Everything You Should Know Before Moving to Central Lake, MI
Considering a move to Central Lake, MI? This friendly village of 960 residents offers affordable living, with median home prices at $188,000 and average rents around $890. Enjoy a peaceful community with low crime rates (135 violent crimes per 100k) and average commutes of 23 minutes. The area features a classic four-season climate and a close-knit school system, making it a great choice for those seeking small-town charm and natural beauty in northern Michigan.
Demographics - Central Lake, MI
Demographics - Central Lake, MI
Central Lake is a small, close-knit community of 960 people, with a predominantly White population and a median age of 42.7 years. The village offers a balanced gender ratio and a modest presence of non-English speakers, creating a friendly and welcoming local atmosphere.
Population:
960
Density:
890 per sq mi
Median Age:
42.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
95.2%
Black:
0.7%
Asian:
0.4%
Others:
3.7%
Cost Of Living
What is the average cost of living in Central Lake, MI?
Living in Central Lake is affordable, with a median home value of $188,000 and monthly rents averaging $890. The overall cost of living index is well below the national average, making it an attractive choice for budget-conscious individuals or families.
Median House Value:
$188,000
Gross Rent:
$890
Monthly Electricity Charges:
$105
Auto Insurance:
$1,470
House Owner Cost With Mortgage:
$1,175
House Owner Cost Without Mortgage:
$485
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
85.4
Grocery:
89.2
Housing:
62.3
Utilities:
97.2
Transportation:
92.7
Health Care:
94.5
Miscellaneous:
91.1
Crime
Is Central Lake, MI a safe place to live?
Central Lake enjoys a low crime environment, with violent crime rates at 135 per 100,000 and property crime at 810 per 100,000. Residents benefit from a sense of safety and security in their daily lives.
Violent Crimes Per 100k:
135
Property Crimes Per 100k:
810
Crime Index:
945
Chance Of Violent Crime:
1 in 740
Chance Of Property Crime:
1 in 124
Weather
What is the weather like in Central Lake, MI year-round?
Central Lake experiences all four seasons, with warm summers reaching up to 79°F and cold winters dipping to 16°F. The area receives about 33.5 inches of annual rainfall and enjoys sunshine nearly half the year, perfect for those who appreciate seasonal variety.
Winter
Min:
16°F
Max:
31°F
Spring
Min:
36°F
Max:
60°F
Summer
Min:
56°F
Max:
79°F
Fall
Min:
38°F
Max:
59°F
Average Rainfall Inches:
33.5 inches
Sunny Days Percentage:
48%
Neighbors
Residents in Central Lake enjoy a median household income of $49,200 and a family-friendly environment, with most neighbors having a high school education or higher. The area features a moderate commute time of around 23 minutes and a low unemployment rate, contributing to a stable local economy.
Median Income:
$34,500
Household Income:
$49,200
Family Income:
$57,300
Per Capita Income:
$23,600
Income Male:
$31,200
Income Female:
$27,800
Poverty Rate:
13.5%
Non English Speakers:
3.8%
Rent:
$890
Unemployment Rate:
5.1%
Public Transport Usage:
0.2%
Commute Time:
23.4 minutes
Education
High School or Higher:
90.1%
Bachelors or More:
15.7%
Education
How are the schools in Central Lake, MI?
Central Lake offers a supportive educational environment, anchored by Central Lake Public Schools with a student-teacher ratio of 17.5. For higher education, North Central Michigan College is a short drive away, expanding learning opportunities for residents.
Public Schools
Name:
Central Lake Public Schools
Street:
8190 W State St
Phone:
231-544-3141
Students:
415
Student Teacher Ratio:
17.5
Colleges
Name:
North Central Michigan College
City:
Petoskey
State:
MI
Distance:
33 miles
Students:
2,300
Healthcare
Local healthcare is accessible, with two nearby facilities including Munson Healthcare Charlevoix Hospital offering emergency services. The community enjoys a high health insurance coverage rate at 90.8%, ensuring residents have access to essential care.
Major Hospitals
Name:
Munson Healthcare Charlevoix Hospital
Address:
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone:
(231) 547-4024
Type:
General & Surgical
Emergency Services:
Yes
Name:
Munson Healthcare Bellaire Clinic
Address:
495 S. Maple St, Bellaire, MI 49615
Phone:
(231) 533-8649
Type:
Outpatient Clinic
Emergency Services:
No
Physicians Per 1000:
1.7
Health Insurance Coverage:
90.8%
Health Care Index:
68.2
Housing Market
What is the housing market like in Central Lake, MI?
Central Lake's housing market is affordable, with a median home price of $188,000 and owner-occupied homes making up over three-quarters of the market. Home values have seen steady appreciation, reflecting a stable and appealing place to buy or rent.
Median Home Price:
$188,000
Average Rent For 2 Bedroom:
$890
Owner Occupied Rate:
77.4%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.9%
DMV Information
Central Lake residents are served by the Michigan Secretary of State office in Traverse City for licensing and vehicle services. The DMV provides convenient access to essential motor vehicle needs for the local community.
State:
Michigan
Department:
Michigan Secretary of State
Address:
701 S Elmwood Ave, Traverse City, MI 49684
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.