Everything You Should Know Before Moving to Caroga, NY
Considering a move to Caroga, NY? This small, scenic Adirondack town offers a peaceful lifestyle with a population of just over 1,100 and affordable median home prices around $176,000. Enjoy low crime rates (violent crime: 78 per 100K), reasonable rents, and a quick, 26-minute average commute. The area boasts abundant outdoor recreation, a close-knit community, and the charm of four distinct seasons—ideal for nature lovers and those seeking tranquility.
Demographics - Caroga, NY
Demographics - Caroga, NY
Caroga is a small, close-knit town in New York with a population of about 1,174, predominantly White, and a median age of 54, reflecting a mature community. The area has a low population density and a nearly even gender ratio, offering a quiet lifestyle with a strong sense of local identity.
Population:
1,174
Density:
26 per sq mi
Median Age:
54.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
97.8%
Black:
0.3%
Asian:
0.2%
Others:
1.7%
Cost Of Living
What is the average cost of living in Caroga, NY?
Caroga offers an affordable cost of living, with median home values at $176,000 and average rents around $870. Cost indices for housing and groceries are below the national average, making it a budget-friendly choice for families and retirees.
Median House Value:
$176,000
Gross Rent:
$870
Monthly Electricity Charges:
$105
Auto Insurance:
$1,375
House Owner Cost With Mortgage:
$1,110
House Owner Cost Without Mortgage:
$535
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
92.8
Grocery:
96.1
Housing:
78.9
Utilities:
98.6
Transportation:
95.2
Health Care:
104.2
Miscellaneous:
91.3
Crime
Is Caroga, NY a safe place to live?
Caroga boasts a low crime rate, with only 78 violent crimes per 100,000 residents and a 1 in 1,282 chance of experiencing violent crime. Property crime is also relatively uncommon, contributing to the town’s safe and peaceful environment.
Violent Crimes Per 100k:
78
Property Crimes Per 100k:
410
Crime Index:
488
Chance Of Violent Crime:
1 in 1,282
Chance Of Property Crime:
1 in 286
Weather
What is the weather like in Caroga, NY year-round?
Residents in Caroga enjoy four distinct seasons, with warm summers reaching up to 78°F and cold winters dipping to 14°F. The area receives about 43.5 inches of rain annually and experiences sunshine nearly half the year, making it ideal for outdoor enthusiasts.

Winter
Min:
14°F
Max:
31°F

Spring
Min:
35°F
Max:
63°F

Summer
Min:
53°F
Max:
78°F

Fall
Min:
36°F
Max:
67°F
Average Rainfall Inches:
43.5 inches
Sunny Days Percentage:
49%
Neighbors
Households in Caroga have a median income of $49,100, and most residents (91.3%) have at least a high school diploma. The poverty rate stands at 14.4%, and the average commute time is a manageable 26 minutes, reflecting the town’s rural, community-focused lifestyle.
Median Income:
$32,500
Household Income:
$49,100
Family Income:
$57,000
Per Capita Income:
$26,800
Income Male:
$36,000
Income Female:
$27,500
Poverty Rate:
14.4%
Non English Speakers:
2.1%
Rent:
$870
Unemployment Rate:
5.3%
Public Transport Usage:
0.3%
Commute Time:
26.4 minutes

Education
High School or Higher:
91.3%
Bachelors or More:
18.5%
Education
How are the schools in Caroga, NY?
Caroga provides quality education through local public schools like Wheelerville Union Free School, known for its low student-teacher ratio. Higher education opportunities are available nearby at Fulton–Montgomery Community College, just 19 miles away in Johnstown.

Public Schools
Name:
Wheelerville Union Free School
Street:
2417 NY-10
Phone:
518-835-2171
Students:
120
Student Teacher Ratio:
8.5

Colleges
Name:
Fulton–Montgomery Community College
City:
Johnstown
State:
NY
Distance:
19 miles
Students:
2,800
Healthcare
Caroga residents have access to quality healthcare, with Nathan Littauer Hospital nearby providing emergency services and general care. Health insurance coverage is high at over 91%, and there are approximately 1.7 physicians per 1,000 residents, ensuring medical needs are well met.

Major Hospitals
Name:
Nathan Littauer Hospital
Address:
99 E State St, Gloversville, NY 12078
Phone:
(518) 725-8621
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.2%
Health Care Index:
76.3
Housing Market
What is the housing market like in Caroga, NY?
The housing market in Caroga is stable and affordable, with a median home price of $176,000 and 85.6% of homes owner-occupied. Rental options are available, with average rents for a two-bedroom at $870 and a low foreclosure rate of just 0.4%.
Median Home Price:
$176,000
Average Rent For 2 Bedroom:
$870
Owner Occupied Rate:
85.6%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
For vehicle registration and licensing, Caroga residents are served by the New York State Department of Motor Vehicles located in Albany. The DMV offers a full range of services both online and in person, ensuring convenient access for all drivers.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
278 S Pearl St, Albany, NY 12202
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.