Everything You Should Know Before Moving to Carmi, IL
Considering a move to Carmi, IL? This friendly small town of about 4,800 offers affordable living, with median home prices around $81,000 and average rents at $675. Crime rates are lower than national averages, and commutes are short—just under 16 minutes. Residents enjoy a relaxed pace, local schools with low student-teacher ratios, and a climate with four distinct seasons and plenty of sunny days. With a strong sense of community and a low cost of living, Carmi is a great fit for those seeking value and small-town charm.
Demographics - Carmi, IL
Carmi is a close-knit community of around 4,774 residents, with a median age of 44.1 years that reflects a balanced mix of families and retirees. The city is predominantly White, with a low percentage of non-English speakers, contributing to its friendly, small-town atmosphere. Population density is moderate, supporting a comfortable residential feel.
Population:
4,774
Density:
1,370 per sq mi
Median Age:
44.1
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
2.4%

Ethnic Composition
White:
96.0%
Black:
0.6%
Asian:
0.4%
Others:
3.0%
Cost Of Living
What is the average cost of living in Carmi, IL?
Living in Carmi is highly affordable, with a median home value of $81,000 and average rents at $675, well below national averages. Utilities, groceries, and transportation costs also remain low, making it an attractive choice for budget-conscious individuals and families. The overall cost of living index stands at 76.5, offering significant value for residents.
Median House Value:
$81,000
Gross Rent:
$675
Monthly Electricity Charges:
$120
Auto Insurance:
$950
House Owner Cost With Mortgage:
$990
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
76.5
Grocery:
92.0
Housing:
45.0
Utilities:
96.0
Transportation:
92.0
Health Care:
97.0
Miscellaneous:
90.0
Crime
Is Carmi, IL a safe place to live?
Carmi experiences relatively low crime rates, with only 179 violent crimes and 1,530 property crimes per 100,000 residents reported annually. Residents enjoy a safer environment compared to larger cities, with the chance of being a victim of violent crime at just 1 in 559. This fosters a sense of security for families and individuals alike.
Violent Crimes Per 100k:
179
Property Crimes Per 100k:
1,530
Crime Index:
1,709
Chance Of Violent Crime:
1 in 559
Chance Of Property Crime:
1 in 65
Weather
What is the weather like in Carmi, IL year-round?
Carmi enjoys four distinct seasons, with mild winters averaging lows of 23°F and warm summers reaching up to 89°F. The area gets about 45 inches of rainfall each year and experiences sunshine approximately 62% of the time. This climate supports a variety of outdoor activities year-round.

Winter
Min:
23°F
Max:
41°F

Spring
Min:
45°F
Max:
69°F

Summer
Min:
65°F
Max:
89°F

Fall
Min:
44°F
Max:
71°F
Average Rainfall Inches:
45.2 inches
Sunny Days Percentage:
62%
Neighbors
Households in Carmi typically earn a median income of $32,000, with a family median income of $61,500. The average commute is a short 16 minutes, and educational attainment is high, as over 91% of residents have completed high school. The poverty rate stands at 16.3%, reflecting economic diversity within the community.
Median Income:
$32,000
Household Income:
$46,200
Family Income:
$61,500
Per Capita Income:
$26,400
Income Male:
$41,000
Income Female:
$29,000
Poverty Rate:
16.3%
Non English Speakers:
2.4%
Rent:
$675
Unemployment Rate:
5.1%
Public Transport Usage:
0.4%
Commute Time:
15.9 minutes

Education
High School or Higher:
91.0%
Bachelors or More:
17.2%
Education
How are the schools in Carmi, IL?
Carmi offers quality education through local public schools, such as Carmi-White County High School, known for its favorable student-teacher ratios around 16:1. While there are no private schools in the city, Southeastern Illinois College is just 17 miles away, providing higher education opportunities. The local schools are well-regarded for their supportive learning environments.

Public Schools
Name:
Carmi-White County High School
Street:
800 W Main St
Phone:
618-382-4661
Students:
400
Student Teacher Ratio:
15.8
Name:
Jefferson Attendance Center
Street:
703 Third St
Phone:
618-382-4631
Students:
280
Student Teacher Ratio:
15.5

Colleges
Name:
Southeastern Illinois College
City:
Harrisburg
State:
IL
Distance:
17 miles
Students:
2,000
Healthcare
Carmi residents have access to quality healthcare, with major hospitals like Ferrell Hospital and Hamilton Memorial Hospital District nearby, both offering emergency services. The city has 1.5 physicians per 1,000 residents and over 92% health insurance coverage. This ensures reliable medical care and support for the community.

Major Hospitals
Name:
Ferrell Hospital
Address:
1201 Pine St, Eldorado, IL 62930
Phone:
(618) 273-3361
Type:
General & Surgical
Emergency Services:
Yes
Name:
Hamilton Memorial Hospital District
Address:
611 S Marshall Ave, McLeansboro, IL 62859
Phone:
(618) 643-2361
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
92.1%
Health Care Index:
73.4
Housing Market
What is the housing market like in Carmi, IL?
The Carmi housing market is both affordable and stable, with a median home price of $81,000 and average rent for a two-bedroom apartment at $675. Approximately 69% of homes are owner-occupied, and vacancy rates remain moderate, indicating steady demand. Home appreciation has been modest, supporting long-term value for buyers.
Median Home Price:
$81,000
Average Rent For 2 Bedroom:
$675
Owner Occupied Rate:
68.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
2.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.3%
DMV Information
Carmi’s DMV services are provided by the Illinois Secretary of State – Driver Services Facility, conveniently located on West Main Street. Residents can access driver licensing, vehicle registration, and other essential services locally. Additional information and resources are available on the Illinois Secretary of State website.
State:
Illinois
Department:
Illinois Secretary of State – Driver Services Facility
Address:
1702 W. Main St., Carmi, IL 62821
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.