Everything You Should Know Before Moving to Chad, KY
Considering a move to Chad, KY? This small rural community of about 400 offers affordable living, with median home prices around $92,000 and average rent near $690. Residents enjoy a quiet lifestyle, low commute times of 25 minutes, and mild Kentucky weather with 56% sunny days each year. While incomes and educational attainment are modest, the cost of living is well below national averages, and crime rates are low, making Chad a peaceful option for those seeking simplicity and small-town charm.
Demographics - Chad, KY
Chad, KY is a small rural town with a population of around 400 and a median age of 43, reflecting a mature and close-knit community. The area is predominantly White, with a balanced gender ratio and a small percentage of non-English speakers, offering a quiet and familiar small-town atmosphere.
Population:
400
Density:
50 per sq mi
Median Age:
43.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
94.1%
Black:
2.1%
Asian:
0.6%
Others:
3.2%
Cost Of Living
What is the average cost of living in Chad, KY?
Living in Chad is notably affordable, with a median home value of $92,000 and average rent at $690, both well below national averages. The overall cost of living index of 82.5 means residents can enjoy a lower cost lifestyle while benefiting from reasonable utility and healthcare expenses.
Median House Value:
$92,000
Gross Rent:
$690
Monthly Electricity Charges:
$120
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$885
House Owner Cost Without Mortgage:
$285
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
82.5
Grocery:
90.2
Housing:
62.8
Utilities:
102.1
Transportation:
87.3
Health Care:
95.4
Miscellaneous:
89.0
Crime
Is Chad, KY a safe place to live?
Chad experiences low crime rates, with only 210 violent crimes and 1,380 property crimes per 100,000 residents, making it a safe choice for families and individuals. The chance of encountering violent crime is just 1 in 476, offering peace of mind to those considering a move.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,380
Crime Index:
1,590
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 72
Weather
What is the weather like in Chad, KY year-round?
Residents in Chad enjoy mild Kentucky seasons, with winter lows around 25°F and summer highs reaching 87°F. The area receives about 47.5 inches of rainfall annually and sees sunshine about 56% of the year, providing a pleasant climate for outdoor activities.
Winter
Min:
25°F
Max:
44°F
Spring
Min:
48°F
Max:
73°F
Summer
Min:
63°F
Max:
87°F
Fall
Min:
46°F
Max:
74°F
Average Rainfall Inches:
47.5 inches
Sunny Days Percentage:
56%
Neighbors
Chad's neighbors have modest incomes, with household medians around $38,500 and a poverty rate of 22.4%, reflecting a working-class community. Commute times average about 25 minutes, and most residents drive, as public transportation is limited.
Median Income:
$27,000
Household Income:
$38,500
Family Income:
$45,000
Per Capita Income:
$19,000
Income Male:
$28,500
Income Female:
$23,000
Poverty Rate:
22.4%
Non English Speakers:
2.5%
Rent:
$690
Unemployment Rate:
5.7%
Public Transport Usage:
0.2%
Commute Time:
25.4 minutes
Education
High School or Higher:
81.5%
Bachelors or More:
12.7%
Education
How are the schools in Chad, KY?
Chad offers educational opportunities through local public schools like Mt. Vernon Elementary, which maintains a student-teacher ratio of 15.3. For higher education, Somerset Community College is just 23 miles away, providing access to further learning and career development.
Public Schools
Name:
Mt. Vernon Elementary School
Street:
350 W Main St, Mt Vernon, KY 40456
Phone:
606-256-2123
Students:
610
Student Teacher Ratio:
15.3
Colleges
Name:
Somerset Community College
City:
Somerset
State:
KY
Distance:
23 miles
Students:
5,200
Healthcare
Healthcare in Chad is supported by facilities like the Rockcastle Regional Hospital, with 1.3 physicians per 1,000 residents. Nearly 90% of the population has health insurance, contributing to a reasonable healthcare index and accessible medical services for locals.
Major Hospitals
Name:
Rockcastle Regional Hospital and Respiratory Care Center
Address:
145 Newcomb Ave, Mt Vernon, KY 40456
Phone:
(606) 256-2195
Type:
General & Respiratory Care
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
89.2%
Health Care Index:
67.4
Housing Market
What is the housing market like in Chad, KY?
Chad's housing market is characterized by affordability and stability, with a median home price of $92,000 and owner-occupancy at nearly 79%. Rental vacancies are moderate, and home values have seen a steady appreciation of 4.1% over the past year.
Median Home Price:
$92,000
Average Rent For 2 Bedroom:
$690
Owner Occupied Rate:
78.9%
Rental Vacancy Rate:
8.3%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.9%
DMV Information
Vehicle licensing and registration in Chad is managed by the Kentucky Division of Motor Vehicle Licensing, located in Frankfort. Residents can access services and information easily online or by phone, ensuring straightforward DMV processes.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.