Michigan / County

Moving to Central Lake, MI

Thinking of making a move to Central Lake, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Central Lake, MI

Considering a move to Central Lake, MI? This welcoming community of 960 residents offers a blend of suburban charm and convenience, with median home prices around $188,000 and average rents near $890. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (48% annually), ideal for families and commuters alike. Explore Central Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Central Lake, MI

Central Lake has a population of 960 residents, offering a diverse community with a median age of nearly 43 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 0% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
960
Density
890 per sq mi
Median Age
42.7
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
95.2%
Black
0.7%
Asian
0.4%
Others
3.7%

Cost Of Living

What is the average cost of living in Central Lake, MI?

The cost of living in Central Lake is higher than the national average, with a cost of living index of 85.4. Median home values are around $188,000 and average rents for a two-bedroom apartment are approximately $890. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$188,000
Gross Rent
$890
Monthly Electricity Charges
$105
Auto Insurance
$1,470
House Owner Cost With Mortgage
$1,175
House Owner Cost Without Mortgage
$485
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
85.4
Grocery
89.2
Housing
62.3
Utilities
97.2
Transportation
92.7
Health Care
94.5
Miscellaneous
91.1

Crime

Is Central Lake, MI a safe place to live?

Central Lake is considered a safe community, with a low violent crime rate of 135 incidents per 100,000 residents and a property crime chance of 1 in 124. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
135
Property Crimes Per 100k
810
Crime Index
945
Chance Of Violent Crime
1 in 740
Chance Of Property Crime
1 in 124

Weather

What is the weather like in Central Lake, MI year-round?

Central Lake experiences four distinct seasons, with warm summers reaching highs of 79°F and cold winters dipping to 16°F. The area receives about 34 inches of rainfall annually and enjoys sunshine on 48% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
16°F
Max
31°F

Summer

Min
56°F
Max
79°F

Spring

Min
36°F
Max
60°F

Fall

Min
38°F
Max
59°F
Average Rainfall Inches
33.5 inches
Sunny Days Percentage
48%

Neighbors

The neighborhood boasts a healthy median household income of $49,200 and a low poverty rate of 13.5%. Over 90% of residents have at least a high school diploma, and nearly 16% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$49,200
Family Income
$57,300
Per Capita Income
$23,600
Income Male
$31,200
Income Female
$27,800
Poverty Rate
13.5%
Non English Speakers
3.8%
Rent
$890
Unemployment Rate
5.1%
Public Transport Usage
0.2%
Commute Time
23.4 minutes

Education

High School or Higher
90.1%
Bachelors or More
15.7%

Education

How are the schools in Central Lake, MI?

Central Lake offers quality education options, with public schools like Central Lake Public Schools known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Central Michigan College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Central Lake Public Schools
Street
8190 W State St
Phone
231-544-3141
Students
415
Student Teacher Ratio
17.5

Colleges

Name
North Central Michigan College
City
Petoskey
State
MI
Distance
33 miles
Students
2,300

Healthcare

Central Lake residents have access to quality healthcare, with major hospitals like Munson Healthcare Charlevoix Hospital and Munson Healthcare Bellaire Clinic nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Munson Healthcare Charlevoix Hospital
Address
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone
(231) 547-4024
Type
General & Surgical
Emergency Services
Yes
Name
Munson Healthcare Bellaire Clinic
Address
495 S. Maple St, Bellaire, MI 49615
Phone
(231) 533-8649
Type
Outpatient Clinic
Emergency Services
No

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
90.8%
Health Care Index
68.2

Housing Market

What is the housing market like in Central Lake, MI?

The local housing market is strong, with a median home price of $188,000 and an owner-occupied rate of nearly 77%. The market has seen a 5.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.2%. Central Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$188,000
Average Rent For 2 Bedroom
$890
Owner Occupied Rate
77.4%
Rental Vacancy Rate
7.2%
Home Appreciation Rate (1yr)
5.2%
New Construction Rate
1.1%
Foreclosure Rate
0.9%

DMV Information

Residents of Central Lake handle vehicle services through the Michigan Secretary of State, conveniently located in Traverse City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
701 S Elmwood Ave, Traverse City, MI 49684
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Central Lake, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Central Lake, review the core fields on this page: population 960, median home value $188,000, average rent for 2 bedroom $890, commute time 23.4 minutes, and sunny days percentage 48%.

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