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Moving to Carter Lake, IA

Thinking of making a move to Carter Lake, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Carter Lake, IA

Considering a move to Carter Lake, IA? This welcoming community of 3,800 residents offers a blend of suburban charm and convenience, with median home prices around $215,000 and average rents near $1,120. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Carter Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Carter Lake, IA

Carter Lake has a population of 3,800 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 79% White, 6% Black, and 3% Asian residents, and over 10% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
3,800
Density
2,200 per sq mi
Median Age
38.7
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
9.8%

Ethnic Composition

White
79.0%
Black
6.0%
Asian
2.5%
Others
12.5%

Cost Of Living

What is the average cost of living in Carter Lake, IA?

The cost of living in Carter Lake is higher than the national average, with a cost of living index of 90.5. Median home values are around $215,000 and average rents for a two-bedroom apartment are approximately $1,120. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$215,000
Gross Rent
$1,120
Monthly Electricity Charges
$128
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,780
House Owner Cost Without Mortgage
$560
State Taxes
Low: 4.4%| High: 8.53%
Cost Of Living Index
90.5
Grocery
94.0
Housing
82.0
Utilities
101.2
Transportation
92.1
Health Care
96.8
Miscellaneous
89.6

Crime

Is Carter Lake, IA a safe place to live?

Carter Lake is considered a safe community, with a low violent crime rate of 240 incidents per 100,000 residents and a property crime chance of 1 in 54. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
240
Property Crimes Per 100k
1,850
Crime Index
2,090
Chance Of Violent Crime
1 in 417
Chance Of Property Crime
1 in 54

Weather

What is the weather like in Carter Lake, IA year-round?

Carter Lake experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 13°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
13°F
Max
32°F

Summer

Min
64°F
Max
86°F

Spring

Min
42°F
Max
68°F

Fall

Min
44°F
Max
69°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $68,500 and a low poverty rate of 11.8%. Over 92% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 5% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$52,000
Household Income
$68,500
Family Income
$82,000
Per Capita Income
$30,800
Income Male
$40,500
Income Female
$32,500
Poverty Rate
11.8%
Non English Speakers
11.2%
Rent
$1,120
Unemployment Rate
4.3%
Public Transport Usage
4.5%
Commute Time
18.9 minutes

Education

High School or Higher
92.0%
Bachelors or More
24.5%

Education

How are the schools in Carter Lake, IA?

Carter Lake offers quality education options, with public schools like Carter Lake Elementary School and Leila Petersen Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Metropolitan Community College - Fort Omaha Campus and University of Nebraska at Omaha. The community is committed to educational excellence for all age groups.

Public Schools

Name
Carter Lake Elementary School
Street
2510 8th St
Phone
712-329-6550
Students
290
Student Teacher Ratio
13.8
Name
Leila Petersen Middle School
Street
1500 Avenue C
Phone
712-328-6464
Students
620
Student Teacher Ratio
14.9

Private Schools

Name
St. Albert Catholic Schools
Street
400 Gleason Ave
Phone
712-328-2501
Students
560

Colleges

Name
Metropolitan Community College - Fort Omaha Campus
City
Omaha
State
NE
Distance
7 miles
Students
8,000
Name
University of Nebraska at Omaha
City
Omaha
State
NE
Distance
10 miles
Students
15,000

Healthcare

Carter Lake residents have access to quality healthcare, with major hospitals like The Nebraska Medical Center and CHI Health Creighton University Medical Center - Bergan Mercy nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 91.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
The Nebraska Medical Center
Address
987400 Nebraska Medical Center, Omaha, NE 68198
Phone
(402) 559-4000
Type
General & Surgical
Emergency Services
Yes
Name
CHI Health Creighton University Medical Center - Bergan Mercy
Address
7500 Mercy Rd, Omaha, NE 68124
Phone
(402) 398-6060
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
91.8%
Health Care Index
72.4

Housing Market

What is the housing market like in Carter Lake, IA?

The local housing market is strong, with a median home price of $215,000 and an owner-occupied rate of nearly 63%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 5.8%. Carter Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$215,000
Average Rent For 2 Bedroom
$1,120
Owner Occupied Rate
62.8%
Rental Vacancy Rate
5.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.2%
Foreclosure Rate
0.7%

DMV Information

Residents of Carter Lake handle vehicle services through the Iowa Department of Transportation - Motor Vehicle Division, conveniently located in Ames. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation - Motor Vehicle Division
Address
800 Lincoln Way, Ames, IA 50010
Phone
1-515-244-8725

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Carter Lake, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Carter Lake, review the core fields on this page: population 3,800, median home value $215,000, average rent for 2 bedroom $1,120, commute time 18.9 minutes, and sunny days percentage 56%.

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