Everything You Should Know Before Moving to Cayuga, IL
Considering Cayuga, IL for your next move? This small rural community of about 275 residents offers affordability, with median home prices around $112,000 and average rents of $740. Enjoy a quiet pace of life, low crime rates (98 violent crimes per 100k), and average commutes of 27 minutes. While amenities are limited in town, you'll find solid public schools nearby and easy access to healthcare in Pontiac. Cayuga’s friendly atmosphere and classic Midwestern climate make it a welcoming spot for those seeking peaceful small-town living.
Demographics - Cayuga, IL
Demographics - Cayuga, IL
Cayuga, IL is a small rural community with a population of about 275 residents and a median age of 42. Most residents identify as White, and the gender balance is nearly equal. The town offers a close-knit environment with a low percentage of non-English speakers, making it welcoming for newcomers.
Population:
275
Density:
110 per sq mi
Median Age:
42.3
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
93.0%
Black:
1.0%
Asian:
0.5%
Others:
5.5%
Cost Of Living
What is the average cost of living in Cayuga, IL?
Living in Cayuga is highly affordable, with a cost of living index of 83.2, well below the national average. Housing is especially budget-friendly, as median home values are around $112,000 and average rents are $740 per month. Essential expenses like utilities and groceries also remain relatively low, making the town attractive for cost-conscious families.
Median House Value:
$112,000
Gross Rent:
$740
Monthly Electricity Charges:
$120
Auto Insurance:
$1,020
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
83.2
Grocery:
90.1
Housing:
62.0
Utilities:
97.5
Transportation:
91.5
Health Care:
94.2
Miscellaneous:
86.0
Crime
Is Cayuga, IL a safe place to live?
Cayuga maintains a low crime rate, with only 98 violent crimes per 100,000 people and a relatively low chance of property crime. Residents enjoy peace of mind thanks to the town’s overall safe environment. This security is a key draw for those looking to settle in a quiet, rural locale.
Violent Crimes Per 100k:
98
Property Crimes Per 100k:
1,020
Crime Index:
1,118
Chance Of Violent Crime:
1 in 1,020
Chance Of Property Crime:
1 in 98
Weather
What is the weather like in Cayuga, IL year-round?
Cayuga experiences a classic Midwestern climate, with cold winters averaging lows of 16°F and warm summers reaching up to 86°F. The area receives about 37.5 inches of rainfall annually and enjoys 55% sunny days, offering a good mix of seasonal variety. Residents can expect four distinct seasons and plenty of opportunities for outdoor activities.

Winter
Min:
16°F
Max:
34°F

Spring
Min:
41°F
Max:
65°F

Summer
Min:
62°F
Max:
86°F

Fall
Min:
42°F
Max:
67°F
Average Rainfall Inches:
37.5 inches
Sunny Days Percentage:
55%
Neighbors
The typical household in Cayuga has an income of $59,800, and the poverty rate is under 9%. Most adults have completed high school, while about 22% hold a bachelor’s degree or higher. The low public transport usage and 27-minute average commute reflect the town’s rural character and reliance on personal vehicles.
Median Income:
$38,500
Household Income:
$59,800
Family Income:
$67,200
Per Capita Income:
$26,800
Income Male:
$40,500
Income Female:
$32,100
Poverty Rate:
8.9%
Non English Speakers:
2.5%
Rent:
$740
Unemployment Rate:
4.9%
Public Transport Usage:
0.4%
Commute Time:
27.2 minutes

Education
High School or Higher:
91.7%
Bachelors or More:
22.4%
Education
How are the schools in Cayuga, IL?
Families in Cayuga have access to well-regarded public schools in nearby Pontiac, such as Pontiac Township High School and Central Elementary, with favorable student-teacher ratios. Private education options, like St. Mary's Catholic School, are also available. For higher education, Heartland Community College is located just 32 miles away, offering a range of programs for local students.

Public Schools
Name:
Pontiac Township High School
Street:
1100 E Indiana Ave
Phone:
815-844-6113
Students:
690
Student Teacher Ratio:
15.6
Name:
Central Elementary School
Street:
401 E Indiana Ave, Pontiac
Phone:
815-844-3030
Students:
410
Student Teacher Ratio:
14.4

Private Schools
Name:
St. Mary's Catholic School
Street:
414 N Main St, Pontiac
Phone:
815-844-6585
Students:
110

Colleges
Name:
Heartland Community College
City:
Normal
State:
IL
Distance:
32 miles
Students:
4,800
Healthcare
Residents of Cayuga benefit from access to quality healthcare at OSF Saint James – John W. Albrecht Medical Center in nearby Pontiac, with general and emergency services available. The area has 1.5 physicians per 1,000 people and over 91% health insurance coverage, ensuring healthcare needs are well met. The healthcare index reflects reliable services for a community of its size.

Major Hospitals
Name:
OSF Saint James – John W. Albrecht Medical Center
Address:
2500 W Reynolds St, Pontiac, IL 61764
Phone:
(815) 842-2828
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
91.2%
Health Care Index:
78.4
Housing Market
What is the housing market like in Cayuga, IL?
Cayuga’s housing market is affordable and stable, with a median home price of $112,000 and an owner-occupied rate of 77%. Rental options are available, with average two-bedroom rents at $740 and a moderate vacancy rate. Home values have seen steady appreciation, making it a budget-friendly choice for both buyers and renters.
Median Home Price:
$112,000
Average Rent For 2 Bedroom:
$740
Owner Occupied Rate:
77.3%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Residents can access driver and vehicle services at the Illinois Secretary of State Facility in nearby Pontiac. The local DMV provides licensing, registration, and other essential services, with information available online or by phone. Its convenient location ensures easy access for Cayuga residents.
State:
Illinois
Department:
Illinois Secretary of State Facility
Address:
120 W. Howard St, Pontiac, IL 61764
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.