Iowa / County

Moving to Charles City, IA

Thinking of making a move to Charles City, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Charles City, IA

Considering a move to Charles City, IA? This welcoming community of 7,307 residents offers a blend of suburban charm and convenience, with median home prices around $112,000 and average rents near $740. Commute times average 14 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Charles City's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Charles City, IA

Charles City has a population of 7,307 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 2% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
7,307
Density
1,250 per sq mi
Median Age
42.1
Gender Ratio
93 males per 100 females
Non-English Speakers Percentage
3.5%

Ethnic Composition

White
92.7%
Black
1.8%
Asian
0.7%
Others
4.8%

Cost Of Living

What is the average cost of living in Charles City, IA?

The cost of living in Charles City is higher than the national average, with a cost of living index of 78.2. Median home values are around $112,000 and average rents for a two-bedroom apartment are approximately $720. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$112,000
Gross Rent
$720
Monthly Electricity Charges
$105
Auto Insurance
$1,020
House Owner Cost With Mortgage
$990
House Owner Cost Without Mortgage
$410
State Taxes
Low: 0.33%| High: 8.53%
Cost Of Living Index
78.2
Grocery
95.4
Housing
62.1
Utilities
92.3
Transportation
84.5
Health Care
94.7
Miscellaneous
91.9

Crime

Is Charles City, IA a safe place to live?

Charles City is considered a safe community, with a low violent crime rate of 220 incidents per 100,000 residents and a property crime chance of 1 in 68. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
220
Property Crimes Per 100k
1,480
Crime Index
1,700
Chance Of Violent Crime
1 in 455
Chance Of Property Crime
1 in 68

Weather

What is the weather like in Charles City, IA year-round?

Charles City experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 10°F. The area receives about 33 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
10°F
Max
28°F

Summer

Min
58°F
Max
83°F

Spring

Min
34°F
Max
64°F

Fall

Min
37°F
Max
65°F
Average Rainfall Inches
33.2 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $51,250 and a low poverty rate of 13.4%. Over 92% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 14 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,400
Household Income
$51,250
Family Income
$66,800
Per Capita Income
$27,100
Income Male
$39,500
Income Female
$31,800
Poverty Rate
13.4%
Non English Speakers
3.5%
Rent
$720
Unemployment Rate
3.8%
Public Transport Usage
0.2%
Commute Time
13.8 minutes

Education

High School or Higher
91.8%
Bachelors or More
20.2%

Education

How are the schools in Charles City, IA?

Charles City offers quality education options, with public schools like Charles City High School and Charles City Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Iowa Area Community College (NIACC) - Charles City Center and Wartburg College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Charles City High School
Street
1 Comet Dr
Phone
641-257-6510
Students
480
Student Teacher Ratio
14.7
Name
Charles City Middle School
Street
1200 1st Ave
Phone
641-257-6530
Students
420
Student Teacher Ratio
13.9

Private Schools

Name
Immaculate Conception School
Street
1203 Clark St
Phone
641-228-2553
Students
160

Colleges

Name
North Iowa Area Community College (NIACC) - Charles City Center
City
Charles City
State
IA
Distance
0 miles
Students
200
Name
Wartburg College
City
Waverly
State
IA
Distance
31 miles
Students
1,500

Healthcare

Charles City residents have access to quality healthcare, with major hospitals like Floyd County Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 93.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Floyd County Medical Center
Address
800 11th St, Charles City, IA 50616
Phone
(641) 228-6830
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
93.8%
Health Care Index
78.0

Housing Market

What is the housing market like in Charles City, IA?

The local housing market is strong, with a median home price of $112,000 and an owner-occupied rate of nearly 68%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.6%. Charles City offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$112,000
Average Rent For 2 Bedroom
$740
Owner Occupied Rate
68.1%
Rental Vacancy Rate
8.6%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.6%
Foreclosure Rate
0.8%

DMV Information

Residents of Charles City handle vehicle services through the Iowa Department of Transportation - Motor Vehicle Division, conveniently located in Des Moines. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation - Motor Vehicle Division
Address
100 E Euclid Ave, Des Moines, IA 50313
Phone
1-800-532-1121

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Charles City, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Charles City, review the core fields on this page: population 7,307, median home value $112,000, average rent for 2 bedroom $740, commute time 13.8 minutes, and sunny days percentage 54%.

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