Everything You Should Know Before Moving to Charlestown, IN
Thinking about moving to Charlestown, IN? With a population of 8,386, this welcoming small city offers affordable living, featuring a median home price of $194,000 and average rents around $880. Residents enjoy a low violent crime rate (74 per 100K), short 26-minute commutes, and access to nearby hospitals and schools. Charlestown boasts family-friendly neighborhoods, four-season weather with 56% sunny days, and a relaxed lifestyle just a short drive from Louisville, KY.
Demographics - Charlestown, IN
Demographics - Charlestown, IN
Charlestown is home to about 8,386 residents, with a median age of 36.7 years and a balanced gender ratio. The community is predominantly White, and a small but growing portion of the population speaks languages other than English. The city offers a suburban atmosphere with a moderate population density, making it appealing for families and individuals alike.
Population:
8,386
Density:
1,050 per sq mi
Median Age:
36.7
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
4.3%
Ethnic Composition
White:
94.2%
Black:
1.2%
Asian:
0.5%
Others:
4.1%
Cost Of Living
What is the average cost of living in Charlestown, IN?
Charlestown offers a cost of living well below the national average, with a median home value of $194,000 and average rent around $880. Essential expenses such as utilities and groceries are reasonably priced, and Indiana’s flat state income tax helps keep household budgets manageable. This affordability makes Charlestown an attractive option for homebuyers and renters alike.
Median House Value:
$194,000
Gross Rent:
$880
Monthly Electricity Charges:
$125
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,225
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
84.5
Grocery:
93.2
Housing:
68.1
Utilities:
97.5
Transportation:
90.5
Health Care:
97.3
Miscellaneous:
91.0
Crime
Is Charlestown, IN a safe place to live?
Residents of Charlestown benefit from a low violent crime rate of just 74 incidents per 100,000 people, with property crime being more common but still manageable. The chance of being a victim of violent crime is approximately 1 in 1,350, contributing to a sense of security in the community. Overall, Charlestown is considered a safe place to live.
Violent Crimes Per 100k:
74
Property Crimes Per 100k:
1,120
Crime Index:
1,194
Chance Of Violent Crime:
1 in 1,350
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Charlestown, IN year-round?
Charlestown experiences all four seasons, with warm summers reaching highs of 87°F and winters dipping to 24°F. The city receives about 44.7 inches of rainfall annually and enjoys 56% sunny days, offering a pleasant climate for outdoor activities. Residents can expect comfortable springs and colorful autumns.
Winter
Min:
24°F
Max:
41°F
Spring
Min:
43°F
Max:
70°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
45°F
Max:
71°F
Average Rainfall Inches:
44.7 inches
Sunny Days Percentage:
56%
Neighbors
The typical household in Charlestown earns about $65,100 annually, with a family income average of $74,700, and a poverty rate of 13.5%. Most adults have completed high school, though fewer hold a bachelor’s degree or higher. The area features a short average commute of about 26 minutes, and public transportation use is minimal, emphasizing a car-friendly lifestyle.
Median Income:
$31,200
Household Income:
$65,100
Family Income:
$74,700
Per Capita Income:
$27,800
Income Male:
$41,500
Income Female:
$33,600
Poverty Rate:
13.5%
Non English Speakers:
4.3%
Rent:
$880
Unemployment Rate:
3.6%
Public Transport Usage:
0.2%
Commute Time:
25.8 minutes
Education
High School or Higher:
88.9%
Bachelors or More:
14.7%
Education
How are the schools in Charlestown, IN?
Charlestown features a variety of educational options, including public schools like Charlestown High School and Jonathan Jennings Elementary, as well as private institutions such as St. Michael School. Nearby higher education choices include Indiana University Southeast, just 14 miles away, and Jefferson Community & Technical College in Louisville. The area supports families with quality educational resources from kindergarten through college.
Public Schools
Name:
Charlestown High School
Street:
1 Pirate Place
Phone:
812-256-3328
Students:
750
Student Teacher Ratio:
16.6
Name:
Jonathan Jennings Elementary School
Street:
603 Market St
Phone:
812-256-7286
Students:
650
Student Teacher Ratio:
17.0
Private Schools
Name:
St. Michael School
Street:
519 Jefferson St
Phone:
812-256-3503
Students:
180
Colleges
Name:
Indiana University Southeast
City:
New Albany
State:
IN
Distance:
14 miles
Students:
4,200
Name:
Jefferson Community & Technical College
City:
Louisville
State:
KY
Distance:
18 miles
Students:
12,000
Healthcare
Charlestown residents have access to nearby major hospitals such as Clark Memorial Health and Norton King's Daughters’ Health, both offering emergency services. With 1.7 physicians per 1,000 people and over 91% health insurance coverage, healthcare access is reliable and comprehensive. The city’s healthcare index suggests services are accessible and of good quality.
Major Hospitals
Name:
Clark Memorial Health
Address:
1220 Missouri Ave, Jeffersonville, IN 47130
Phone:
(812) 282-6631
Type:
General & Surgical
Emergency Services:
Yes
Name:
Norton King’s Daughters’ Health
Address:
1373 E SR 62, Madison, IN 47250
Phone:
(812) 801-0800
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.5%
Health Care Index:
78.2
Housing Market
What is the housing market like in Charlestown, IN?
Charlestown’s housing market is notably affordable, with a median home price of $194,000 and average rent for a two-bedroom at $880. Homeownership is common, with about 65% of residents owning their homes, and the market has seen a healthy appreciation rate of 7.1% over the past year. Rental vacancies remain reasonable, providing options for both buyers and renters.
Median Home Price:
$194,000
Average Rent For 2 Bedroom:
$880
Owner Occupied Rate:
65.3%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
2.2%
Foreclosure Rate:
0.8%
DMV Information
Charlestown residents are served by the Indiana Bureau of Motor Vehicles, located nearby in New Albany. The DMV offers a full range of licensing and vehicle services, and information is accessible online or by phone. This convenient access makes vehicle registration and driver services straightforward for locals.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
821 Mount Tabor Rd, New Albany, IN 47150
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.