Everything You Should Know Before Moving to Chaptico, MD
Considering a move to Chaptico, MD? This quiet rural community of about 1,200 residents offers affordable living with a median home price of $350,000 and average rent around $1,350. Crime rates are low, commute times average 38 minutes, and most homes are owner-occupied. Enjoy a mild climate with 58% sunny days and access to highly-rated local schools. Chaptico blends small-town charm with easy access to healthcare and the amenities of nearby Leonardtown.
Demographics - Chaptico, MD
Demographics - Chaptico, MD
Chaptico is a small rural community with a population of 1,200, a median age of 45.2, and a balanced gender ratio. The majority of residents are White, with Black and other ethnic groups also represented, and about 6.5% speak a language other than English at home. The area offers a relaxed pace of life, ideal for those seeking a close-knit atmosphere.
Population:
1,200
Density:
68 per sq mi
Median Age:
45.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
77.0%
Black:
16.5%
Asian:
1.0%
Others:
5.5%
Cost Of Living
What is the average cost of living in Chaptico, MD?
Chaptico's cost of living is slightly above the national average, with a median home value of $350,000 and average rent at $1,350 per month. Utilities and healthcare costs are modestly higher than average, while state taxes range from 2.0% to 5.75%. Overall, the area offers affordable homeownership in a rural setting.
Median House Value:
$350,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$155
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$635
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
107.0
Grocery:
104.2
Housing:
110.5
Utilities:
114.0
Transportation:
105.6
Health Care:
106.5
Miscellaneous:
102.0
Crime
Is Chaptico, MD a safe place to live?
Chaptico experiences low crime rates, with 156 violent crimes and 1,230 property crimes per 100,000 residents, making it a safe place to live. Residents have a 1 in 641 chance of being a victim of violent crime, well below national averages. The community's small size and rural character contribute to its overall safety.
Violent Crimes Per 100k:
156
Property Crimes Per 100k:
1,230
Crime Index:
1,386
Chance Of Violent Crime:
1 in 641
Chance Of Property Crime:
1 in 81
Weather
What is the weather like in Chaptico, MD year-round?
Chaptico enjoys a mild climate, featuring warm summers with highs near 87°F and winters that rarely dip below 27°F. The area receives about 44.7 inches of annual rainfall and boasts 58% sunny days, offering a pleasant environment year-round. Seasonal changes bring comfortable spring and fall temperatures, perfect for outdoor activities.

Winter
Min:
27°F
Max:
44°F

Spring
Min:
46°F
Max:
69°F

Summer
Min:
67°F
Max:
87°F

Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
44.7 inches
Sunny Days Percentage:
58%
Neighbors
Local households in Chaptico typically earn around $87,500, with a family income of $94,000 and a poverty rate of just 7.5%. Most residents commute about 38 minutes to work and public transportation usage is minimal. The community is well-educated, with over 91% having a high school diploma and nearly a third holding a bachelor’s degree or higher.
Median Income:
$40,200
Household Income:
$87,500
Family Income:
$94,000
Per Capita Income:
$38,800
Income Male:
$49,000
Income Female:
$43,500
Poverty Rate:
7.5%
Non English Speakers:
6.5%
Rent:
$1,350
Unemployment Rate:
4.8%
Public Transport Usage:
0.5%
Commute Time:
38.2 minutes

Education
High School or Higher:
91.4%
Bachelors or More:
32.6%
Education
How are the schools in Chaptico, MD?
Families in Chaptico benefit from access to respected local schools, including Chaptico Elementary and Margaret Brent Middle School, both with favorable student-teacher ratios. Private options like St. Mary's Academy are available, and the College of Southern Maryland is just 11 miles away for higher education. The community places a strong emphasis on educational quality and opportunity.

Public Schools
Name:
Chaptico Elementary School
Street:
37323 Chaptico Rd
Phone:
301-884-7444
Students:
370
Student Teacher Ratio:
15.2
Name:
Margaret Brent Middle School
Street:
29675 Point Lookout Rd
Phone:
301-884-4635
Students:
620
Student Teacher Ratio:
14.7

Private Schools
Name:
St. Mary's Academy
Street:
19362 Three Notch Rd
Phone:
301-475-9795
Students:
215

Colleges
Name:
College of Southern Maryland
City:
Leonardtown
State:
MD
Distance:
11 miles
Students:
3,700
Healthcare
Residents of Chaptico have convenient access to quality healthcare, including the nearby MedStar St. Mary's Hospital in Leonardtown. The area supports about 2.3 physicians per 1,000 people, with over 92% of residents covered by health insurance. Healthcare services are accessible and comprehensive for families and individuals alike.

Major Hospitals
Name:
MedStar St. Mary's Hospital
Address:
25500 Point Lookout Rd, Leonardtown, MD 20650
Phone:
(301) 475-8981
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
92.2%
Health Care Index:
75.4
Housing Market
What is the housing market like in Chaptico, MD?
Chaptico's housing market is stable, with a median home price of $350,000 and strong owner occupancy at 80.3%. Home values have appreciated by 4.2% in the past year, while the rental vacancy rate remains low at 6.0%. The area offers both affordability and investment potential for new homeowners.
Median Home Price:
$350,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
80.3%
Rental Vacancy Rate:
6.0%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.0%
Foreclosure Rate:
0.3%
DMV Information
Chaptico residents are served by the Maryland Motor Vehicle Administration, located in Glen Burnie, MD. The MVA offers a range of vehicle and licensing services, and more information can be found on their official website. Access to DMV services is straightforward for both new and current residents.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
6601 Ritchie Highway, Glen Burnie, MD 21062
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.