s high educational attainment supports a vibrant and knowledgeable population.
Public Schools
Name:
Carmel High School
Street:
30 Fair St
Phone:
845-225-8441
Students:
1,430
Student Teacher Ratio:
12.2
Name:
George Fischer Middle School
Street:
281 Fair St
Phone:
845-228-2300
Students:
1,200
Student Teacher Ratio:
11.5
Private Schools
Name:
St. James the Apostle School
Street:
12 Gleneida Ave
Phone:
845-225-9365
Students:
180
Colleges
Name:
Westchester Community College - Peekskill Extension
City:
Peekskill
State:
NY
Distance:
16 miles
Students:
1,000
Name:
Pace University
City:
Pleasantville
State:
NY
Distance:
25 miles
Students:
8,300
Healthcare
Access to healthcare in Carmel is robust, with over 94% of residents insured and local facilities such as Putnam Hospital Center providing comprehensive services. The community benefits from 2.6 physicians per 1,000 residents, indicating good availability of medical professionals. Healthcare quality is reliable, supporting the well-being of families and individuals alike.
Major Hospitals
Name:
Putnam Hospital Center
Address:
670 Stoneleigh Ave, Carmel, NY 10512
Phone:
(845) 279-5711
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
94.1%
Health Care Index:
76.1
Housing Market
What is the housing market like in Carmel, NY?
Carmel’s housing market is strong, with a median home price of $456,000 and high owner-occupancy at 84%. Home values have appreciated by over 6% in the past year, while rental options remain limited due to a low 2.8% vacancy rate. The market favors buyers seeking long-term investment and community stability.
Median Home Price:
$456,000
Average Rent For 2 Bedroom:
$1,780
Owner Occupied Rate:
84.1%
Rental Vacancy Rate:
2.8%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Local DMV services are provided by the New York State Department of Motor Vehicles, conveniently located in nearby Brewster. Residents can access licensing, registration, and other vehicle services through this regional office or via the state DMV website. The office serves Carmel and surrounding areas efficiently.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
1 Geneva Rd, Brewster, NY 10509
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.