Everything You Should Know Before Moving to Chadwick Bay, NY
Considering a move to Chadwick Bay, NY? This lakeside community of 12,500 residents offers affordable living, with median home prices around $122,000 and average two-bedroom rents near $800. The area enjoys a short average commute of 18.5 minutes, moderate crime rates, and access to local healthcare through Brooks-TLC Hospital. With a relaxed pace, nearby SUNY Fredonia, and four distinct seasons, Chadwick Bay is ideal for those seeking a low-cost, close-knit lifestyle by Lake Erie.
Demographics - Chadwick Bay, NY
Demographics - Chadwick Bay, NY
Chadwick Bay is home to about 12,500 residents, offering a moderately dense, family-friendly environment with a median age of 41.7 years. The community is predominantly White, with a small but present mix of other ethnicities, and around 8% of residents speak a language other than English. This balanced age and cultural diversity create a welcoming atmosphere for newcomers.
Population:
12,500
Density:
2,100 per sq mi
Median Age:
41.7
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
7.8%
Ethnic Composition
White:
87.5%
Black:
4.2%
Asian:
1.2%
Others:
7.1%
Cost Of Living
What is the average cost of living in Chadwick Bay, NY?
Living in Chadwick Bay is notably affordable, with a median home value of $122,000 and average rents around $780 per month. The overall cost of living index is below the national average, making daily expenses and utility costs manageable for most households. State taxes and moderate healthcare costs further support a budget-friendly lifestyle.
Median House Value:
$122,000
Gross Rent:
$780
Monthly Electricity Charges:
$105
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$1,080
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
84.5
Grocery:
97.1
Housing:
72.5
Utilities:
105.4
Transportation:
88.6
Health Care:
101.2
Miscellaneous:
94.2
Crime
Is Chadwick Bay, NY a safe place to live?
Chadwick Bay experiences moderate crime rates, with about 221 violent crimes and 1,570 property crimes per 100,000 residents annually. Residents have a 1 in 452 chance of being affected by violent crime, suggesting a relatively safe environment for families. The property crime rate is in line with similar small cities, providing some peace of mind for newcomers.
Violent Crimes Per 100k:
221
Property Crimes Per 100k:
1,570
Crime Index:
1,791
Chance Of Violent Crime:
1 in 452
Chance Of Property Crime:
1 in 64
Weather
What is the weather like in Chadwick Bay, NY year-round?
The city enjoys four distinct seasons, with warm summers reaching highs around 79°F and chilly winters dipping to 18°F. Annual rainfall is moderate at nearly 39 inches, and residents experience sunshine about 47% of the year. This climate supports a variety of outdoor activities throughout the year.
Winter
Min:
18°F
Max:
34°F
Spring
Min:
38°F
Max:
62°F
Summer
Min:
62°F
Max:
79°F
Fall
Min:
44°F
Max:
67°F
Average Rainfall Inches:
38.9 inches
Sunny Days Percentage:
47%
Neighbors
Local households in Chadwick Bay typically earn about $47,300, with a per capita income of $23,200 and a poverty rate of 18.6%. Most residents have at least a high school diploma, and commutes are short, averaging just under 19 minutes. The community is close-knit and offers a relaxed pace with accessible amenities.
Median Income:
$29,500
Household Income:
$47,300
Family Income:
$56,100
Per Capita Income:
$23,200
Income Male:
$35,100
Income Female:
$29,700
Poverty Rate:
18.6%
Non English Speakers:
7.8%
Rent:
$780
Unemployment Rate:
5.9%
Public Transport Usage:
1.7%
Commute Time:
18.5 minutes
Education
High School or Higher:
88.5%
Bachelors or More:
18.6%
Education
How are the schools in Chadwick Bay, NY?
Chadwick Bay’s public schools offer favorable student-to-teacher ratios, and families have options among elementary and high schools in town. Private education is available through Northern Chautauqua Catholic School, and higher education is easily accessible at SUNY Fredonia, just three miles away. These educational resources support students from kindergarten through college.
Public Schools
Name:
Dunkirk Senior High School
Street:
75 W 6th St
Phone:
716-366-9300
Students:
610
Student Teacher Ratio:
12.9
Name:
School 7 Elementary
Street:
348 Lake Shore Dr E
Phone:
716-366-9300
Students:
310
Student Teacher Ratio:
12.1
Private Schools
Name:
Northern Chautauqua Catholic School
Street:
336 Washington Ave
Phone:
716-366-0630
Students:
205
Colleges
Name:
SUNY Fredonia
City:
Fredonia
State:
NY
Distance:
3 miles
Students:
4,300
Healthcare
Chadwick Bay offers quality healthcare access, anchored by Brooks-TLC Hospital System, which provides general, surgical, and emergency services. With 2.1 physicians per 1,000 residents and over 92% health insurance coverage, medical care is readily available for families and individuals. The area’s healthcare index reflects a supportive environment for maintaining wellness.
Major Hospitals
Name:
Brooks-TLC Hospital System
Address:
529 Central Ave, Dunkirk, NY 14048
Phone:
(716) 366-1111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.4%
Health Care Index:
71.8
Housing Market
What is the housing market like in Chadwick Bay, NY?
The housing market in Chadwick Bay is affordable and stable, with a median home price of $122,000 and average two-bedroom rents near $800. Over half of homes are owner-occupied, and the vacancy rate is low, making it appealing for both buyers and renters. Modest home appreciation rates suggest steady long-term value.
Median Home Price:
$122,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
57.6%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.9%
DMV Information
Residents handle vehicle services through the New York State Department of Motor Vehicles located on Vineyard Drive in Dunkirk. The DMV provides all standard licensing and registration services, with information available on the state’s official website. Local access makes managing your driving needs convenient.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
3988 Vineyard Dr, Dunkirk, NY 14048
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.