Kentucky / Harlan County

Moving to Chad, KY

Thinking of making a move to Chad, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Chad, KY

Considering a move to Chad, KY? This welcoming community of 400 residents offers a blend of suburban charm and convenience, with median home prices around $92,000 and average rents near $690. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Chad's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Chad, KY

Chad has a population of 400 residents, offering a diverse community with a median age of nearly 43 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 2% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
400
Density
50 per sq mi
Median Age
43.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
94.1%
Black
2.1%
Asian
0.6%
Others
3.2%

Cost Of Living

What is the average cost of living in Chad, KY?

The cost of living in Chad is higher than the national average, with a cost of living index of 82.5. Median home values are around $92,000 and average rents for a two-bedroom apartment are approximately $690. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$92,000
Gross Rent
$690
Monthly Electricity Charges
$120
Auto Insurance
$1,250
House Owner Cost With Mortgage
$885
House Owner Cost Without Mortgage
$285
State Taxes
Low: 2%| High: 5%
Cost Of Living Index
82.5
Grocery
90.2
Housing
62.8
Utilities
102.1
Transportation
87.3
Health Care
95.4
Miscellaneous
89.0

Crime

Is Chad, KY a safe place to live?

Chad is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 72. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,380
Crime Index
1,590
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 72

Weather

What is the weather like in Chad, KY year-round?

Chad experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 25°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
25°F
Max
44°F

Summer

Min
63°F
Max
87°F

Spring

Min
48°F
Max
73°F

Fall

Min
46°F
Max
74°F
Average Rainfall Inches
47.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $38,500 and a low poverty rate of 22.4%. Over 82% of residents have at least a high school diploma, and nearly 13% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$27,000
Household Income
$38,500
Family Income
$45,000
Per Capita Income
$19,000
Income Male
$28,500
Income Female
$23,000
Poverty Rate
22.4%
Non English Speakers
2.5%
Rent
$690
Unemployment Rate
5.7%
Public Transport Usage
0.2%
Commute Time
25.4 minutes

Education

High School or Higher
81.5%
Bachelors or More
12.7%

Education

How are the schools in Chad, KY?

Chad offers quality education options, with public schools like Mt. Vernon Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Somerset Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Mt. Vernon Elementary School
Street
350 W Main St, Mt Vernon, KY 40456
Phone
606-256-2123
Students
610
Student Teacher Ratio
15.3

Colleges

Name
Somerset Community College
City
Somerset
State
KY
Distance
23 miles
Students
5,200

Healthcare

Chad residents have access to quality healthcare, with major hospitals like Rockcastle Regional Hospital and Respiratory Care Center nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 89.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Rockcastle Regional Hospital and Respiratory Care Center
Address
145 Newcomb Ave, Mt Vernon, KY 40456
Phone
(606) 256-2195
Type
General & Respiratory Care
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
89.2%
Health Care Index
67.4

Housing Market

What is the housing market like in Chad, KY?

The local housing market is strong, with a median home price of $92,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.3%. Chad offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$92,000
Average Rent For 2 Bedroom
$690
Owner Occupied Rate
78.9%
Rental Vacancy Rate
8.3%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.7%
Foreclosure Rate
0.9%

DMV Information

Residents of Chad handle vehicle services through the Kentucky Division of Motor Vehicle Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Division of Motor Vehicle Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Chad, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Chad, review the core fields on this page: population 400, median home value $92,000, average rent for 2 bedroom $690, commute time 25.4 minutes, and sunny days percentage 56%.

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