Everything You Should Know Before Moving to Cave In Rock, IL
Considering a move to Cave In Rock, IL? This small riverside town of 265 residents offers affordable living, with median home prices around $62,000 and average rents at $550. Crime rates are low, commutes average just 23.5 minutes, and the area enjoys 57% sunny days each year. While education attainment is below state averages, local schools offer small class sizes and the scenic Ohio River location makes for a peaceful lifestyle.
Demographics - Cave In Rock, IL
Demographics - Cave In Rock, IL
Cave In Rock is a close-knit riverside community with a population of just 265 people and a median age of 46.8 years, reflecting a mature and settled population. The town is predominantly White, with 96% of residents identifying as such, and very few non-English speakers, making for a culturally uniform environment. With a balanced gender ratio and moderate population density, newcomers can expect a quiet and neighborly atmosphere.
Population:
265
Density:
320 per sq mi
Median Age:
46.8
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
1.5%
Ethnic Composition
White:
96.2%
Black:
1.1%
Asian:
0.0%
Others:
2.7%
Cost Of Living
What is the average cost of living in Cave In Rock, IL?
Living in Cave In Rock is highly affordable, with a median home value of $62,000 and average rent around $550, well below national averages. The overall cost of living index is 80.1, meaning essentials like groceries, housing, and utilities are budget-friendly. State taxes are moderate at 4.95%, making it attractive for those seeking lower living costs.
Median House Value:
$62,000
Gross Rent:
$550
Monthly Electricity Charges:
$120
Auto Insurance:
$1,020
House Owner Cost With Mortgage:
$760
House Owner Cost Without Mortgage:
$340
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
80.1
Grocery:
92.1
Housing:
49.8
Utilities:
98.6
Transportation:
82.9
Health Care:
85.4
Miscellaneous:
89.0
Crime
Is Cave In Rock, IL a safe place to live?
Cave In Rock experiences low crime rates, with only 144 violent crimes and 1,110 property crimes per 100,000 residents. The chance of being a victim of violent crime is 1 in 694, indicating a generally safe environment. Residents can enjoy peace of mind in this small town setting.
Violent Crimes Per 100k:
144
Property Crimes Per 100k:
1,110
Crime Index:
1,254
Chance Of Violent Crime:
1 in 694
Chance Of Property Crime:
1 in 90
Weather
What is the weather like in Cave In Rock, IL year-round?
The area enjoys four distinct seasons, with mild winters averaging lows of 26°F and warm summers peaking at 89°F. With 57% sunny days and about 47.5 inches of rainfall annually, the climate is pleasant for outdoor activities. Spring and fall bring comfortable temperatures, making the region attractive for those who appreciate seasonal changes.
Winter
Min:
26°F
Max:
42°F
Spring
Min:
48°F
Max:
71°F
Summer
Min:
67°F
Max:
89°F
Fall
Min:
49°F
Max:
73°F
Average Rainfall Inches:
47.5 inches
Sunny Days Percentage:
57%
Neighbors
Residents of Cave In Rock have a median household income of $32,500 and a poverty rate of 23.9%, reflecting some economic challenges in the area. Most adults have completed high school, but only 9.2% hold a bachelor’s degree or higher. Commute times are short, averaging 23.5 minutes, and public transportation is not used locally, emphasizing a small-town, car-dependent lifestyle.
Median Income:
$27,300
Household Income:
$32,500
Family Income:
$41,200
Per Capita Income:
$20,400
Income Male:
$36,500
Income Female:
$27,800
Poverty Rate:
23.9%
Non English Speakers:
1.5%
Rent:
$550
Unemployment Rate:
5.8%
Public Transport Usage:
0.0%
Commute Time:
23.5 minutes
Education
High School or Higher:
85.6%
Bachelors or More:
9.2%
Education
How are the schools in Cave In Rock, IL?
Local education is provided by Hardin County Elementary and High School, offering small class sizes with student-teacher ratios around 12:1. While private schools are not available, Southeastern Illinois College, located 34 miles away in Harrisburg, serves as the primary higher education option. Educational attainment is modest, but the community values accessible public schooling.
Public Schools
Name:
Hardin County Elementary School
Street:
1 School Road
Phone:
618-287-2411
Students:
300
Student Teacher Ratio:
12.5
Name:
Hardin County High School
Street:
1 Courthouse Square
Phone:
618-287-2411
Students:
180
Student Teacher Ratio:
12.2
Colleges
Name:
Southeastern Illinois College
City:
Harrisburg
State:
IL
Distance:
34 miles
Students:
2,000
Healthcare
Healthcare access includes the nearby Hardin County General Hospital, a critical access facility offering emergency services. The area has 1.3 physicians per 1,000 residents and nearly 90% of locals have health insurance coverage. While healthcare options are somewhat limited, basic needs are met within a short drive.
Major Hospitals
Name:
Hardin County General Hospital
Address:
20 Ferrell Road, Rosiclare, IL 62982
Phone:
(618) 285-6634
Type:
Critical Access Hospital
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
89.2%
Health Care Index:
66.8
Housing Market
What is the housing market like in Cave In Rock, IL?
The housing market in Cave In Rock is very accessible, with a median home price of $62,000 and 73% of homes owner-occupied. Rental options are available with average two-bedroom rents at $550 and a vacancy rate nearing 9.4%. Home values have seen modest appreciation at 3.2% over the past year, making it a stable market for buyers.
Median Home Price:
$62,000
Average Rent For 2 Bedroom:
$550
Owner Occupied Rate:
73.1%
Rental Vacancy Rate:
9.4%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.9%
DMV Information
Cave In Rock residents are served by the Illinois Secretary of State Driver Services Facility in Marion, located at 1905 Lehmen Dr. Essential DMV services, including licensing and registration, are accessible within a reasonable drive. For more information, residents can visit the state's official DMV website.
State:
Illinois
Department:
Illinois Secretary of State Driver Services Facility
Address:
1905 Lehmen Dr, Marion, IL 62959
Phone:
618-993-2005
Website:
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