Everything You Should Know Before Moving to Chadwick, IL
Considering a move to Chadwick, IL? This small rural village of 481 residents offers a quiet lifestyle with a low cost of living, a median home price of just $97,000, and average rent around $725. Chadwick boasts very low crime rates, short average commutes of 25 minutes, and strong access to local healthcare facilities. The local schools offer small class sizes, and you’ll experience four distinct seasons with about 54% sunny days each year. If you're seeking affordability and a friendly community, Chadwick is a great option to call home.
Demographics - Chadwick, IL
Demographics - Chadwick, IL
Chadwick is a small village with a population of 481, characterized by a predominantly White community and a median age of 43.4 years. The area has a balanced gender ratio and a close-knit feel, making it an inviting place for those seeking a quiet, rural lifestyle.
Population:
481
Density:
1,070 per sq mi
Median Age:
43.4
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
95.2%
Black:
0.6%
Asian:
0.2%
Others:
4.0%
Cost Of Living
What is the average cost of living in Chadwick, IL?
Chadwick offers an affordable cost of living, with a median home value of $97,000 and average rent at $725. Essential expenses like utilities and groceries are below the national average, making the village an appealing choice for budget-conscious residents.
Median House Value:
$97,000
Gross Rent:
$725
Monthly Electricity Charges:
$110
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
77.0
Grocery:
94.0
Housing:
56.0
Utilities:
97.0
Transportation:
89.0
Health Care:
94.0
Miscellaneous:
95.0
Crime
Is Chadwick, IL a safe place to live?
Chadwick experiences notably low crime rates, with just 85 violent crimes per 100,000 people annually and a low risk of property crime. Residents can enjoy peace of mind in this safe, close-knit community.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
880
Crime Index:
965
Chance Of Violent Crime:
1 in 1,180
Chance Of Property Crime:
1 in 114
Weather
What is the weather like in Chadwick, IL year-round?
The village enjoys four distinct seasons, with warm summers reaching up to 84°F and cold winters dipping to 15°F. With about 54% sunny days and 38 inches of annual rainfall, Chadwick offers a classic Midwest climate.

Winter
Min:
15°F
Max:
32°F

Spring
Min:
36°F
Max:
65°F

Summer
Min:
61°F
Max:
84°F

Fall
Min:
39°F
Max:
64°F
Average Rainfall Inches:
38 inches
Sunny Days Percentage:
54%
Neighbors
Residents of Chadwick enjoy a median household income of $56,500 and a poverty rate under 10%. The community is well-educated, with over 92% having completed high school, and most commutes are a manageable 25 minutes.
Median Income:
$34,000
Household Income:
$56,500
Family Income:
$65,000
Per Capita Income:
$28,500
Income Male:
$39,000
Income Female:
$31,000
Poverty Rate:
9.7%
Non English Speakers:
3.5%
Rent:
$725
Unemployment Rate:
4.9%
Public Transport Usage:
0.5%
Commute Time:
25.2 minutes

Education
High School or Higher:
92.5%
Bachelors or More:
17.5%
Education
How are the schools in Chadwick, IL?
Chadwick’s public schools offer small class sizes, fostering a supportive learning environment, and higher education is available nearby at Highland Community College. The village does not have private schools, but strong public options serve local families well.

Public Schools
Name:
Chadwick Elementary School
Street:
15 School St
Phone:
815-684-5215
Students:
120
Student Teacher Ratio:
13.6
Name:
Chadwick Junior High School
Street:
15 School St
Phone:
815-684-5215
Students:
60
Student Teacher Ratio:
12.8

Colleges
Name:
Highland Community College
City:
Freeport
State:
IL
Distance:
28 miles
Students:
1,600
Healthcare
Chadwick is served by major hospitals like CGH Medical Center and FHN Memorial Hospital within a short drive, and 91% of residents have health insurance. Access to healthcare is solid, with nearly two physicians per 1,000 people in the area.

Major Hospitals
Name:
CGH Medical Center
Address:
100 E LeFevre Rd, Sterling, IL 61081
Phone:
(815) 625-0400
Type:
General & Surgical
Emergency Services:
Yes
Name:
FHN Memorial Hospital
Address:
1045 W Stephenson St, Freeport, IL 61032
Phone:
(815) 599-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
91.0%
Health Care Index:
70.2
Housing Market
What is the housing market like in Chadwick, IL?
The housing market in Chadwick is affordable and stable, with a median home price of $97,000 and a high owner-occupancy rate of 76.5%. Home values have appreciated modestly over the past year, and rental options remain accessible.
Median Home Price:
$97,000
Average Rent For 2 Bedroom:
$725
Owner Occupied Rate:
76.5%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.4%
Foreclosure Rate:
0.7%
DMV Information
Residents handle licensing and vehicle registration through the Illinois Secretary of State Driver Services Facility in nearby DeKalb, which provides convenient access to essential DMV services.
State:
Illinois
Department:
Illinois Secretary of State Driver Services Facility
Address:
855 South Peace Road, DeKalb, IL 60115
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.