Everything You Should Know Before Moving to Cedar Key, FL
Considering a move to Cedar Key, FL? This charming coastal city is home to just 690 residents, offering a relaxed, small-town lifestyle with a median home price around $299,000 and average rents near $950. Enjoy a mild climate with 70% sunny days annually and quick commutes averaging 21 minutes. Crime rates are low, schools are close-knit, and outdoor enthusiasts will love the island’s access to Gulf waters and nature preserves. Explore affordable living and laid-back coastal charm in Cedar Key.
Demographics - Cedar Key, FL
Demographics - Cedar Key, FL
Cedar Key is a small coastal city with a population of about 690, where the median age is 58, reflecting a mature community. The area is predominantly White, with a nearly even gender ratio and a low percentage of non-English speakers, creating a close-knit, homogenous atmosphere.
Population:
690
Density:
300 per sq mi
Median Age:
58.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
4.2%
Ethnic Composition
White:
93.5%
Black:
2.1%
Asian:
0.4%
Others:
4.0%
Cost Of Living
What is the average cost of living in Cedar Key, FL?
The cost of living in Cedar Key is just above the national average, with a median home value of $299,000 and average rent around $950. Residents benefit from no state income tax, and typical expenses for utilities and groceries are in line with similar coastal communities.
Median House Value:
$299,000
Gross Rent:
$950
Monthly Electricity Charges:
$140
Auto Insurance:
$2,080
House Owner Cost With Mortgage:
$1,360
House Owner Cost Without Mortgage:
$550
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
101.1
Grocery:
105.2
Housing:
98.0
Utilities:
104.3
Transportation:
98.5
Health Care:
93.8
Miscellaneous:
99.0
Crime
Is Cedar Key, FL a safe place to live?
Cedar Key experiences low crime rates, with a violent crime rate of 217 per 100,000 and a 1 in 460 chance of being a victim, offering peace of mind for residents. Property crime is also relatively uncommon, contributing to the city’s laid-back and safe environment.
Violent Crimes Per 100k:
217
Property Crimes Per 100k:
1,420
Crime Index:
1,637
Chance Of Violent Crime:
1 in 460
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Cedar Key, FL year-round?
Cedar Key boasts a mild, subtropical climate with warm summers and mild winters, and about 70% of days are sunny. The area receives approximately 55 inches of rainfall annually, making it ideal for those who enjoy outdoor activities year-round.
Winter
Min:
47°F
Max:
67°F
Spring
Min:
62°F
Max:
81°F
Summer
Min:
73°F
Max:
90°F
Fall
Min:
62°F
Max:
81°F
Average Rainfall Inches:
55 inches
Sunny Days Percentage:
70%
Neighbors
Residents of Cedar Key enjoy a modest median household income of $45,200 and a low unemployment rate of 4.8%. Most neighbors are well-educated, with over 91% holding a high school diploma, and the short average commute of 21 minutes adds to the town's relaxed pace.
Median Income:
$34,800
Household Income:
$45,200
Family Income:
$54,300
Per Capita Income:
$28,900
Income Male:
$32,000
Income Female:
$29,000
Poverty Rate:
16.1%
Non English Speakers:
4.2%
Rent:
$950
Unemployment Rate:
4.8%
Public Transport Usage:
0.2%
Commute Time:
21.3 minutes
Education
High School or Higher:
91.5%
Bachelors or More:
27.6%
Education
How are the schools in Cedar Key, FL?
Education options in Cedar Key include a local K-12 public school with a low student-teacher ratio of 12:1, providing personalized attention. For higher education, colleges such as the College of Central Florida and Santa Fe College are within commuting distance, expanding opportunities for advanced learning.
Public Schools
Name:
Cedar Key School (K-12)
Street:
951 Whiddon Ave
Phone:
352-543-5223
Students:
265
Student Teacher Ratio:
12:1
Colleges
Name:
College of Central Florida - Levy Campus
City:
Chiefland
State:
FL
Distance:
27 miles
Students:
1,200
Name:
Santa Fe College
City:
Gainesville
State:
FL
Distance:
60 miles
Students:
12,000
Healthcare
Access to healthcare in Cedar Key is supported by nearby regional hospitals like UF Health Shands and Tri-County Hospital, with 2.1 physicians per 1,000 residents. Around 85% of locals have health insurance, helping ensure consistent medical care.
Major Hospitals
Name:
UF Health Shands Hospital (regional)
Address:
1600 SW Archer Rd, Gainesville, FL 32610
Phone:
(352) 265-0111
Type:
General & Surgical
Emergency Services:
Yes
Name:
Tri-County Hospital - Williston (closest small hospital)
Address:
125 SW 7th St, Williston, FL 32696
Phone:
(352) 528-2801
Type:
General
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
85.2%
Health Care Index:
78.9
Housing Market
What is the housing market like in Cedar Key, FL?
The housing market in Cedar Key is stable, with a median home price of $299,000 and a high owner-occupancy rate of 71%. Average rent for a two-bedroom is $950, and the area sees steady appreciation with low foreclosure rates, making it appealing for buyers and renters alike.
Median Home Price:
$299,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
71.4%
Rental Vacancy Rate:
10.6%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
Cedar Key residents are served by the Florida Department of Highway Safety and Motor Vehicles, headquartered in Tallahassee. Essential DMV services, including licensing and vehicle registration, are accessible both online and via the state’s main office.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2900 Apalachee Parkway, Tallahassee, FL 32399
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.