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Cartter, IL
Thinking of moving to Cartter, IL? This small rural community of about 130 residents offers an affordable lifestyle with a median home price around $98,000 and average rent near $680. Cartter features a low cost of living, short 26-minute average commutes, low crime rates, and a friendly, tight-knit feel. Enjoy four distinct seasons, nearby schools in Flora, and easy access to local healthcare—making Cartter a peaceful and practical choice for those seeking a quieter life in southern Illinois.
Cartter is a small, close-knit community of about 130 residents, with a median age of 44. Most residents identify as White, and the gender balance is nearly equal. The town has a low population density, making it ideal for those seeking a quieter, rural lifestyle.
Cartter offers a notably affordable cost of living, with a median home value of $98,000 and average rent at $680. Everyday expenses like groceries and utilities are lower than national averages, making it an attractive option for budget-conscious individuals. State income tax remains steady at 4.95%.
Crime rates in Cartter are low, with violent crime at just 210 incidents per 100,000 people and property crime at 1,050 per 100,000. Residents enjoy a sense of safety, with the chance of experiencing violent crime being 1 in 475. This makes the town a secure place to settle down.
Cartter experiences all four seasons, with warm summers averaging highs near 87°F and chilly winters dipping to 22°F. The town receives about 43 inches of annual rainfall and enjoys sunshine 56% of the year. Residents can expect comfortable spring and fall temperatures as well.
Households in Cartter typically earn a median income of $52,500, with a poverty rate of 12.2%. Most neighbors have at least a high school education, and commute times average around 26 minutes. The community is welcoming and enjoys a relaxed pace of life.
Public education for Cartter students is provided by nearby Flora schools, including Flora High School and Flora Elementary. Class sizes are reasonable, supporting a student-teacher ratio around 15:1. For higher education, Kaskaskia College is located just 28 miles away, offering a range of programs for local students.
Residents benefit from access to Clay County Hospital in nearby Flora, offering general and emergency services. With 1.7 physicians per 1,000 people and over 91% health insurance coverage, healthcare needs are well supported locally. The healthcare index reflects solid service availability for a rural area.
The housing market in Cartter is stable, with a median home price of $98,000 and owner occupancy at 72%. Rental options are affordable, with an average two-bedroom rent of $680. Home values have seen modest appreciation, and vacancy and foreclosure rates remain low.
Cartter residents are served by the Illinois Secretary of State Driver Services Facility in nearby Salem. The DMV provides essential licensing and vehicle services and is easily accessed for all state motor vehicle needs. More information and services are available through the official Illinois DMV website.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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