Michigan / County

Moving to Central Lake, MI

Thinking of making a move to Central Lake, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Central Lake, MI

Considering a move to Central Lake, MI? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $255,000 and average rents near $1,050. Commute times average 21 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (50% annually), ideal for families and commuters alike. Explore Central Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Central Lake, MI

Central Lake has a population of 1,200 residents, offering a diverse community with a median age of nearly 46 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
1,200 per sq mi
Median Age
45.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
3.6%

Ethnic Composition

White
93.0%
Black
1.0%
Asian
0.8%
Others
5.2%

Cost Of Living

What is the average cost of living in Central Lake, MI?

The cost of living in Central Lake is higher than the national average, with a cost of living index of 91.8. Median home values are around $255,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$255,000
Gross Rent
$1,050
Monthly Electricity Charges
$145
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,620
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.25%| High: 6.0%
Cost Of Living Index
91.8
Grocery
95.2
Housing
84.5
Utilities
106.1
Transportation
92.0
Health Care
98.4
Miscellaneous
93.6

Crime

Is Central Lake, MI a safe place to live?

Central Lake is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,120
Crime Index
1,330
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Central Lake, MI year-round?

Central Lake experiences four distinct seasons, with warm summers reaching highs of 79°F and cold winters dipping to 10°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 50% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
10°F
Max
29°F

Summer

Min
58°F
Max
79°F

Spring

Min
34°F
Max
58°F

Fall

Min
36°F
Max
61°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
50%

Neighbors

The neighborhood boasts a healthy median household income of $58,500 and a low poverty rate of 14.8%. Over 91% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 21 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,000
Household Income
$58,500
Family Income
$68,000
Per Capita Income
$28,500
Income Male
$36,500
Income Female
$29,000
Poverty Rate
14.8%
Non English Speakers
5.1%
Rent
$1,050
Unemployment Rate
5.2%
Public Transport Usage
1.8%
Commute Time
21.4 minutes

Education

High School or Higher
91.0%
Bachelors or More
22.4%

Education

How are the schools in Central Lake, MI?

Central Lake offers quality education options, with public schools like Central Lake Public Schools and Ellsworth Community School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northwestern Michigan College and North Central Michigan College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Central Lake Public Schools
Street
8110 W State St
Phone
231-544-3341
Students
460
Student Teacher Ratio
15.1
Name
Ellsworth Community School
Street
9467 Main St
Phone
231-588-2344
Students
210
Student Teacher Ratio
13.8

Private Schools

Name
St. Mary School
Street
1003 Bridge St
Phone
231-547-2202
Students
85

Colleges

Name
Northwestern Michigan College
City
Traverse City
State
MI
Distance
27 miles
Students
3,500
Name
North Central Michigan College
City
Petoskey
State
MI
Distance
31 miles
Students
1,900

Healthcare

Central Lake residents have access to quality healthcare, with major hospitals like Munson Healthcare Charlevoix Hospital and Munson Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 93.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Munson Healthcare Charlevoix Hospital
Address
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone
(231) 547-4024
Type
General & Surgical
Emergency Services
Yes
Name
Munson Medical Center
Address
1105 Sixth St, Traverse City, MI 49684
Phone
(231) 935-5000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
93.4%
Health Care Index
71.2

Housing Market

What is the housing market like in Central Lake, MI?

The local housing market is strong, with a median home price of $255,000 and an owner-occupied rate of nearly 73%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Central Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$255,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
72.8%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.3%
Foreclosure Rate
0.4%

DMV Information

Residents of Central Lake handle vehicle services through the Michigan Secretary of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
7064 Crowner Dr, Lansing, MI 48918
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Central Lake, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Central Lake, review the core fields on this page: population 1,200, median home value $255,000, average rent for 2 bedroom $1,050, commute time 21.4 minutes, and sunny days percentage 50%.

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